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U.S. Banker October 2009 Glen Fest	#1 Heidi Miller Heidi Miller is arguably the highest-profile woman in banking, so when she speaks, people take notice.
Bank Systems & Technology March 27, 2008 Maria Bruno-Britz	International Payments Framework Organization to Standardize Cross-Border Payments The banking industry has experimented with payments standards for years. New initiatives for cross border payments are detailed.
Bank Systems & Technology November 1, 2006 Katherine Burger	Debate Down Under The most-significant challenges facing the banking industry are the following: Consolidation of payments infrastructures; how banks [can] create new payments products; margin compression; and the threat of new entrants, which is driving innovation.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Information Integration Key for Banks in Consumer Payments Integrating customer information is key in order for banks to stay competitive in the consumer payments game, according to Christophe Uzureau, an analyst with Gartner.
Bank Systems & Technology September 30, 2006 Maria Bruno-Britz	Speaking the Same Language Banks are faced with a dilemma around the extent to which they should remain in the payments business.
U.S. Banker August 2010	Hits and Has-Beens Executive Changes: A management shake-up at JPMorgan Chase bumped chief financial officer Michael J. Cavanagh to chief executive officer of treasury and security services, succeeding Heidi Miller... more...
Bank Systems & Technology August 30, 2005 Maria Bruno-Britz	Commercial Payments: From Many, One All the major players - banks, corporations, regulators and vendors - are attempting to standardize and simplify the commercial payments process. But, everyone seems to have a different idea as to the best way to do so.
Bank Systems & Technology February 1, 2007 Nancy Feig	Financial Institutions Must Treat Payments Processing as a Business Line to Gain Competitive Differentiation As competition in the payments space continues to heat up, more and more banks will take an enterprise-wide view of the payments business and corresponding technology.
Bank Systems & Technology June 22, 2010 Katherine Burger	Heidi Miller Assumes New Role of President of International at JPMorgan Chase JPMorgan Chase also appoints Michael Cavanagh CEO Of Treasury & Securities Services and Doug Braunstein CFO.
Bank Systems & Technology September 28, 2007 Maria Bruno-Britz	Transaction Processing Not Enough to Succeed In Commercial Banking Banks will need to move away from the transaction processing model to become the advisers of choice for their corporates.
CFO March 1, 2007	Treasure Trove Ask 10 treasurers what they want from their banks and you will probably get similar answers: seamless payment solutions and multiple financing options.
U.S. Banker October 2009 Maria Aspan	JPMC's Miller Presses Case for Pride in the Industry The setting was festive and the fashions elegant, but when Heidi Miller took the stage to accept her award as Most Powerful Woman in Banking, pride turned to near defiance ...
Bank Systems & Technology February 27, 2006 Maria Bruno-Britz	Stepping Closer to SEPA The Single European Payments Area will allow 500 million European Union citizens to purchase goods and services using the same direct debit product in any EU country.
Bank Systems & Technology November 11, 2007 Feig & Bruno-Britz	Shaping the Future From management shakeups at some of the top financial institutions to fallout from the mortgage crisis, big changes are in store for the banking industry in 2008.
Bank Systems & Technology March 18, 2009 Maria Bruno-Britz	Banks Need a United Front to Succeed in Payments in the New Economy A panel of industry insiders at the SWIFT Operations Forum Americas agreed that collaboration among banks was key to mitigating risk and dealing with the new reality in the payments business.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Study: Banks Need New Ways to Gauge Customer Payment Preferences A recent study shows behavior models can help financial institutions understand clients better and can improve their competitive position in the payments business..
U.S. Banker November 2008 Holly Sraeel	No Time for Recrimination. The Future Starts Now. The financial stabilization act will address some of the issues facing the world's financial players, but it neglects to address the most basic of issues: How can the industry avoid such failings again?
Bank Systems & Technology June 8, 2007 Nancy Feig	Banks Need To Engage Corporate Customers To Provide Payment Solutions Banks and commercial customers need to work together to develop meaningful payments standards.
Bank Technology News April 2010 Karen Epper Hoffman	P2P Tech Rollouts Are in Full Bloom When it comes to payments, several banks are ready to get a lot more personal. Whether customers are also ready is yet to be determined.
Bank Systems & Technology November 30, 2004 Cynthia Ramsaran	Legacy: To Be or Not to Be in the Way Analyst says bankers are holding back real-time banking, not legacy systems.
Bank Systems & Technology October 1, 2007 Maria Bruno-Britz	U.K. Faster Payments to Change Payments World Some experts see Faster Payments as a model for the rest of the world.
Bank Technology News October 2001 Karen Epper Hoffman	PayPal Still Running Free But the e-payments company's carefree days may be numbered if regulators decide it's essentially a bank...
Bank Systems & Technology September 24, 2008 Orla O'Sullivan	Consumers Prefer Banks to PayPal, Survey Says Even consumers who have used PayPal would prefer to use a bank service for person-to-person payments, according to a new survey.
Bank Systems & Technology September 27, 2004 Jacob Jegher	Collaboration Conundrum As markets become increasingly global, however, there is a pressing need to fulfill the requirements of corporations participating in cross-border trade and the financial institutions that serve them.
Bank Systems & Technology February 1, 2007 Peggy Bresnick Kendler	Show Me the Value Industry association executives speculate on the top challenges, opportunities and trends facing the banking industry in 2007.
