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The Motley Fool October 26, 2004 |
Why You Need Short-Term Savings Though your short-term savings will never rival returns on stocks over the long term, short-term money needs to earn its keep, countering inflation and maybe earning a little more. |
The Motley Fool June 4, 2007 |
Why Short-Term Savings? You've got several options on where to keep your short-term stash. But first, you need to do a bit of financial self-reflection to determine how much short-term savings you need and when you'll need it. |
The Motley Fool November 8, 2004 |
Fools Save Half a Billion What could happen if you don't have short-term savings? Avoid these unpleasantries by taking these five steps to establish your own cash cushion. |
The Motley Fool February 9, 2005 |
Money Market Funds, Explained They're not exciting, but you may need them. They're generally ill-suited for long-term savings, but they're great for short-term investments, such as for money you'll need in the near future. |
The Motley Fool January 15, 2004 |
Short-Term Cash FAQs Here are the answers to your questions about short-term savings and cash investments. |
The Motley Fool February 3, 2004 |
Save Like a Fool Add some balance to your spending-saving seesaw. |
The Motley Fool December 27, 2006 Selena Maranjian |
Short-Term Money Doesn't Have to Earn Peanuts A savings account isn't the only option for money you might be needing soon. |
The Motley Fool October 7, 2004 |
Three Tiers of Savings Neglect some important savings plan components at your own risk. |
The Motley Fool January 23, 2004 |
How Much Should You Save? Depends if you're single, scared, or have a significant other. |
The Motley Fool July 7, 2005 David Braze |
Your Retirement Safety Cushion How can you protect your retirement from a bear market? |
The Motley Fool August 8, 2005 |
3 Critical Kinds of Savings To put your short-term savings into context, think of your finances as a wedding cake. The bottom layer is your long-term savings, short-term savings first appear in the second tier of the cake and the top tier is your rainy-day fund. |
The Motley Fool October 4, 2006 Selena Maranjian |
Turbocharge Your Savings Shop around and make sure your money is earning as much as it can. |
The Motley Fool May 7, 2004 |
How to Invest for College As your kids get older, you may be wondering what you should invest your savings for their college education in -- stocks, for example, or bonds? One size doesn't fit all when it comes to college savings. |
The Motley Fool February 4, 2004 Dave Braze |
Creating a Comfy "Income Cushion" How much should a retiree keep in cash? |
The Motley Fool June 17, 2008 Dayana Yochim |
No-Sweat Savings No need to stew and sweat. Putting money aside can be easy. |
The Motley Fool March 17, 2004 |
Three Critical Kinds of Savings If you save incorrectly, your savings could disappear. |
The Motley Fool May 21, 2004 Dayana Yochim |
Where Should Your Money Go? Money is made to spend. Here's where to park it until you part with it. |
The Motley Fool September 13, 2004 Dayana Yochim |
How to Stretch a Buck How to make the money you already have go further. |
The Motley Fool September 20, 2006 Ryan Popple |
Farewell to Money Market Mutual Funds For the cash portion of a portfolio, money market mutual funds once offered a valuable service and paid out an acceptable return. Nowadays, direct Internet banking offers individual savings accounts that are risk-free and FDIC-insured. They also offer better returns. |
The Motley Fool May 23, 2007 Dan Caplinger |
Save More, Rich or Poor Think a larger income means larger savings? Think again. It all comes down to spending less than you make. |
The Motley Fool November 9, 2004 |
Investing for Homebuying If you want to buy a home soon, your money shouldn't be in stocks. |
The Motley Fool February 16, 2007 Matt Koppenheffer |
A Savings Triple Play Making sure you have enough stashed away for all of life's adventures can be as easy as one, two, three. |
The Motley Fool May 14, 2007 John Rosevear |
The Best Financial Parking Spots Need to park some funds for a year or two? High-yield bank accounts... Money market mutual funds... Certificates of deposit (CDs)... Bonds and bond mutual funds... Cookie jar... |
The Motley Fool December 1, 2005 |
Think Thrice Before Dividing in Thirds Portfolio allocations don't come in one-size-fits-all. A more sensible approach is to consider investment timeframes and, of course, what you can tolerate in terms of market volatility. |
The Motley Fool August 24, 2005 Dayana Yochim |
Where to Park Cash What investments lie between your wallet and your brokerage account? Plenty. Your tolerance for risk and your time horizon are the two main factors when deciding where to park your money. Here are some general guidelines. |
The Motley Fool August 25, 2004 |
Asset Allocation for Retirees A helpful way to approach asset allocation is to jot down how much you have, how much you want to withdraw each year, how quickly you expect your nest egg to grow invested in your various options, and how long your money needs to last. |
AskMen.com Terence Channon |
