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Bank Systems & Technology February 29, 2008 Peggy Bresnick Kendler	Health Savings Accounts Present Huge Opportunity to Banks Several bankers discuss the benefits to banks of providing health savings accounts to customers.
U.S. Banker October 2006 Lee Conrad	Consumer Snag: How to Make Account Openings Easier Most banks are not sufficiently integrated with health plans to make the process of creating an health savings account a convenient experience for customers. But that can change.
Bank Systems & Technology November 1, 2006 Nancy Feig	Health Savings Account Market Is Expanding In late September, the U.S. House Ways and Means Committee provided a boost to the banking industry when it voted in favor of raising contribution limits on health savings accounts.
Bank Technology News July 2005 Holly Sraeel	Banks Eye Potentially Big Play in The HSA Business Banks expect the use of health savings accounts will be attractive to consumers because it puts more control of medical expenses into their hands.
U.S. Banker February 2007 Lee Conrad	Enough With the Hidden Fees, Already! Come Clean. According to various industry sources, there is still one thing that keeps health savings accounts from taking off: a lack of transparency about setup, transaction and maintenance fees.
U.S. Banker June 2006 Lee Conrad	Making Sense of HSAs For Community Banks Community and mid-sized banks are jumping into the fray of health savings accounts, but some analysts wonder if they can successfully compete against the big guys.
Bank Technology News February 2007 John Adams	Customer Education: Knowledge Is The Path To Healthy HSAs There's a knowledge gap among consumers and employers about HSAs, ranging from how they work to how much they cost. A handful of institutions are trying to fix that.
Bank Technology News November 2005 Glen Fest	HSAs: Banks May need Plastic, Not paper Insurance providers dipping their toes into flexible spending and health savings accounts favor using cards instead of paper-intensive reimbursement methods, creating opportunities to partner with financial institutions.
The Motley Fool September 13, 2006 Dan Caplinger	The Dark Side of HSAs The combination of tax-deductible savings, tax-free income and withdrawals, and lower insurance premiums make the health savings account provisions extremely attractive. However, HSAs aren't right for everyone.
Managed Care June 2005	Trying to Measure Interest in HSAs Though the growth in the number of consumers choosing plans that use health savings accounts (HSAs) as well as the growth in the number of insurance companies that offer such plans is impressive, the number of those electing such coverage remains relatively small.
Insurance & Technology February 7, 2004 Julie Gallagher	Taking a New Look at HSAs Self-service tools support newly authorized health savings accounts
U.S. Banker January 2010 Glen Fest	HSAs' High Hurdles Banks entering the health savings account market must cope with some barriers to entry -- including the steep early-mover advantage of established competitors.
Bank Technology News October 2005 Michael Sisk	Health Savings Accounts: As HSAs Multiply, So Do Tech Plays With a market predicted to surpass that of 401(k)s, health savings accounts are becoming the hottest commodity. The market's explosive potential also has tech providers' tongues wagging.
The Motley Fool September 29, 2006 Karl Thiel	Is an HSA Right for You? Health savings accounts can help you reduce costs -- if you know how they work.
Insurance & Technology April 5, 2006 Anthony O'Donnell	Partners and Rivals The shift by consumers to lower-premium high-deductible health plans along with the redirection of healthcare dollars into bank accounts represents a serious challenge for insurers, and a serious opportunity for banks and other financial services companies.
Managed Care July 2006 John Carroll	Banks Give Insurers an Offer Most of Them Cannot Refuse Managing the assets of a health savings account has banks excited, but leaving charges in the hands of members makes providers nervous.
Bank Technology News February 2008 Michael Sisk	Open Road Estimates on the growth of the consumer-driven health care market vary, but virtually all predict robust increases.
Inc. April 2006 Carl Schramm	Unexpected Benefits More people will start companies, thanks to health savings accounts.
Insurance & Technology April 5, 2006 Anthony O'Donnell	Out of the Gate Having already dealt with market population used to making decisions about its healthcare, Assurant Health is first out of the gate with a high-deductible health plan coupled to a health savings account.
Financial Planning April 1, 2006 Donald Jay Korn	HSAs Determining how to procure vital health insurance without breaking clients' bankbooks has become a challenge for financial planners. Are these low-priced insurance plans the new prescription for rising healthcare costs?
Insurance & Technology April 2, 2004 Anthony O'Donnell	Insurers Poised to Launch HSAs Newly authorized tax-exempt health savings accounts may drive intensified investment in consumer-directed, healthcare-related technology.
The Motley Fool February 24, 2007 Elizabeth Brokamp	The IRS Does the Splits Take advantage of the IRS' new split-option for your refund.
U.S. Banker March 2007 Seamus McMahon	Stemming Revenue Anemia Becoming an expert at revenue productivity will require tough cultural and systemic changes at most banks. The good news is that banks willing to bear down now will put some distance between themselves and the competition in 2007-and pull away in 2008.
Investment Advisor January 2007 Melanie Waddell	A Healthy New Year Growth of Health Savings Accounts (HSAs) and pricing pressure on brand name pharmaceutical manufacturers are among the top seven healthcare industry issues identified in a new report.
Bank Technology News January 2006 Glen Fest	Health Savings Accounts: HSAs Interest FIs, If Not Consumers So far, consumer adoption hasn't been as robust as many hoped. But that hasn't stopped financial firms and technology companies from pursuing business in the sector.