Bank Systems & Technology July 6, 2010 Matt Gunn	Chase Adds Remote Deposit Capture, P2P Payments to iPhone App The Chase Mobile for iPhone and iPod touch app also lets users pay bills and credit cards, transfer money between accounts and now make payments to others through transactions triggered by email.
Bank Systems & Technology June 29, 2010 Penny Crosman	PayPal Opens Payment Platform to Accept Non-PayPal Customers Developers of web and mobile applications can now use PayPal to accept credit card payments from those who don't have PayPal accounts.
BusinessWeek November 12, 2009 Amy Feldman	Buddy, Can You E-Mail Me 100 Bucks? The Next Big Thing in U.S. banking may be mobile person-to-person money transfers.
Bank Systems & Technology May 4, 2005 Phil Britt	Balancing Act There is a transition away from paper and toward electronic transactions, but banks and their corporate customers want options for making electronic payments.
InternetNews November 3, 2009	PayPal Opens Up Payment Platform to Devs With PayPal X, the leading online payments company said it's banking on outside developers to lead a new wave of applications.
Bank Technology News October 2007 Lee Conrad	Payments: En Garde! The Clash of Banks, PayPal PayPal is expanding further into the consumer-payments space and offering more bank-like services.
Bank Systems & Technology September 27, 2004	Viva Standards! Proprietary interfaces are out, and common message standards for banks (and their clients) are in.
Bank Technology News April 2001 Miriam Leuchter	The Check is in the Mail I love the Web as much as the next gal. Yet, when I started looking at how person-to-person payment actually works, it drove me straight back to my checkbook...
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Bank Systems & Technology February 1, 2007 Esther Pigg	Meeting the Corporate Challenge With corporate customers challenging their financial institutions to provide a more-integrated, end-to-end array of payments origination, information management, clearing and dispute resolution solutions, 2007 will be an exciting time in the U.S. payments industry.
Bank Systems & Technology April 8, 2010 Penny Crosman	NACHA Reports 18.76 Billion ACH Payments in 2009 Year-over-year transaction volume is up 2.6 percent, unauthorized debit transactions are down 9%.
Bank Technology News March 2007 Glen Fest	Mobile Payments: FSTC Wants Turf Talks for Mobile Wallets FSTC and Clearing House officials are examining ways to find common ground and agreed-upon standards allowing banks, carriers and cell-phone manufacturers to finally roll out the mobile wallet that remains frustratingly futuristic.
Bank Systems & Technology April 25, 2008 Nancy Feig	Enterprise Payments Architectures Are Gaining Ground at Banks The aim of an enterprise payments architecture is to leverage technologies and services across the payments business and throughout the entire organization.
U.S. Banker April 2010 Glen Fest	A Real Live Wire Corporate treasurers celebrate enhanced remittance data coming to B2B wires, but worry banks might be slow to change.
Bank Systems & Technology September 27, 2004 Ivan Schneider	Strategic Milestones Lazaro Campos, Head of the Banking Industry Division, SWIFT (La Hulpe, Belgium)
Bank Systems & Technology February 19, 2009 Maria Bruno-Britz	Bank of America Dominates Bank Monitor Awards Bank of America has earned the top spot in New York-based Corporate Insight's2008 Bank Monitor Awards.
Bank Systems & Technology March 30, 2004 Ivan Schneider	The End of the Payments Business Moving money is easy. Providing risk, liquidity and information? Now, that's banking!
The Motley Fool January 5, 2010 Rich Duprey	Bill Miller's Right, Even When He's Wrong The investing legend returns to his market-beating ways.
Bank Technology News July 2008 Glen Fest	How Will Payments Ride Rails? When mobile payments become an everyday reality for banks - and few forecast otherwise - experts say there will be crucial business-line decisions on the suitability of ACH, ATM or card association networks for particular payments.
Bank Technology News June 2007 John Adams	Payments: RBS Targets U.S. for e-Payments Business It's a huge payments player in Europe, and RBS hopes its multinational payments expertise can help it win business accounts in the United States.
Bank Technology News March 2007 Glen Fest	Image Exchange: Imaging: Are Happy Days Here at Last? Image-cleared checks have exceeded substitute items, and are expected to surpass paper-check volume by the end of the year.
Bank Systems & Technology March 12, 2009 Maria Bruno-Britz	Deutsche Bank's GTB Offers Mobile Payments, Hires Emerging Payments Chief Deutsche Bank has teamed with Luup to enable the bank's global transaction banking clients to provide consumers with mobile payments and money transfer functionality. It also hired Ron van Wezel to oversee emerging payments.
Bank Systems & Technology February 27, 2006 Patrick K. Barron	Pay It Forward The First Vice President & COO of the Federal Reserve Bank of Atlanta talks about payments systems and Check 21.
Bank Systems & Technology January 1, 2007 Maria Bruno-Britz	Banks Starting to Embrace Concept of Financial Supply Chain Management Financial supply chain management represents a growing opportunity for banks.
Bank Systems & Technology February 22, 2007 Nancy Feig	Report Shows Diversity in Check-Image Archives at Major Banks' Web Sites A new report by Corporate Insight examines the affect of Check 21 legislation on check-image archives.