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Insurance & Technology April 5, 2006 Anthony O'Donnell	Partners and Rivals The shift by consumers to lower-premium high-deductible health plans along with the redirection of healthcare dollars into bank accounts represents a serious challenge for insurers, and a serious opportunity for banks and other financial services companies.
Insurance & Technology April 5, 2006 Anthony O'Donnell	In It Together Using client research, Cigna determined that the best offering for its employer health plan market was an integrated health savings account solution that offered a seamless experience for members and is partnering with JPMorgan Chase to provide it.
Bank Technology News February 2008 Michael Sisk	Open Road Estimates on the growth of the consumer-driven health care market vary, but virtually all predict robust increases.
Managed Care July 2006 John Carroll	Banks Give Insurers an Offer Most of Them Cannot Refuse Managing the assets of a health savings account has banks excited, but leaving charges in the hands of members makes providers nervous.
Bank Systems & Technology February 29, 2008 Peggy Bresnick Kendler	Health Savings Accounts Present Huge Opportunity to Banks Several bankers discuss the benefits to banks of providing health savings accounts to customers.
Bank Technology News January 2006 Glen Fest	Health Savings Accounts: HSAs Interest FIs, If Not Consumers So far, consumer adoption hasn't been as robust as many hoped. But that hasn't stopped financial firms and technology companies from pursuing business in the sector.
Bank Technology News October 2005 Michael Sisk	Health Savings Accounts: As HSAs Multiply, So Do Tech Plays With a market predicted to surpass that of 401(k)s, health savings accounts are becoming the hottest commodity. The market's explosive potential also has tech providers' tongues wagging.
Insurance & Technology April 2, 2004 Anthony O'Donnell	Insurers Poised to Launch HSAs Newly authorized tax-exempt health savings accounts may drive intensified investment in consumer-directed, healthcare-related technology.
U.S. Banker June 2006 Lee Conrad	Making Sense of HSAs For Community Banks Community and mid-sized banks are jumping into the fray of health savings accounts, but some analysts wonder if they can successfully compete against the big guys.
U.S. Banker October 2006 Lee Conrad	Consumer Snag: How to Make Account Openings Easier Most banks are not sufficiently integrated with health plans to make the process of creating an health savings account a convenient experience for customers. But that can change.
Bank Technology News November 2005 Glen Fest	HSAs: Banks May need Plastic, Not paper Insurance providers dipping their toes into flexible spending and health savings accounts favor using cards instead of paper-intensive reimbursement methods, creating opportunities to partner with financial institutions.
Bank Systems & Technology November 1, 2006 Nancy Feig	Health Savings Account Market Is Expanding In late September, the U.S. House Ways and Means Committee provided a boost to the banking industry when it voted in favor of raising contribution limits on health savings accounts.
Bank Technology News February 2007 John Adams	Customer Education: Knowledge Is The Path To Healthy HSAs There's a knowledge gap among consumers and employers about HSAs, ranging from how they work to how much they cost. A handful of institutions are trying to fix that.
The Motley Fool September 14, 2011 Dan Caplinger	How You Can Make Health Care Affordable Health savings accounts and high-deductible health plans make a powerful combination.
U.S. Banker January 2010 Glen Fest	HSAs' High Hurdles Banks entering the health savings account market must cope with some barriers to entry -- including the steep early-mover advantage of established competitors.
Insurance & Technology April 5, 2006 Anthony O'Donnell	Out of the Gate Having already dealt with market population used to making decisions about its healthcare, Assurant Health is first out of the gate with a high-deductible health plan coupled to a health savings account.
Insurance & Technology February 7, 2004 Julie Gallagher	Taking a New Look at HSAs Self-service tools support newly authorized health savings accounts
Insurance & Technology January 7, 2008 Peggy Bresnick Kendler	Real-Time Information Crucial To Informed Healthcare Decisions Facing increased pressure to control costs, the health insurance industry must empower consumers to make informed healthcare decisions by providing them with access to real-time information.
Bank Technology News May 2007 John Adams	Healthcare: Fifth Third Wants a Healthy Future Banks are well positioned to be the nexus between payers, providers and patients. But to automate medical payment documents banks must cope with a new level of complexity.
Financial Planning April 1, 2006 Donald Jay Korn	HSAs Determining how to procure vital health insurance without breaking clients' bankbooks has become a challenge for financial planners. Are these low-priced insurance plans the new prescription for rising healthcare costs?
Bank Systems & Technology September 28, 2007 Maria Bruno-Britz	Transaction Processing Not Enough to Succeed In Commercial Banking Banks will need to move away from the transaction processing model to become the advisers of choice for their corporates.
Financial Planning April 1, 2010 Donald Jay Korn	Good, But Not Great? Health savings accounts are starting to have many supporters among financial planners.
Financial Advisor October 2005 O'Donnell & Maher	Health Savings Accounts: To Have And To Hold Offering deductibility, tax-free growth, unpenalized carryovers from year to year, tax-free withdrawals and portability, a health savings account (HSA) is a financial planning tool that needs to be considered by advisers.
