Similar Articles |
|
The Motley Fool October 12, 2009 Morgan Housel |
The Biggest Failure of the Year Mortgage modification re-defaults -- modified loans that fall back into default -- are quite high. And not just a little high, not just annoyingly high, but horrifyingly high. |
The Motley Fool November 8, 2011 Morgan Housel |
Fixing Housing: Easier Said Than Done Ever since 2007, there's been a push from both private executives and public policy makers to do more, tweaking every knob in an attempt to end the housing slump sooner rather than later. |
The Motley Fool December 4, 2009 Morgan Housel |
The Dumbest Stimulus Plan to Date Punishing prudence, one bank at a time. One year ago, banks were ridiculed for making so many bad loans. Today, they're being threatened with fines for not making enough. |
The Motley Fool March 26, 2010 Morgan Housel |
Where Bank of America Gets It Right The smartest thing it's done in years. |
The Motley Fool August 13, 2009 Morgan Housel |
3 Reasons Mortgage Modifications Are Failing Want a mortgage modification? Cross your fingers, and don't expect a lot of help from banks. |
The Motley Fool March 19, 2010 Morgan Housel |
Homeowners Free-Riding on the Bank's Dime Foreclosed on, but still happily at home. |
The Motley Fool July 7, 2009 Morgan Housel |
The New Subprime All you have to do is drop the sub. |
The Motley Fool January 9, 2012 Dan Caplinger |
Why This Mortgage Move Is a Bad Idea The rumored proposal to allow refinancing doesn't address the true problem. |
BusinessWeek May 6, 2010 Jody Shenn |
Mortgages: Strategic Defaults Are On the Rise By not making mortgage payments on "underwater" homes, borrowers may be paradoxically helping to boost the economy. |
The Motley Fool July 28, 2009 Morgan Housel |
This Is Killing Housing Prices And it ain't letting up anytime soon. As home prices crater, the incentive to give your home back to the bank -- even if you can afford the monthly payments -- grows by the day. |
The Motley Fool July 9, 2009 Dan Caplinger |
Let's Stop the Housing Crisis Once and for All It's hard to believe how easily it all could have been prevented. By simply following an old-fashioned standard for taking out a mortgage loan |
The Motley Fool August 25, 2009 Morgan Housel |
You Call This a Cure? Cure rates on mortgage delinquencies have fallen off a cliff. Why is that, and what does it mean for banks? |
The Motley Fool May 18, 2010 Matt Koppenheffer |
Take This Mortgage and Shove It! New research could show a way to curb strategic foreclosures. Could attending to homeowners' emotional needs be the answer to the problem of strategic foreclosures? |
BusinessWeek March 10, 2011 Karen Weise |
States Test Mortgage Principal Write-Downs Some economists say home-loan forgiveness is the key to a real estate rebound. |
The Motley Fool January 26, 2010 Matt Koppenheffer |
Why Are Homeowners Idiots? There's nothing that confuses economists more than people not acting in their own best interest by continuing to pay a large mortgage on a devalued house. |
The Motley Fool February 15, 2008 Dan Caplinger |
Can You Really Just Walk Away? Giving up on your mortgage and letting the bank foreclose on your property might seem easy, but how smart is it? |
The Motley Fool October 16, 2009 Morgan Housel |
Prudence Just Ain't FHA's Thing Raise down payment requirements may be a good idea. Factors that assign prime borrower status -- such as credit scores, monthly payments, and income -- aren't nearly as conducive to foreclosure as whether a homeowner owes more than their home is worth. |
The Motley Fool November 28, 2008 Dan Caplinger |
Last Call for Smart Homeowners The Fed's recent move has triggered a sharp downtick in mortgage rates. If you want to refinance, it may be now or never. |
The Motley Fool February 18, 2009 Morgan Housel |
Homeowners Hit the Lottery Of all the government measures to right the economy, is President Obama's plan to aid homeowners the most irresponsible to date? |
The Motley Fool December 5, 2006 Dan Caplinger |
The Negative Amortization Trap Negative amortization loans are the only way some homeowners can buy their homes, but they present a trap for the unwary. Only by managing your finances carefully can you avoid a potentially disastrous result. |
The Motley Fool April 19, 2004 Chris Mallon |
In Your Best Interest Rising home prices make interest-only mortgages a popular tool for homebuyers. |
The Motley Fool May 18, 2010 Morgan Housel |
The $215 Billion Hole in the Housing Market Underwater homeowners and the looming debt bomb. |
The Motley Fool August 10, 2010 Morgan Housel |
Are Homeowners About to Hit the Lottery? Rumors are that the Obama administration is about to order lenders Fannie Mae and Freddie Mac to forgive a portion of the mortgage debt of millions of Americans who owe more than what their homes are worth |
