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Bank Systems & Technology November 11, 2009 Maria Bruno-Britz |
Banking Groups React to Sen. Dodd's Draft Regulatory Legislation With a Big 'No' Although organizations approve of the Senate's efforts, they say it goes too far in undermining those aspects of financial services that actually work. |
Bank Director 2nd Quarter 2010 Jack Milligan |
A Shot in the Arm The financial services industry needs a prescription for the mess that's been created because this is an industry that can't afford another crisis. |
Registered Rep. March 2, 2010 Kristen French |
Senate Nears Deal, Consumer Protection At The Fed Circulated Monday by Chris Dodd, Senate banking committee chairman, the latest proposal would house a semi-autonomous consumer protection agency inside of the Federal Reserve, according a story in the Financial Times. |
Bank Systems & Technology May 28, 2009 Maria Bruno-Britz |
U.S. Banking Sector One Step Closer to Super Regulator Reports indicate that plans may be in the works to consolidate the current array of financial services regulatory agencies into one body. |
U.S. Banker October 2007 Karen Krebsbach |
Doing the Regulatory Revamp Dance America's bank-regulatory system is once again under the microscope, but for the first time in decades, it is under serious consideration for reorganization. |
Bank Director 1st Quarter 2010 Jack Milligan |
A Look at the Hill and Beyond Steve Bartlett, head of a financial services lobbying group, talks about political gyrations in Congress and the concerns all banks ought to be having about the impact of banking reform on the U.S. economy. |
HBS Working Knowledge April 23, 2008 Dwight Crane |
The Gap in the U.S. Treasury Recommendations U.S. Treasury recommendations for strengthening the regulation of the financial system are a good start but fall short, says Harvard Business School professor emeritus Dwight B. Crane. |
Investment Advisor March 2010 Melanie Waddell |
Washington Watch: Dodd Says Act Now on Financial Reform As bipartisan wrangling continues, Senate Banking Committee Chairman Chris Dodd prepares a fight for new consumer agency. |
Bank Director 4th Quarter 2009 William M. Aukamp |
Some Thoughts on Regulatory Reform Before creating a new agency, Congress should be mindful of the already-heavy compliance burden born by banks. |
U.S. Banker August 2009 Alan Kline |
Abolishing the OTS Could Raise Capital Concerns A case could be made that eliminating the Office of Thrift Supervision might spook investors and, in turn, limit the institutions capital-raising options. |
Bank Director 1st Quarter 2011 Jack Milligan |
In the Eye of the Storm Former Comptroller of the Currency John C. Dugan speaks candidly about the financial crisis of 2008, the landmark Dodd-Frank Act and the need for minimum loan underwriting standards for the banking industry. |
U.S. Banker May 2009 Stacy Kaper |
Will Close Vote Doom Card Reform? Although the Senate Banking Committee has voted to adopt comprehensive credit card reforms, the close margin cast doubt on its odds for enactment. |
BusinessWeek October 14, 2010 Schmidt & Mattingly |
A Thrift Regulator Fades (Sort of) into the Sunset The Office of Thrift Supervision, scheduled to expire in July 2011, will reappear in other government agencies. |
BusinessWeek January 6, 2010 Robert Schmidt |
Senator Dodd's Exit Could Facilitate a Financial Reform Deal Why Chris Dodd's decision to leave the Senate may give him more leverage to craft a financial reform package. |
BusinessWeek January 21, 2010 Alison Fitzgerald |
Dancing Across the Aisle The Senate odd couple who just might pull off a bipartisan deal on financial regulation |
U.S. Banker December 2009 Glen Fest |
CFPA: Exemption in Name Only? As details emerged on an amendment to exempt small banks from exams by the proposed consumer financial protection regulator, some have begun to question what exactly these second- and third-tier banks have won. |
U.S. Banker August 2010 Mark W. Olson |
Endangered Species: The State Banking Charter Should state legislatures continue to see value in funding their state bank regulators, the charter in those states would continue to have viability. |
HBS Working Knowledge June 22, 2009 Roger Thompson |
"Too Big To Fail": Reining In Large Financial Firms The federal government should slap tough new regulations on all firms that pose "systemic risk" - the risk that a failure of one institution could wreak havoc across the entire financial system. |
U.S. Banker January 2011 Joe Adler |
Birth of a New Kind of Regulator To some, Elizabeth Warren's concept of a consumer protection regulator is an innovation. To others, it s an abomination. Either way, it's here to stay, and banking regulation will never be the same. |
U.S. Banker March 2010 Alan Kline |
Dysfunction in D.C. The sight of Democrats cheering and Republicans sitting on their hands when the president plugged financial reform was disheartening to anyone who believes the system needs fixing. |
BusinessWeek April 7, 2010 Paul M. Barrett |
The Wall Street Reform Fight We Really Need The coming Senate battle over the Dodd bill will distract attention from a simple, powerful change that could actually buffer banks against the next financial crisis. |
BusinessWeek May 20, 2010 Schmidt & Mattingly |
A Wall Street Sheriff with Fewer Bullets The FDIC's Bair is losing out to the Fed in the regulatory overhaul |
Bank Systems & Technology February 22, 2007 Maria Bruno-Britz |
Spillenkothen Joins Deloitte's Banking Regulatory Practice The former Fed regulator hopes to help banks gain an enterprise-wide view of compliance in his new role. |
U.S. Banker March 2011 Barbara A. Rehm |
Washington, We Have a Problem Bankers all over the country have the same complaints: Examiners are making increasingly tougher demands requiring corrective action on unreasonably tight deadlines. |
On Wall Street August 1, 2012 Donna Borak |