Must-Have Long-Term Savings It may seem like some of these financial ventures are much too far in the future to worry about right now, but if you want to reach your financial goals, these must-have long-term savings are the only way to get there. |
The Motley Fool September 29, 2004 |
You Really Need an Emergency Fund Don't get caught with a sudden need for cash. |
The Motley Fool December 15, 2005 |
Do You Really Need an Emergency Fund? Don't rely on conventional wisdom to protect yourself. Here's how to determine how much you need to save to live on. |
The Motley Fool June 16, 2009 Dayana Yochim |
Take a Pay Cut to Save More If you need to save money fast, make it mandatory, by tricking yourself into stashing money into an only-for-emergencies account. |
The Motley Fool April 27, 2006 Selena Maranjian |
Small Percentages Matter Why bother focusing on your savings or checking account, when it just pays a relative pittance? Because that pittance can add up, that's why. |
The Motley Fool July 22, 2011 Dan Caplinger |
6 Banks That Deserve Your Money You need to save somewhere. These banks pay you fairly well. |
The Motley Fool January 5, 2007 Dan Caplinger |
Climbing Down the Ladder Does bond laddering make sense with an inverted yield curve? |
The Motley Fool February 17, 2004 |
Make Saving Simple No need to stew and sweat. Putting money aside is easy. Steps to follow in order to save money successfully. |
The Family Room Gary Foreman |
Pay Yourself First? Some months I can save some money and some I can't. I have heard the saying "always pay yourself first". When I do that it seems that I have to withdraw that money later on in the month to pay the bills. So how does this actually work? Should I always pay myself first? |
AskMen.com Michael Estrin |
10 Common Savings Mistakes Here are the 10 most common mistakes people make about saving money. |
The Motley Fool November 17, 2006 Dan Caplinger |
Don't Give Your Money a Break As hard as you work to make money, shouldn't your money work as hard for you? |
The Motley Fool April 5, 2004 Mathew Emmert |
Stretching for Short-Term Yield Don't let a higher yield jeopardize the money you need within five years. Boring may be, well, boring, but it is also safe. So when you're searching for fairly short-term yields, make sure the risks you're taking are appropriate. |
AskMen.com Dan Carter |
Q&A: Unemployment Funds, Accountant Hunt How much of a safety cushion should I have if I lose my job?... I'm trying to raise capital to start a company; where should I look for money?... How can I find a good accountant?... Pay off debt vs investing... |
The Motley Fool July 18, 2006 Dan Caplinger |
Get Your Kids to College: Introduction Nowhere is the value of compounding returns more evident than in saving for a goal with a fixed time limit, such as financing a college education. |
The Motley Fool March 12, 2004 Robert Brokamp |
Where Not to Stash Your Cash You should have some easily accessible assets at the ready. But where should you stash that cash? Here are five candidates for the worst places. |
The Motley Fool July 6, 2006 |
Investing for Homebuying Don't put your down payment in the wrong place, or you might end up renting again. Short-term money should be kept in a safe place, such as certificates of deposit or money market funds, to protect your principal. |
The Motley Fool February 2, 2007 Mary Dalrymple |
Our Savings Rate Is Abysmal The national rate's in the red. How are your savings statistics? If you're not shunting at least a little of your discretionary income into short-term savings or long-term savings, you might be setting yourself up for trouble down the road. |
AskMen.com Ryan Ortega |
Invest On A Budget With a little planning and common sense, you can invest on a budget with very little money up front and, hopefully, a large payout in the end. |
HBS Working Knowledge August 23, 2004 Ann Cullen |
New Challenges for Long-Term Investors Risk-reward. Rising interest rates. Stocks or bonds. There's lots to ponder when setting asset allocation strategy. And the answers might not come with "conventional wisdom." |
The Motley Fool June 15, 2004 Selena Maranjian |
Hooray for Rising Interest Rates There's an upside to rising interest rates. Higher rates may be bad for borrowers, but they're good for lenders, which is what you are when you park your money in a bank account. |
AskMen.com December 10, 2000 Luis Rodrigues |
Retire Rich... Really Rich If you want to retire rich or plan on retiring a little earlier than the average Joe, it's time to evaluate your situation. Unless you were lucky enough to be a blue blood or you won the state lottery, chances are that you'll have to do some careful financial planning to meet your goals... |
The Motley Fool July 27, 2004 Dayana Yochim |
Are Your Dollars Dragging? Don't let inflation erode your lifetime savings. Calculate your future spending money. |
The Motley Fool January 5, 2004 |
Wanted: Safe Short-Term Investments Where should you put money that you'll need in a year or two? |
The Motley Fool November 3, 2006 Mary Dalrymple |
Plunk Down a Pile of Cash Here are the questions to ask before parking your savings somewhere. |