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The Motley Fool January 24, 2007 Dan Caplinger	The Dangers of Co-Signing Know what you're getting into before you guarantee someone else's debt. Co-signing on another person's loan is beyond the regular call of duty, and you shouldn't feel bad if you decide it's not worth risking your own financial stability to do it.
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah	Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement.
U.S. Banker December 2010 Rob Garver	SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge.
U.S. Banker November 2008 Anthony Malakian	Main Street Wants Bigger Small Business Bite Community banks are steadily loosening the stranglehold that the nation's big banks have on the small business market.
Bank Technology News December 2008 Rebecca Sausner	Modifying Home Loans Depends On Past Tech Investments The nation's largest banks are offering sweeping modifications on millions of mortgages. But how efficiently loans can be reworked will depend in part on how heavily institutions have invested in loan technology.
BusinessWeek June 19, 2006 Mara Der Hovanesian	JPMorgan: The Bank Of Technology JPMorgan Chase & Co. is making huge investments in info tech, and expects to reap huge rewards.
U.S. Banker February 2007 Andrew Reinbach	Are Small Banks Reevaluating A Big-Bank Technique? Scoring small-business loans is often believed to be unnecessary at the community bank level, especially if the lender and applicant know each other. But it may yet be valuable for credit quality.
BusinessWeek November 18, 2010 Bradley Keoun	Citigroup Will Woo Small Business Citi wants to renew its focus on U.S. companies with less than $20 million in annual sales. To court them, the bank will hire about 200 bankers by the end of 2011.
The Motley Fool June 7, 2011 Cindy Johnson	More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan.
Entrepreneur April 2005 Crystal Detamore-Rodman	Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in.
The Motley Fool April 25, 2011 Morgan Housel	Why Big Banks Are Cheap Loans dropping; watch out below!
AskMen.com March 4, 2001 Luis Rodrigues	The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer...
The Motley Fool March 25, 2010 Morgan Housel	Why Is Bank of America Getting Crushed by Its Peers? Why is B of A's credit card portfolio is so ugly? Is it the tragedy of overreaching for growth?
The Motley Fool May 9, 2011 Cindy Johnson	Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend.
Inc. May 2009 Ryan McCarthy	Loans You Pay Every Day One firm gives loans when banks won't -- and, yes, there's a catch
Commercial Investment Real Estate Jul/Aug 2015 Brooks R. Smith	Loan Commitments Borrowers should negotiate early and often.
BusinessWeek October 28, 2010 Kopecki & Moore	Banks Face a Decade of Slow Revenue Growth New rules and a weak economy are affecting Bank of America, Citigroup, Goldman Sachs, and others.
HBS Working Knowledge September 22, 2014 Karen Mills	Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.
Entrepreneur February 2008 Crystal Detamore-Rodman	The Real Estate Deal Shopping for a commercial real estate loan can be tricky. Here's what you need to stay balanced.
Commercial Investment Real Estate Jul/Aug 2013 Steve Zorich	Off Balance Do commercial borrowers benefit from bank relationships?
Commercial Investment Real Estate Sep/Oct 2010 Regan Campbell	Choosing a Defeasance Consultant Borrowers may need help navigating this complicated exit strategy.
U.S. Banker January 2011 Alan Kline	Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank.
U.S. Banker February 2010 Paul Davis	Holding Pattern for Borrowers Most bankers insist that they would make a lot more small-business loans if not for two key hurdles beyond their control: Many business owners seeking loans are risky credits, and creditworthy borrowers aren't too eager to add debt.
Entrepreneur August 2002 C.J. Prince	Take This Hand Banks are looking to find a nice entrepreneur and settle down.
Bank Systems & Technology June 24, 2008 Ann Grochala	In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.
BusinessWeek July 22, 2010 Bradley Keoun	Bank Profits Are Worse Than They Look Two accounting adjustments made the bottom line bigger at the nation's six largest banks.
The Motley Fool October 9, 2008 Dan Caplinger	The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.
CFO February 1, 2011 Vincent Ryan	Help for Small Business? Will community bankers tap a $30 billion fund intended to get capital flowing to small businesses?
BusinessWeek January 20, 2010 Peter Coy	Everyone Wants a Piece of the Banks Shareholders are clamoring for higher dividends. Borrowers want more loans. And the Obama Administration is trying to levy a new tax.
U.S. Banker April 2009 Dwayne E. Toler	Avoid Shortcuts and Panic in Troubled Real Estate Loans What started out as a credit crisis in residential real estate has now spread to commercial real estate.
The Motley Fool February 1, 2010 Morgan Housel	Banks Aren't Lending? Says Who? The popular chant that "banks aren't lending, banks aren't lending!" is grossly misconstrued.
Entrepreneur February 2005 C.J. Prince	New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans.
Commercial Investment Real Estate Jul/Aug 2010 Cunill-Fals & JShindell	Buying Into Distress This article discusses the typical loan purchase process and some of the advantages and disadvantages of buying nonperforming commercial real estate loans.
Commercial Investment Real Estate May/Jun 2007 David Weisman	Closing Counsel Commercial real estate developers may benefit from hiring a real estate lawyer to manage details.
Entrepreneur November 2004 C.J. Prince	A Loan Time With small-business lending up across the board, now's a great time to get the capital you need.
The Motley Fool May 3, 2011 Cindy Johnson	SEC Fears Banks Are Putting Lipstick on Piggish Loans Are overvalued real estate loans inflating the book value of your bank?
The Motley Fool July 15, 2005 Roy Lewis	Loans and Family: Do They Mix? Thinking about lending money to a relative? Take a look at these tips first.
BusinessWeek November 14, 2005	Federal vs. Private Loans At a glance, here's how federal and private student loans differ.
U.S. Banker September 2010 Bonnie McGeer	Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers.
U.S. Banker April 2011 Hugh Kelly	There They Go Again? Banks opening the spigot for commercial real estate lending are not as foolhardy as some critics contend.
National Real Estate Investor February 1, 2007 W. Joseph Caton	Attached Strings to Conduit Loans As a property investor's real estate management needs and development skills expand, the nature of the loans that investor buys into begins to take on new meaning.
The Motley Fool May 10, 2011 Cindy Johnson	How Will Banks Make Money for Real? Declining loan losses are a large but unsustainable source of bank profits.
BusinessWeek August 5, 2010 John Tozzi	Small Business Lending: The Squeeze Goes On Banks had ambitious small business lending goals for 2010, but they're having a hard time finding worthy creditors with solid expansion plans.
The Motley Fool January 31, 2005 Selena Maranjian	Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances.
The Motley Fool January 21, 2010 Alex Dumortier	Where Does Wells Fargo Stand Now? (Post-)crisis and opportunity.
HBS Working Knowledge August 4, 2014	Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.
AskMen.com Michael Estrin	7 Things to Remember When Borrowing Money Whether you're starting a small business, remodeling your home or just paying some bills, from time to time you'll need to borrow money. When your time comes, here are some things to consider.
National Real Estate Investor February 1, 2007 Ben Johnson	Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.
Entrepreneur July 2005 Jennifer Pellet	Money Buzz 07/05 Businesses can connect to all potential lenders with only one on-line application.
The Motley Fool September 17, 2004 Roy Lewis	Retirement Loans: Is the Interest Deductible? Make sure that you think things through before you decide to borrow against your plan.