Financial Planning May 31, 2006	Mailbox Letters to the editor: Conditional Love?... HSAs and Long-Term Care... The Perfect Elevator Speech...
Financial Planning January 1, 2005 Kevin J. Delaere	Healthy Advice Both clients and financial advisers should consider health and medical savings accounts as a vital part of an investment plan.
Bank Systems & Technology June 2, 2007 Maria Bruno-Britz	Acquisition Obsession Results In Bank Deposit Growth Deposits have been dropping off at U.S. banks for years. And according to a recent study, there is no one technology or formula that banks can follow to reverse the trend.
Managed Care May 2004	Treasury Dept. Issues Rules Governing HSAs New Federal guidelines say that health savings accounts may be used to cover some preventive services and prescription drugs.
The Motley Fool April 26, 2006 Joseph Khattab	Hanmi Almost Delivers Korea's Hanmi Financial's first-quarter results were strong enough for a 5% jump in stock price today, but investors may still be hesitant to jump on the bandwagon.
Bank Systems & Technology December 3, 2008 Maria Bruno-Britz	Goldman Could Roll Out Direct Bank The former investment bank/now commercial bank would likely seek to increase its deposit base by offering a variety of savings products, such as certificates of deposits, online.
Financial Planning September 1, 2008 Jeanne Lee	HSA Highlights As healthcare costs continue to skyrocket, small business clients must arm themselves with strategies to help their employees save money on health benefits. One way is knowledge of health savings accounts and the various ways they can make benefits more affordable.
Financial Planning April 1, 2011 Donald Jay Korn	Baby Steps Health savings accounts are growing, although assets are still modest, and advisors, consumers and employers remain interested. Moreover, integral parts of last year's healthcare reform law may actually encourage the growth of HSAs.
U.S. Banker February 2002 John Hackett	Deposits Grow Despite Drop in Rates The stock market has driven depositors into the arms of banks, but will this love dissolve if the market comes back?
Bank Systems & Technology May 1, 2006 Anthony O'Donnell	H$As: Sharing Some insurers are seeking to offer an end-to-end HDHP/HSA solution by creating their own banks to serve as custodians of the accounts. The challenge for banks is to make health insurers offering HDHPs see the value of what banks can bring to the overall consumer-directed health experience.
Managed Care March 2005 John Carroll	HSAs: Early Returns Are In A significant number of consultants, insurers, politicians, and, oh yes, the companies that purchase health care are increasing their interest in health savings accounts.
The Motley Fool September 16, 2009 Dan Caplinger	The Biggest Casualty of Obamacare Health savings accounts that qualify for deductions on your income tax return could disappear.
U.S. Banker March 2009 Anthony Malakian	HSAs Continue Ascension in Spite of Sour Economy Even with a nation in a recession and a Democrat in the White House, health savings accounts are expected to grow steadily, if not spectacularly, in 2009.
The Motley Fool September 27, 2005 Rich Smith	Cleaning House at Russia's Banks Roughly 20% of Russia's banks are slated to go out of business. After the cleaning of banking houses has run its course, Russian depositors should feel much more secure entrusting their savings to the surviving banks, to the benefit of whomever it is that owns them.
Pharmaceutical Executive April 1, 2006 Humphrey Taylor	Opinion: Unintended Outcomes for Consumer-Drive Insurance So-called "consumer-driven" health insurance is designed to help informed consumers make better decisions about their medical treatment. But the high deductibles associated with these plans are affecting the end goal.
The Motley Fool February 12, 2008 Dan Caplinger	Where You'll Find the Best Rates As customers have moved to the Internet for financial solutions, banks have paid attention.
Insurance & Technology September 5, 2006 Maria Woehr	Healthy Options The Principal Financial Group is pushing competition in consumer-driven healthcare with an integrated health reimbursement arrangement and health savings account product.
Managed Care October 2007 Lola Butcher	Workers Fail To Exploit Health Savings Accounts HSAs offer an easy way to save money, have it grow, and not be taxed when it is withdrawn. Why don't more people take advantage of this?
Managed Care April 2004	Health Savings Accounts Develop the Mystique of a Winning Product New survey bolsters the contention of many in managed care that the portability of the health savings account (HSA) will make it as big a seller as another employer benefit offering: the 401(k).
Investment Advisor April 2008	News & Products, April 2008 New financial products: Information on long-term health care... Health savings accounts...
The Motley Fool February 12, 2007 Mary Dalrymple	I Love Online Savings An easily accessible, high-yielding, online savings account is just the thing to warm your heart.
Bank Systems & Technology February 28, 2008 Peggy Bresnick Kendler	Can Remote Deposit Capture Drive Growth? How can banks use remote deposit capture as a competitive differentiator, and can it actually drive growth?
Financial Planning April 1, 2007 Donald Jay Korn	Healthy, Wealthy and Wise As more and more affluent clients start managing their medical costs, financial advisors may be asked to provide a second opinion on the choices.
The Motley Fool January 8, 2007 Emil Lee	Understanding a Bank's Liabilities When investing with a bank, always make sure to take a glance at the sources of funds footnote. A bank's financing sources are key to its success.
U.S. Banker November 2007 Lee Conrad	'Can I Get a Loan For My Nose Job?' When vanity rears its ugly head, banks will be there to help pretty it up again. And they'll make a buck while they're at it.