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Bank Systems & Technology June 24, 2008 Ann Grochala |
In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system. |
The Motley Fool November 26, 2008 Alex Dumortier |
The $800 Billion Pick-Me-Up for Consumer Credit The central bank announces an $800 billion support package aimed at spurring mortgage lending and consumer credit, including car, credit card, and small business loans. |
U.S. Banker January 2011 Scott Anderson |
Short-Term Gain, Long-Term Pain The Fed s plan to buy $600 billion of Treasury bonds might boost demand for loans, but this latest round of quantitative easing could hamper bank profitability and continue to restrain the economic recovery. |
BusinessWeek August 27, 2009 James C. Cooper |
Business Outlook: Why Credit Growth Remains Slow Banks are still skittish about offering credit, and households and companies remain reluctant to borrow, creating drags on the recovery. |
BusinessWeek October 9, 2008 |
Pulling Out the Stops The government has steadily broadened its role to safeguard the economy from the credit crisis. Here are some important milestones. |
The Motley Fool October 16, 2008 Chuck Saletta |
Why Uncle Sam's Help So Often Hurts The more aggressive the Fed has gotten, the tighter the credit market has become, especially when it comes to interbank lending |
CFO June 15, 2012 Vincent Ryan |
Banks Ease Terms for Business Loans Fiercer domestic competition is making U.S. banks more flexible on spreads, interest-rate floors, and other costs to borrowers. |
U.S. Banker December 2008 |
Hank's Group Think The Troubled Asset Relief Program was supposed to purchase toxic securities from banks to stabilize their finances. But in short order, given the difficulty valuing those assets, Treasury Secretary Henry Paulson and company switched gears and chose to take equity stakes in big banks. |
National Real Estate Investor May 1, 2006 Matt Hudgins |
Year of the Mega Loan Large loans and mushrooming CMBS issuance drove commercial real estate financing levels to an all-time high last year, but lenders say a slowing pace of transactions could temper loan volume as 2006 unfurls. |
The Motley Fool April 25, 2011 Morgan Housel |
Why Big Banks Are Cheap Loans dropping; watch out below! |
The Motley Fool May 15, 2007 Dan Caplinger |
Borrow Now or Borrow Never If you're thinking about buying a home, do your homework. Find a lender or mortgage broker early in the process, and get preapproved for a mortgage that will work for you. |
The Motley Fool October 12, 2007 Dan Caplinger |
Where's the Consumer Credit Crunch? Housing may be slowing, but borrowing is moving full speed ahead. Last month, figures for both revolving credit, such as credit card debt, and non-revolving debt, like car and student loans, rose. |
U.S. Banker July 2009 Andrew Dubinsky |
Electronic Lending Could Help Avert Another Crisis If regulators had the tools in place to effectively view complex debt instruments and the links between the financial institutions that securitize, hold, and insure them this crisis may not have happened. |
FDIC FYI November 4, 2003 Puwalski & Williams |
Economic Conditions and Emerging Risks in Banking The two main economic concerns of the past two years, a lack of new jobs and lackluster business investment, finally appear poised to subside. |
Commercial Investment Real Estate Jul/Aug 2004 Brown & Weiss |
The Money Race Borrowers benefit as lenders chase commercial property deals. |
HBS Working Knowledge August 4, 2014 |
Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons. |
The Motley Fool September 25, 2007 Buz Livingston |
Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped? |
The Motley Fool June 7, 2011 Cindy Johnson |
More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan. |
U.S. Banker May 2008 |
As the Credit Crisis Grinds On, Lending Falls Off the Cliff The current climate for loan production might not be Great Depression 2.0, but try telling that to someone with less than perfect credit. |
The Motley Fool August 1, 2008 Rich Duprey |
Bernanke's Bid to Rule Zimbabwe If the Fed chairman and Treasury secretary have their way, we're gonna need $1 billion Zimbabwean notes. |
The Motley Fool February 1, 2010 Morgan Housel |
Banks Aren't Lending? Says Who? The popular chant that "banks aren't lending, banks aren't lending!" is grossly misconstrued. |
Registered Rep. March 1, 2008 Kristen French |
The Lending Squeeze The tightening credit conditions is causing some financial advisors to have trouble getting loans for clients. |
Commercial Investment Real Estate Jul/Aug 2010 Jeffrey Wolfer |
The Lending Landscape Despite the restricted market, borrowers still face many decisions when it comes to securing capital for commercial real estate projects. |
The Motley Fool August 21, 2007 David Lee Smith |