Insurance & Technology August 26, 2004 Peggy Bresnick Kendler	Smart Payment Options Card payments promise to increase consumer convenience and streamline transaction processing, but for insurers, they represent a new business - with new technology challenges.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
The Motley Fool September 16, 2009 Dan Caplinger	The Biggest Casualty of Obamacare Health savings accounts that qualify for deductions on your income tax return could disappear.
Bank Systems & Technology February 22, 2007 Maria Bruno-Britz	JPMorgan Chase Acquires Assets of Healthcare Remittance Provider Purchase of FisaCure will enable JPMorgan Chase to offer a broader array of services to the healthcare industry and encourage adoption of electronic payments.
Insurance & Technology September 5, 2006 Maria Woehr	Healthy Options The Principal Financial Group is pushing competition in consumer-driven healthcare with an integrated health reimbursement arrangement and health savings account product.
The Motley Fool September 29, 2006 Karl Thiel	Is an HSA Right for You? Health savings accounts can help you reduce costs -- if you know how they work.
Managed Care March 2004 John Carroll	Health Savings Accounts Ready To Enter the Market Federal backing aligns with market pressure to create an irresistible force. However, health plans need to be aware of some troubling issues.
Bank Technology News July 2005 Holly Sraeel	Banks Eye Potentially Big Play in The HSA Business Banks expect the use of health savings accounts will be attractive to consumers because it puts more control of medical expenses into their hands.
Managed Care March 2005 John Carroll	HSAs: Early Returns Are In A significant number of consultants, insurers, politicians, and, oh yes, the companies that purchase health care are increasing their interest in health savings accounts.
Financial Planning January 1, 2005 Kevin J. Delaere	Healthy Advice Both clients and financial advisers should consider health and medical savings accounts as a vital part of an investment plan.
The Motley Fool August 18, 2005 Selena Maranjian	Make Health Insurance More Affordable Here are some health insurance money-saving strategies.
Bank Systems & Technology May 25, 2006 Maria Bruno-Britz	Corporates' Wishes Are Banks' Commands Between industry consolidation and the entrance of new players in the market, banks have their work cut out for them when it comes to serving business customers and meeting their demands.
Managed Care October 2007 Lola Butcher	Workers Fail To Exploit Health Savings Accounts HSAs offer an easy way to save money, have it grow, and not be taxed when it is withdrawn. Why don't more people take advantage of this?
Registered Rep. October 22, 2012 Kevin McKinley	Giving Working Clients a Health Insurance Checkup As health care has taken center stage in the national debate, one of clients' biggest concerns is how to handle their ever-increasing and always-confusing health insurance and health care costs.
Registered Rep. January 1, 2006 Jim Ambrosio	Filling A Void The potential of the health savings account in the small-business market as both an investment and insurance vehicle is enormous for banks, brokerages and insurers, as well as for independent advisors.
The Motley Fool November 3, 2010 Dan Caplinger	Your Answer to Skyrocketing Health Costs Health savings accounts are worth a closer look.
U.S. Banker February 2007 Lee Conrad	Enough With the Hidden Fees, Already! Come Clean. According to various industry sources, there is still one thing that keeps health savings accounts from taking off: a lack of transparency about setup, transaction and maintenance fees.
CIO March 15, 2003 Alison Bass	Cigna's Self-Inflicted Wounds A cautionary tale about the perils of IT transformation and the dangers of counting your chickens before they hatch.
Bank Systems & Technology May 15, 2008 Maria Bruno-Britz	Banks Eye Opportunities in Healthcare Beyond HSAs Banks are beginning to eye opportunities in the healthcare space beyond offering health savings accounts. Fifth Third's Web-based ERA Integration service is designed to provide healthcare clients with a single, manageable data file that enables automated posting.
Financial Planning September 1, 2008 Jeanne Lee	HSA Highlights As healthcare costs continue to skyrocket, small business clients must arm themselves with strategies to help their employees save money on health benefits. One way is knowledge of health savings accounts and the various ways they can make benefits more affordable.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Banks Starting to Embrace Concept of Financial Supply Chain Management Financial supply chain management represents a growing opportunity for banks.
Insurance & Technology August 25, 2004 Anthony O'Donnell	Health Insurance Transformation In order to maintain its own fiscal health, the health insurance industry must build the technology and processes needed to meet consumerism's demands.
Bank Technology News April 2009 Michael Sisk	Collecting on the Healthcare Promise John Reynolds, division president, Metavante Healthcare Payment Solutions, says banks must become "a single source vendor" to succeed in the emerging healthcare payments space.
Managed Care December 2004 MargaretAnn Cross	Companies Seek Guidance As Payment Options Increase HSAs, FSAs, HRAs -- it's all alphabet soup to many employers. HMOs need to be able to accommodate all sorts of new payment schemes.
U.S. Banker November 2007 Lee Conrad	'Can I Get a Loan For My Nose Job?' When vanity rears its ugly head, banks will be there to help pretty it up again. And they'll make a buck while they're at it.
The Motley Fool July 30, 2004 Roy Lewis	Accounts Ease Medical Costs The new health savings accounts help ease the burden of high-deductible medical policies.
The Motley Fool June 7, 2007 Dan Caplinger	Health Insurance for Healthy People Even though you can't eliminate insurance costs, you can still make them as small as possible. By keeping the responsibility for paying some of your own health costs, you can save hundreds on health insurance premiums.