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U.S. Banker June 2010 Matthew de Paula |
Opt In Starts With Reaching Out Contacting customers early and often is the key to getting them to understand their options for overdraft protection. |
Bank Systems & Technology September 1, 2010 Katherine Burger |
Half of Bank Customers Choose Overdraft Protection An ABA survey conducted in conjunction with imposition of new restriction on overdraft fees indicates customers continue to value overdraft services. |
Bank Technology News May 2011 |
New FDIC Rules Changes that will affect third-party overdraft systems and core banking systems. |
The Motley Fool July 16, 2007 Dan Caplinger |
Get the Best Overdraft Protection One bounced check can really cost you, even if you think you're protected. |
U.S. Banker June 2008 Anthony Malakian |
Overdraft and ATM Fees Rise, As Economy Slumps Consumers are always wary of being nickel-and-dimed to death, and thanks to the current economic malaise, more banks are heading in that direction. |
Bank Systems & Technology March 10, 2010 Penny Crosman |
BofA to Block Debit Card Overdrafts Good news for customers who inadvertently overdrew and were charged $39 a day. |
Bank Systems & Technology March 25, 2009 Orla O'Sullivan |
Huntington Punches Above Its Weight Online Huntington Bancshares site ranked sixth in Keynote Systems latest Banker Scorecard. |
OCC Bulletin June 22, 2005 |
Truth In Savings Act (TISA) - Regulation DD The Board of Governors of the Federal Reserve System published the Final Rule: Disclosure of Overdraft Fees. |
U.S. Banker May 2010 |
Why Free Checking Isn't Dead Big banks can afford to lose customers if they eliminate free checking, but with a smaller customer base community banks need to evaluate their own situations. |
The Motley Fool September 22, 2009 Morgan Housel |
What to Do About Bank Overdraft Fees Keep them in place, and tell people to be more responsible. Enough said. |
U.S. Banker July 2011 Alan Kline |
Morality Play People who repeatedly overdraw their accounts are very profitable, but Rusty Cloutier, CEO of Midsouth Bank in Lafayette, La., isn t so sure what' s good for his bank is necessarily good for these customers. |
U.S. Banker July 2010 |
Bank Think: To Opt-In Or Not to Opt-In? With new overdraft rules set to take effect Aug. 15, banks have been pleased to discover that most customers who overdraw their accounts, even occasionally, are giving them permission to cover debit-card overdrafts. |
The Motley Fool July 24, 2007 John Rosevear |
Is Your Bank Out to Get You? Are bank overdraft charges designed to drive you into debt? |
The Motley Fool July 19, 2005 Selena Maranjian |
Beware of Overdraft Fees Don't let your bank get rich as it makes you poorer. |
Bank Technology News May 2011 Shane Kite |
Gaming Overdraft Vendors and banks are trying to turn compliance with recently revised FDIC guidance on customer overdraft notifications into new revenue opportunities for banks. |
U.S. Banker February 2009 Anthony Malakian |
NSF Fees Pay the Bills But Make Customers Bolt NSF fee income may be rising as consumers struggle to pay their bills, but institutions counting on this rising revenue stream to counterbalance other declines should be on the lookout for both consumer and regulatory blowback. |
U.S. Banker July 2010 Marissa Fajt |
Overdraft Outlier With hundreds of branches in Wal-Mart stores, Woodforest relies heavily on overdraft fees for its racy performance. Will the regulatory crackdown be a speed bump or a roadblock? |
Bank Systems & Technology February 10, 2009 Orla O'Sullivan |
Huntington Bancshares CEO Stephen Steinour Eyes IT Efficiency Elected in January as the new chairman, president and CEO of Huntington Bancshares, Stephen Steinour, says he expects to continue to reap the benefits of ongoing improvements through IT. |
The Motley Fool May 11, 2010 Dan Caplinger |
These Dumb Laws Will Cost You You should realize that easily avoidable fees like overdraft and ATM charges actually benefit you, and there's an easier way to avoid bank fees. |
The Motley Fool January 19, 2007 Dan Caplinger |
Banks Need Your Fees The best way to avoid fees is to make sure you understand what fees your bank charges for certain transactions or activities before you need them. |
U.S. Banker June 2009 Anthony Malakian |
Overdraft Anxiety Overdraft fees not only generate significant noninterest income for banks, they help subsidize other services, such as free checking and online bill payment. |
U.S. Banker September 2007 Lee Conrad |
NSF, Overdraft-Protection Fees Drawing Greater Fire Which came first: the overextended customer or the bank's overdraft-protection fee? Either way, the cycle continues. And banks are increasingly becoming hooked on these fees to bolster profits. |
OCC Bulletin April 6, 2005 |
Overdraft Protection Programs Interagency guidance on overdraft protection programs covers safety and soundness considerations, legal risks, and best practices. |
U.S. Banker March 2010 Chris Costanzo |
One Tough Sell Technical hurdles aside, the big challenge in complying with new overdraft rules for debit cards is getting customers to opt in. |
Bank Technology News January 2011 Michael Sisk |
A Real Rough Draft from The FDIC Regulators are targeting overdraft again, with the FDIC issuing final guidance for overdraft payment programs that will challenge banks to adapt their processes, systems and products by the July 1 deadline. |
BusinessWeek May 2, 2005 Dean Foust |
Banks: "Protection" Racket? As overdraft and other fees become huge profit sources for banks, critics see abuses. And most troubling to consumer activists is that most of the new fees fall on the poorest consumers. |
