Similar Articles

Browse Main Topics:

Business
Computers & Electronics
Education & Reference
Entertainment & Leisure
Family & Home
Finance & Investment
Health
Internet
Pets & Animals
Science & Technology
Society, Politics & Culture
Sports & Recreation

Similar Articles

U.S. Banker January 2008 Michael Sisk	The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing.
Bank Technology News December 2007 Michael Sisk	The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age?
HBS Working Knowledge September 22, 2014 Karen Mills	Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.
Entrepreneur May 2008 Scott Bernard Nelson	Between Peers Could a new wave of social lending sites be a good place for your investment dollars?
The Motley Fool October 16, 2007 Dan Caplinger	How Not to Profit From the Mortgage Crisis It's tempting to try to profit from the irrational state of the mortgage lending market. Beware, investors, in many cases, trust deeds are extremely risky.
The Motley Fool October 16, 2006 Joseph Khattab	Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.
Entrepreneur July 2006 Carol Tice	Fund Do Business borrowers and individual lenders come together on this new site.
The Motley Fool December 4, 2006 Dan Caplinger	Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.
Reason March 2009 Veronique de Rugy	Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses.
The Motley Fool March 5, 2007 Dan Caplinger	Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt.
FDIC FYI January 29, 2003	Payday Lending Some insured depository institutions have failed to properly assess and control the risks associated with their payday lending programs. The consequences of deficiencies in risk management practices for payday lending programs can be severe.
National Real Estate Investor June 1, 2005 Kingsley Greenland	Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry.
National Real Estate Investor May 1, 2007 W. Joseph Caton	Small-Cap Attraction The business of buying, managing and trading smaller commercial properties has now become a favored target market of both portfolio and conduit lenders.
The Motley Fool January 31, 2005 Selena Maranjian	Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances.
FDIC FYI September 17, 2003 Susan Burhouse	Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks.
BusinessWeek May 27, 2010 Menon & Crowley	Subprime Lending Returns to the U.K. Three years after defaults on U.S. subprime mortgages sparked a devastating financial crisis, lending to borrowers with less-than-perfect credit histories is making a comeback in Britain.
Bank Systems & Technology June 24, 2008 Stephen G. Sargent	Automation Allows Banks to Better Navigate Compliance and Risk Management Technology can provide automated reporting functions to help bank managers access data and ensure they remain compliant.
Entrepreneur February 2008 Rosalind Resnick	Nothing Personal How can you protect yourself and your assets from risk when securing a business loan?
The Motley Fool June 7, 2011 Cindy Johnson	More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan.
The Motley Fool October 16, 2008 Zoe Van Schyndel	The Risky Business of Securities Lending Is your mutual fund betting with your money?
Bank Systems & Technology June 24, 2008 Maria Bruno-Britz	Not Too Early for Lenders to Regroup and Think Ahead Yes, lenders must clean up the mess left by the credit crunch. But, after all, for every down cycle, there's a recovery, too, and they will want to make sure they're ready with the right strategies and technology for the next upswing in the market.
HBS Working Knowledge August 4, 2014	Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.
BusinessWeek August 5, 2010 John Tozzi	Small Business Lending: The Squeeze Goes On Banks had ambitious small business lending goals for 2010, but they're having a hard time finding worthy creditors with solid expansion plans.
Wall Street & Technology September 19, 2006 Tim Clark	The Quiet Market Explosion While most of the industry has been focusing on exotic investment products and emerging markets, the securities lending market has boomed into a $16 trillion business. But with rapid growth comes substantial risk.
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram	Capital Markets Conundrum Are there viable solutions to today's financing puzzle?
Entrepreneur July 2007 Carol Tice	Peer Power Look online for funding by the people, for the people.
Bank Technology News October 2008 Clark Abrahams	Reverse Reengineering of Risk The science of risk scoring needs some tweaking.
The Motley Fool October 9, 2008 Dan Caplinger	The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.
U.S. Banker September 2008 Tambor & Cortez	The Perils Of Crisis Mode Risk exposure is now racing through the home equity lending industry, leaving a far different landscape for institutions to navigate. As home prices fall and delinquencies soar, lenders are scurrying into defense mode.
Financial Planning June 1, 2010 Donald Jay Korn	College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam.
U.S. Banker December 2010 Rob Garver	SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge.
Financial Advisor February 2006 Gail Liberman	Burning Down The House? Although home equity lines of credit are a useful financial planning tool, a growing chorus of experts is concerned that consumers could be overextending themselves as rates rise.
This Old House Sid Davis	Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.
The Motley Fool January 6, 2005 Tom Taulli	CIT Goes Back to School CIT Group now wants to go consumer -- starting with school loans. The lender recently purchased Education Lending Group for $318 million in cash.
Commercial Investment Real Estate Jul/Aug 2008 Essa & Hoskote	Fast Funding Asset-based financing provides quicker access to securing loans.
U.S. Banker November 2008 Clark Abrahams	Reverse Reengineering of Risk As the recent mortgage crisis has exposed, the science of risk scoring needs some tweaking.
Commercial Investment Real Estate Jul/Aug 2015 Tim Koltermann	CMBS Forecast Commercial mortgage-backed securities lending is alive and well -- maybe too well, depending on where you look in the market.
Reason March 2009 Katherine Mangu-Ward	Lender Ender Threats from state and federal regulators have led Prosper, an online auction site that allowed individuals to negotiate private loans, to suspend its operations and leaves its future uncertain.
National Real Estate Investor February 1, 2005 Joe Gose	Lenders Draw Up Plays to Land Big Deals Aggressive. Innovative. Creative. Those are all fitting words to describe today's lenders as they stretch underwriting terms in ways that were unheard of just two years ago.
Inc. August 2003 Bobbie Gossage	SBA Finds Another Billion for Loans The Small Business Administration has created an additional $1.4 billion in lending authority.
Commercial Investment Real Estate Nov/Dec 2010 William E. Jones	Climbing the Capital Hill Owners and investors face steep obstacles on the path to financing.
Entrepreneur July 2007 Crystal Detamore-Rodman	No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most.
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel	Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.
U.S. Banker February 2010 Glen Fest	A New Calling Two small New England banks are moving into a line of business few their size have tried. Is this the future of community banking?
Bank Systems & Technology September 2, 2009 Nathan Conz	Fifth Third Bank Launches Consumer Lending Online Channel Fifth Third Bank has collaborated with Tavant Technologies to develop a web application for direct-to-consumer lending.
National Real Estate Investor August 1, 2005 Anthony Downs	Higher Risks, Lower Returns Continuing huge inflows of capital into the world's real estate markets are increasing the riskiness of almost all property lending in relation to its yields. Investors beware.
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz	Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come?
Bank Systems & Technology June 24, 2008 Ann Grochala	In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.
The Motley Fool April 2, 2007 Nathan Parmelee	Quick Take: Credit Tightens Outside U.S. Too Consumer credit is tightening in Japan.
The Motley Fool January 22, 2007 Nathan Parmelee	Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note.