Dodd-Frank Reforms Inch Along In the first year after passage of the Dodd-Frank Act, regulators made some progress implementing the law. Now they have essentially ground to a halt. |
Investment Advisor July 2009 Melanie Waddell |
Danger & Opportunity: Bracing for Change It looks to be all but inevitable that the rules for broker/dealers and investment advisors will be harmonized, and that broker/dealers offering investment advice will have to adhere to a fiduciary standard of care. |
Insurance & Technology July 16, 2010 Anthony O'Donnell |
Financial Reform Law's Ultimate Impact on Insurance Remains Unclear While the Dodd-Frank bill, expected to be signed into law by President Obama next week, has spared insurers explicit duplicative regulation, the powers of the new Federal Insurance Office remain undefined. |
Bank Systems & Technology June 18, 2009 Maria Bruno-Britz |
The Financial Industry Reacts to Obama Regulatory Proposal Although most agree with the general principles outlined in the President's financial reform plan, they find several sticking points -- and IT won't be immune. |
U.S. Banker September 2010 |
Noted & Noteworthy There's never been much love lost between the American Bankers Association and the Independent Community Bankers of America, and the fierce debate over regulatory reform has only escalated tensions. |
The Motley Fool February 16, 2010 Jennifer Schonberger |
Could This Bill Kick Growth Into Gear? Sen. Bob Corker on financial regulatory reform. |
U.S. Banker February 2011 Alan Kline |
One Senator's Plan For Cutting Red Tape It's not getting much attention, but Virginia Sen. Mark Warner's proposal for easing the regulatory burden on U.S. businesses might be one of the most intriguing ideas coming out of Washington these days. |
Finance & Development December 1, 2002 Das et al. |
Financial Regulators Need Independence Granting more operational autonomy to the agencies that keep an eye on the financial sector can bolster financial stability. |
On Wall Street August 1, 2010 Sen. Tim Johnson |
Coordinating Global Regulation Senator who helped hammer out the reform bill says this is just the beginning. |
Investment Advisor August 2008 Melanie Waddell |
Wheels of Blueprint In Motion The SEC and the Federal Reserve Board's recent Memorandum of Understanding marks a first step; but Congress says more stringent financial services regulations are warranted. |
Finance & Development September 2009 Andrew Crockett |
Rebuilding the Financial Architecture What needs to be done to strengthen financial regulation and supervision? |
Bank Technology News January 2011 Tom Hinkel |
IT's On the Front Burner In a survey conducted recently among our bank customers, we asked where they felt the primary areas of focus were for the regulators during their last examination. |
CFO March 1, 2007 Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |
Investment Advisor December 2009 Melanie Waddell |
Danger & Opportunity: Staggering Toward Reform Investor Protection Act passes with lots of fiduciary-related amendments; action on Dodd not likely until 2010. |
BusinessWeek August 26, 2010 James Sterngold |
Let a Thousand Regulators Bloom As agencies begin rewiring Wall Street, job openings abound. |
Finance & Development June 2009 S. Raihan Zamil |
Viewpoint: Regulatory Philosophy Matters Risk-based supervision sought to spur innovation and reward good behavior but helped bring about the global financial crisis. |
Insurance & Technology March 17, 2009 Anthony O'Donnell |
Senate Banking Committee Hears Divergent Testimony from P&C, Life Industry Representatives Frank Keating of the American Council of Life Insurers argued the need for a federal insurance regulator, while John T. Hill of the National Association of Mutual Insurance Companies said his organization supported a reformed state-based system. |
U.S. Banker May 2009 Michael Sisk |
The Repercussions of Reform After months of Congressional hearings, debates and some hysterics, only the broadest outlines of the new banking regulatory regime have emerged. |
U.S. Banker August 2009 Joseph Rosta |
Piling Up on the Fed Republicans and Democrats in Congress agree that the Federal Reserve Board isn't doing much right. |
U.S. Banker May 2008 Karen Krebsbach |
Plan Draws Lukewarm Response The Treasury Department's proposal to reorganize regulation of the financial-services marketplace drew mixed reviews. |
Bank Systems & Technology November 20, 2009 Melanie Rodier |
Bank Enforcement Cease and Desist Actions Quickly Rising The financial crisis is causing a dramatic rise in the number of cease and desist orders by bank regulators and should be a warning sign for bank managers and directors. |
Registered Rep. March 6, 2009 Halah Touryalai |
Federal Regulator For Insurance Firms? Barney Frank says Yes. House Financial Services Committee Chairman Barney Frank gave insurance lobbying groups something to argue about, saying he wants lawmakers to create an optional federal charter for insurance companies. |
Investment Advisor April 2010 Melanie Waddell |
Washington Watch: The Shape of Reform Begins to Sharpen Dodd's bill calls for SEC study, not a fiduciary standard; advisors await final markup. |
Investment Advisor September 2008 Melanie Waddell |
Turf Wars A conversation with former SEC Commissioner Roel Campos about the Treasury's Blueprint for financial services reform. |
Bank Systems & Technology June 18, 2009 Katherine Burger |
Can Trust Be Rebuilt in the Financial Services Industry? The Obama Administration's new proposals for financial services regulation aim to rebuild trust within the industry, and between banks and the public. That may be easier said than done. |
U.S. Banker May 2010 Rob Garver |
No Regulatory Relief in Sight Five new rules have taken effect since Jan. 1 and at least eight more are on the way. The onslaught is posing immense challenges for banks trying to keep up. |