The Motley Fool July 2, 2010 Dan Caplinger |
Defaulting Homeowners Finally Pay the Price Don't expect another crack at the American Dream. Last week, Fannie Mae decided that it had had enough of the "strategic default" phenomenon. |
HBS Working Knowledge February 2, 2012 Nicolas P. Retsinas |
Once a Castle, Home is Now a Debtors' Prison Since the recovery of the housing market will undergird any broader recovery, we must address the current situation of these debtors' prisons. |
The Motley Fool April 21, 2010 Dan Caplinger |
Is the Housing ATM Reopening? Many seniors will be glad to hear what a number of lending institutions are saying about reverse mortgages. They are getting less expensive. |
BusinessWeek January 7, 2010 Gittelsohn & Gopal |
Finding a Better Lifeline for Homeowners With mortgages underwater by a record $745 billion, regulators may force lenders to cut principal. |
The Motley Fool February 1, 2010 Matt Koppenheffer |
Why We Care About Idiot Homeowners There are broad repercussions from homeowners who walk away from their homes. |
The Motley Fool October 26, 2007 Dan Caplinger |
Don't Cut Off ARMs to Spite Your Face Mortgage products aren't the problem. Borrowers are. Used correctly, option ARMs provide flexibility that can be extremely helpful to borrowers whose cash flow isn't steady and predictable. |
The Motley Fool February 28, 2011 Dan Caplinger |
Why Getting a Mortgage Will Never Be the Same Lots of changes are happening to the mortgage market. |
The Motley Fool October 13, 2008 Morgan Housel |
Dissecting McCain's Bailout Plan A little "straight talk" on the candidate's mortgage proposal. |
The Motley Fool April 25, 2007 Dan Caplinger |
Are You Upside-Down? Falling property values have people owing more than their house is worth. If you're in this situation, don't panic. However, don't expect to find easy answers. |
The Motley Fool January 26, 2005 Selena Maranjian |
When Debt Is Too Good to Be True Beware of interest-only mortgages and other extreme loans. |
The Motley Fool September 24, 2007 Dan Caplinger |
A Jumbo Opportunity Interest rates on jumbo mortgages rose nearly half a percentage point in August, even as regular mortgage rates were mostly coming down. Is it time to raise the jumbo loan amount minimum? |
The Motley Fool December 28, 2011 Dan Caplinger |
Your Smartest Money Move for 2012 If you have a high-interest mortgage, get rid of it. |
The Motley Fool June 23, 2011 Selena Maranjian |
Banks Say No Thanks to Reverse Mortgages Should you do likewise? |
The Motley Fool January 11, 2007 Dan Caplinger |
A New Kind of Refi Maybe homeowners are smarter than some people think. The share of the refinancing market attributable to adjustable-rate mortgages is at its lowest level since mid-2003. |
The Motley Fool August 31, 2011 Dan Caplinger |
A Jumbo Problem for Housing Limits on loans by Congress will hurt hard-hit high-end housing markets. |
AskMen.com Alex Matjanec |
Tips For First-Time Home Buyers Though many homeowners are shaking their fists at the current housing market, this much is certain: Those considering a first home have a great opportunity to score their dream pad at a fraction of the cost. |
The Motley Fool January 14, 2009 Dan Caplinger |
Why the Housing Problem Isn't Going Away Low mortgage rates should be fixing everything. So why aren't they? |
The Motley Fool September 1, 2004 |
Don't Overpay for Your Mortgage For most homeowners, the mortgage payment is by far their biggest monthly expense. Spending 60 seconds reviewing it can do wonders for your budget. So, let's take a look... |
The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. |
The Motley Fool October 12, 2006 Dan Caplinger |
The Risky Business of Mortgage-Backed Bonds Mortgage-backed securities can be attractive, but be aware of their risks. |
BusinessWeek April 12, 2004 Christopher Palmeri |
Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high |
The Motley Fool July 25, 2008 Dan Caplinger |
The Last Straw for Suffering Homeowners A spike in mortgage rates threatens any chance of a housing recovery. |
The Motley Fool March 30, 2005 |
15-Year vs. 30-Year Mortgages The mortgage you have in mind may not be best for you. |
The Motley Fool January 22, 2004 |
Optimize Your Mortgage Take a minute to see if you can benefit from even lower interest rates. |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
The Motley Fool October 18, 2004 Chris Mallon |
Not in Your Best Interest Danger lurks down the road for people with interest-only mortgages. |
The Motley Fool September 6, 2007 David Lee Smith |
The Mortgage Lenders' Dual Masters Whatever steps some lenders and loan service agents are willing to take to help troubled mortgage holders, the crush of delinquencies and foreclosures, along with radically tightened credit standards in the mortgage industry, will make for a slow recovery for the U.S. housing market. |