The Credit Crunch on Housing Savvy investors should wait until the homebuilders' business strengthens obviously and meaningfully before accumulating positions in the group. |
BusinessWeek October 29, 2009 Henry et al. |
Credit Creaks into Gear With a big boost from the feds, investors again like securities backed by assets like car loans -- but it'll take years for lending to flow freely. |
U.S. Banker April 2011 Barbara A. Rehm |
Excess of Reserves, Shortage of Facts The Fed alone - not actions by banks - dictates how large the reserve number is. And it is the Fed s expansion of its balance sheet that has ballooned reserve levels at banks. |
U.S. Banker December 2010 Rob Garver |
SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge. |
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram |
Capital Markets Conundrum Are there viable solutions to today's financing puzzle? |
BusinessWeek April 11, 2005 Justin Hibbard |
The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods. |
The Motley Fool April 2, 2009 Morgan Housel |
Banks Are Repaying Bailout Money. Hooray? Banks are starting to pay it back. Surprisingly, some aren't happy about it. |
FDIC FYI September 17, 2003 Susan Burhouse |
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. |
The Motley Fool September 9, 2009 Matt Koppenheffer |
Bernanke, Paulson, and Geithner: Champs or Chumps? It's been a year since the financial markets went splat. Have government officials succeeded in combating the collapse? |
The Motley Fool December 18, 2008 Chuck Saletta |
4 Key Steps for Economic Recovery When you dig yourself into a hole, stop digging. |
Commercial Investment Real Estate Nov/Dec 2010 William E. Jones |
Climbing the Capital Hill Owners and investors face steep obstacles on the path to financing. |
Investment Advisor June 2010 Robert F. Keane |
The Green Advisor: Urban Sustainable Investing Community investing as an alternative to traditional fixed income. |
The Motley Fool May 9, 2011 Cindy Johnson |
Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend. |
BusinessWeek September 3, 2007 Peter Coy |
It's Out Of Bernanke's Reach There's little the Fed can do about the information gap behind investors' panic. |
BusinessWeek July 29, 2010 Kopecki & Campbell |
Low Rates are Squeezing Bank Profits What started as a blessing for big lenders is becoming a burden as profit margins shrink. |
Reason March 2009 Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. |
OCC Bulletin October 13, 1999 |
Interagency Guidelines for Real Estate Lending Policies New guidelines discuss the credit risks associated with high loan-to-value residential real estate lending and remind national banks that the 1992 Interagency Guidelines for Real Estate Lending Policies apply to these transactions... |
U.S. Banker February 2010 Donald Musso et al. |
How Regulators Are Inhibiting an Economic Recovery Raising capital levels for banks deters new lending. Now is not the time for higher capital standards, but for enforcing standards already in place. |
The Motley Fool August 1, 2008 Morgan Housel |
This Week's Big Economic Stories More job woes... Greenspan speaks... The next great bond boom... GDP hanging in... Quick economic numbers... |
The Motley Fool October 9, 2008 Christopher Barker |
$700 Billion Was a Drop in the Bucket Keeping a tally of total outlays puts the scale of the crisis in context. |
National Real Estate Investor May 1, 2008 Ben Johnson |
Regulators Turn Up Heat On Local Banks Community and mid-size banks, which comprise the bulk of all commercial real estate lending in this country, are once again under the watchful eye of regulators. |
Investment Advisor May 2007 Megan L. F. Robert |
Bill Gross on the Housing Crisis Loan losses will threaten future growth, the bond king says, but not for the reasons you might think. |
The Motley Fool April 12, 2010 John Rosevear |
A New Kind of Credit Crisis What happens to the recovery if interest rates go up? |
Bank Systems & Technology November 21, 2008 Orla O'Sullivan |
TARP Can't Stanch Financial Crisis, Experts Say Experts agree that the U.S. government's $700 billion bank bailout program is insufficient to spur lending because banks still have far from an optimal balance of debts to assets. |
The Motley Fool November 26, 2008 Christopher Barker |
$3.9 Trillion Was a Drop in the Bucket Keeping a tally of total outlays puts the unfathomable scale of the crisis in context. |
The Motley Fool October 16, 2007 Seth Jayson |
More Housing Hanky-Panky Treasury Secretary Hank Paulson views the housing decline and crisis as the most significant current risk to our economy. |
The Motley Fool January 27, 2009 Ivan Martchev |
Catch-22: Why Banks Can't Lend Lots of banks aren't willing or able to help kick-start the economy that would bring them back to health. |