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U.S. Banker April 2010 Alan Kline	Savings Program Hits the Jackpot More than 20 Michigan credit unions encourage savings with a sweepstakes- one of a handful of programs financial institutions have tested in the last few years.
HBS Working Knowledge June 23, 2008 Martha Lagace	Innovative Ways to Encourage Personal Savings Ideas on what government policy, the private sector and nonprofits can do to help people save, from HBS professor Peter Tufano.
U.S. Banker April 2008 Anthony Malakian	Banks Offer Bonuses to Entice Consumers to Start Saving The current subprime crisis might just push U.S. consumers to once again become savers. Banks need to find innovative bonuses to drive consumer funds back into savings accounts.
The Motley Fool August 30, 2007 John Rosevear	Start Saving Now Does the prospect of saving for an emergency fund or for retirement seem too overwhelming? Then start smaller. Save for a tangible near-term goal, and commit yourself to paying off credit cards each month.
HBS Working Knowledge July 5, 2006 Julia Hanna	Reinventing the Dowdy Savings Bond Families with low and moderate incomes have difficulty saving money -- many can't even open bank accounts. To help these families plan for the future, Harvard professor Peter Tufano proposes minor changes to the U.S. savings bonds program.
The Motley Fool November 1, 2006 Mary Dalrymple	Spend to Save? Credit cards offer to fill savings accounts or college funds. Even with all these creative new savings options, the best way to build a sizable nest egg may be the old-fashioned way -- spend less than you earn and put the rest in a savings account.
AskMen.com Michael Estrin	10 Common Savings Mistakes Here are the 10 most common mistakes people make about saving money.
The Motley Fool June 17, 2008 Dayana Yochim	No-Sweat Savings No need to stew and sweat. Putting money aside can be easy.
AskMen.com Terence Channon	Must-Have Long-Term Savings It may seem like some of these financial ventures are much too far in the future to worry about right now, but if you want to reach your financial goals, these must-have long-term savings are the only way to get there.
The Motley Fool February 7, 2007 Dan Caplinger	Give Your Savings a Raise If your income rises, pass it on to your savings.
The Motley Fool February 17, 2004	Make Saving Simple No need to stew and sweat. Putting money aside is easy. Steps to follow in order to save money successfully.
The Motley Fool November 8, 2004	Fools Save Half a Billion What could happen if you don't have short-term savings? Avoid these unpleasantries by taking these five steps to establish your own cash cushion.
The Motley Fool January 12, 2007 Dan Caplinger	Go Beyond Banks Credit unions can offer great deals to savers and borrowers alike.
The Motley Fool November 3, 2006 Mary Dalrymple	Plunk Down a Pile of Cash Here are the questions to ask before parking your savings somewhere.
The Motley Fool August 2, 2007 Dan Caplinger	The Worst 529 Plans 529 plans offer many benefits to parents saving for college, but some plans are better than others. While some focus on keeping costs low, others charge excessive fees that could threaten the success of your college savings strategy.
The Motley Fool September 22, 2004 Selena Maranjian	You Can Pay for College Tips and resources galore are at your fingertips from the College Savings Plan Network (CSPN) of the National Association of State Treasurers.
The Motley Fool January 2, 2007 Mary Dalrymple	No Pain, Lots of Financial Gain Try achieving some of your financial goals this year with strategies that require no discipline.
The Motley Fool August 16, 2006 Dan Caplinger	Prioritizing Your Savings Should you save for retirement or for education for your kids?
The Motley Fool February 13, 2007 Mary Dalrymple	Automatic College Savings What kind of educational benefits do you get at work? An automatic 529 payroll deduction could be as helpful as an automatic retirement savings program, like a 401(k).
The Motley Fool August 27, 2007 John Rosevear	The Joys of Credit Unions While credit unions aren't the best fit for everyone, they do offer distinct advantages -- tangible and not-so-tangible -- over big regional or national banks.
The Motley Fool March 2, 2007 Mary Dalrymple	Let Them Eat ... Cash? A California savings proposal highlights the advantages of starting early. If you open a savings account (or maybe even a college savings fund) when your child is born and contribute to it regularly, you can build up a sizable nest egg. Just get started.
The Motley Fool November 15, 2006 Mary Dalrymple	Be a RoboInvestor If you can automatically set aside a small sum in a savings account every month, you can build a healthy emergency fund without having to exercise a lot of discipline.
The Family Room Gary Foreman	Pay Yourself First? Some months I can save some money and some I can't. I have heard the saying "always pay yourself first". When I do that it seems that I have to withdraw that money later on in the month to pay the bills. So how does this actually work? Should I always pay myself first?
The Motley Fool July 17, 2006 Tim Beyers	A Quarter a Day Meet a slew of new digital savings accounts that pay well, have no minimums, and allow you to transfer spare change electronically. You can even earn interest on as little as $1. Apple Bank for Savings... ING Direct... Citibank... etc.