U.S. Banker April 2010 Alan Kline |
A New Way to Think About the Unbanked Survey results showed that bank fees, above all, are what keeps people unbanked. |
U.S. Banker May 2005 Lee Conrad |
As Industry Collects Billions, Consumers Cry Foul Consumer groups say some banks encourage customers to overextend themselves. Though regulators have stepped in to halt misleading overdraft-protection practices, advocates warn it's not enough. |
U.S. Banker July 2010 John Engen |
Back from The Brink Considered near death just a year ago, Huntington Bancshares put up a surprise $40 million profit in the first quarter. Credit CEO Stephen Steinour, who has attacked credit problems, replenished capital, slashed expenses and, most notably, changed the culture at the chronic underachiever. |
The Motley Fool April 24, 2011 |
Nickeled and Dimed: Is It Possible to "Over-Fee" Consumers? Are those annoying little fees reaching a tipping point? During the third quarter of 2010, U.S. airlines collected $2.1 billion in fee income |
Entrepreneur October 2005 Crystal Detamore-Rodman |
Over the Limit Many banks offer credit to cover account overdrafts, giving businesses a flexible way to fill short-term funding needs. |
The Motley Fool January 26, 2010 Dayana Yochim |
Stop Robbing Your Own Bank Account You might be surprised how handsomely you're tipping your financial institution to babysit your cash. |
The Motley Fool August 11, 2009 Selena Maranjian |
Don't Let Fees Take You to the Poorhouse Watch out! Fees have been getting out of control. |
U.S. Banker September 2010 Alan Kline |
Be Careful What You Wish For While the mission to lower the cost of financial services for low- and moderate-income consumers is admirable, there's concern among some industry observers that tactics could backfire and wind up driving many people out of the financial mainstream. |
AskMen.com March 2, 2003 Dan Carter |
5 Not-So-Obvious Banking Fees After reading this article, you'll have a heads-up on where banks get you good and how you can avoid extra costs as much as possible. |
The Motley Fool July 28, 2010 Selena Maranjian |
Watch Out for These Sneaky Banks The recently passed financial reform bill will rein in some corporate excess, but don't breathe too easy. Companies will likely find other ways to make up for what they've lost. |
Bank Systems & Technology January 30, 2005 |
One Question For: Kim Ravenda, Huntington Bancshares How does Huntington Bancshares leverage technology to market to underserved customers? |
CRM December 2011 Leonard Klie |
Bank Emerges from the Ashes with Salesforce CRM Huntington Bank returned to profitability quickly by re-engineering its customer service processes. |
The Motley Fool December 23, 2011 Ilan Moscovitz |
2011: A Turnaround Year for Huntington Bancshares Better credit quality gets the job done. |
The Motley Fool September 18, 2007 Dayana Yochim |
Stop Robbing Your Own Bank Account Surcharges, maintenance fees, courtesy services, setup costs -- what banks charge consumers these days gives new meaning to the phrase "bank heist." Here's how you can save on bank fees. |
The Motley Fool March 25, 2011 Morgan Housel |
Why Banks Are Suddenly Charging So Much for Checking Big banks from Bank of America to JPMorgan Chase to Citigroup have either raised, or are proposing to raise, fees on checking accounts. |
The Motley Fool May 26, 2011 Cindy Johnson |
Shame on You, Bank of America! Is Bank of America looking to give you a big, fat refund? While a settlement is good news for bank customers, it is one more nail in the coffin for bank profits. |
Bank Systems & Technology March 31, 2005 Deena M. Amato-McCoy |
Full Speed Ahead Compliance challenges can present business opportunities. For Columbus, Ohio-based Huntington Bancshares transitioning to a high-speed network in preparation for Triple-DES compliance also allowed the bank to improve the functionality of its ATMs. |
The Motley Fool September 26, 2007 Mary Dalrymple |
A Fool Screws Up Keep yourself from making this costly, foolish banking mistakes. Try: Direct deposit... More float... Electronic checkups... etc. |
The Motley Fool August 23, 2010 Jeremy Phillips |
The 1 Thing You Must Know About Huntington Bancshares Are Huntington Bancshares CEO Stephen Steinour's interests aligned with shareholders? Here's how the Huntington Bancshares CEO's ownership compares to that of other companies in the banking industry. |
U.S. Banker June 2006 John Engen |
Hunter or Hunted? CEO Thomas Hoaglin has turned around Huntington Bancshares, outperforming peers during his five years at the helm. Faced with a tough local economy and stiff competition, though, is this enough to ensure its continued independence? |
The Motley Fool June 7, 2010 Dan Caplinger |
This Fine Print Will Bury You Know what's coming before you need it. Despite the emergence of powerhouse national banks, there's still plenty of competition in the financial industry. |
The Motley Fool October 30, 2009 Sean Ryan |
Banks Desperately Seeking Fee Revenue Banks that rely heavily on overdraft fees are preparing to reintroduce monthly maintenance fees on checking accounts for most customers. |
The Motley Fool November 20, 2007 Selena Maranjian |
Bank Overdraft Fees: Gotcha! Two good tips: Avoid those bank overdraft fees, but if you can't always do that, seek out a bank with fair and good customer service. |
Bank Systems & Technology August 25, 2008 Orla O'Sullivan |
Huntington Hits Annual m-Banking Target in Two Months Adoption of mobile banking by Huntington Bancshares' customers has been more than ten times higher than hoped. |