The Motley Fool May 23, 2007 Dan Caplinger	Save More, Rich or Poor Think a larger income means larger savings? Think again. It all comes down to spending less than you make.
The Motley Fool August 31, 2006 Seth Jayson	An Appalling Lack of Interest Pay attention to details and you might be shocked at how little your bank pays you.
AskMen.com Ryan Ortega	Money Moves To Make Now Financial advisers provide long-term plans and ideas for financial success. In the meantime, here are seven simple money moves you can make right now.
BusinessWeek December 20, 2004 Justin Hibbard	Banks Go Beyond Toasters Banks have gone gaga for the cross-selling approach, and to many people that's welcome news. Signing up for a package of services can give you convenience and discounts.
The Motley Fool February 16, 2007 Matt Koppenheffer	A Savings Triple Play Making sure you have enough stashed away for all of life's adventures can be as easy as one, two, three.
BusinessWeek June 6, 2005 Laura D'Andrea Tyson	Retirement Savings: A Boost For The Needy Government matching would give IRAs a shot in the arm to boost retirement savings, even among middle- and low-income households.
The Motley Fool June 12, 2007 John Rosevear	Checking Out Checking Accounts How to steer clear of "free checking" pitfalls.
The Motley Fool September 20, 2006 Ryan Popple	Farewell to Money Market Mutual Funds For the cash portion of a portfolio, money market mutual funds once offered a valuable service and paid out an acceptable return. Nowadays, direct Internet banking offers individual savings accounts that are risk-free and FDIC-insured. They also offer better returns.
Health March 2008 Lynnette Khalfani-Cox	Q&A: Get Healthy About Money How to end bottom-line battles, build up college savings, and more.
Financial Advisor November 2005 Raymond Fazzi	Is The Savings Rate Reaching Crisis Proportions? On a national level, the low savings rate means that a larger portion of the nation's debt is being picked up by foreigners in the form of bonds. That also could eventually impact consumer spending.
The Motley Fool March 31, 2004	Term vs. Cash-Value Insurance There's no reason to pay a premium price for your insurance.
Fast Company May 2008 D. & C. Heath	Judge the Nudge Three real-life examples of the 'Save More Tomorrow' strategy.
The Motley Fool October 9, 2007 Dayana Yochim	Prevent a Retirement Nightmare If you want your retirement to play out better than the ending of the last Halloween flick, it's time to get serious about saving more. Here are three ways to instantly improve your future prospects.
Entrepreneur June 2003 Scott Bernard Nelson	College Savings 101 Take notes on the pros and cons of 529 plans.
BusinessWeek January 17, 2005 Michael J. Mandel	Our Hidden Savings While other countries chide the U.S. for being profligate, Americans are putting more money into the things that matter over the long run. That's reflected in U.S. economic performance, among the strongest in the world.
The Motley Fool July 18, 2006 Dan Caplinger	Get Your Kids to College: Introduction Nowhere is the value of compounding returns more evident than in saving for a goal with a fixed time limit, such as financing a college education.
The Motley Fool February 2, 2007 Mary Dalrymple	Our Savings Rate Is Abysmal The national rate's in the red. How are your savings statistics? If you're not shunting at least a little of your discretionary income into short-term savings or long-term savings, you might be setting yourself up for trouble down the road.
The Motley Fool January 28, 2004 Robert Brokamp	Save More Now, Play Much More Later If you socked away an additional $100 a month, how much would your retirement improve?
The Motley Fool December 6, 2006 Mary Dalrymple	Santa Brings Hamiltons and Jacksons Making your kids put all their Christmas cash into savings may turn you into the household Scrooge, so consider having them divide the proceeds among savings, spending, and giving.
The Motley Fool November 30, 2006 Mary Dalrymple	Save in Small Bites Don't get overwhelmed by the size of your savings goals.
The Motley Fool November 18, 2006 Elizabeth Brokamp	Juggling Your Financial Goals One pot of money, too many financial goals. What should you fund first?
The Motley Fool September 11, 2007 Dayana Yochim	Market? Mattress? Neither! Depending on when you will be needing your money, there are plenty of safe, rewarding places to park your cash.
Financial Advisor March 2004 Marla Brill	Will Health Savings Accounts Have A Market? new way to pay for health care that combines an insurance component with an intriguing savings kicker was introduced by the Medicare Reform Act in December. Health savings accounts (HSAs) are designed to help individuals save for qualified medical and retiree health expenses on a tax-favored basis.
BusinessWeek March 5, 2007 James C. Cooper	How Long Can The U.S. Count On Foreign Funding? As the dollar sags and other investments beckon, a shakeout looms.
The Motley Fool November 24, 2004 Dayana Yochim	A Season for Saving? Why not? While the family's at the mall, fortify their future in four steps. Here's a little reminder of the four-step savings strategy.
AskMen.com Ryan Ortega	Make Money In Unexpected Places There are sound and practical ways to find, save and make money in unexpected places. By cutting spending and turning over some rocks, your money will add up to a tidy sum faster than you might have thought possible.