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Financial Advisor May 2012 Bill Bengen |
How Much Is Enough? The father of the 4 1/2% rule for retirement portfolio withdrawals analyzes its past, present and future performance. |
Registered Rep. November 1, 2005 Lynn O'Shaughnessy |
Ignoring the Bear And Other Mistakes Retirees Make Advisors can greatly increase their clients' odds of success by steering them away from some of the most common -- and damaging -- retirement mistakes. Here are some of the biggies to avoid: Counting on steady returns... Forgetting about taxes... etc. |
BusinessWeek July 3, 2008 Lynn O'Shaughnessy |
Spending Safely Advisers now concede that fluctuating conditions make rigid formulas for drawing down savings unrealistic. |
The Motley Fool September 1, 2010 Dan Caplinger |
Why Retirees Still Need Stocks Because bonds alone won't get you to the finish line. |
Financial Planning March 1, 2011 Craig L. Israelsen |
Nest Egg Survival After spending your working years accumulating money, you face a rude awakening in retirement when that growth is replaced by withdrawal. This drawdown phase might be described as the relentless cracking of the retirement nest egg. |
Financial Planning December 1, 2009 Craig L. Israelsen |
Disappearing Act In light of the recent market implosion, clients are anxious to make up for lost time (and returns). When their needs in retirement are unrealistic, their portfolios cannot support them. However, the composition of their portfolios can mitigate the blow. |
Financial Planning May 1, 2010 Craig L. Israelsen |
Built to Last Every retiree wants to build a resilient retirement portfolio. One of the most important parts of such a portfolio is durability.A durable portfolio is one which outlasts the retiree. |
The Motley Fool April 19, 2010 Dan Caplinger |
Is Your Retirement Really Safe? The much-heralded 4% rule has its flaws. |
The Motley Fool September 1, 2009 Dan Caplinger |
You Can Save Less and Still Retire Rich When you retire, you have one of the hardest tasks still ahead of you: deciding how much of your savings you can afford to spend. |
The Motley Fool July 28, 2008 Chuck Saletta |
What If You Haven't Started Saving Yet? According to a recent study, only 28% of Americans think they'll have enough cash for a comfortable retirement. If you're lumped in with the other 72% of Americans, it's no reason to panic. Read on to see what you can do. |
The Motley Fool January 28, 2004 Robert Brokamp |
Save More Now, Play Much More Later If you socked away an additional $100 a month, how much would your retirement improve? |
The Motley Fool July 9, 2008 Chuck Saletta |
Can You Live on $845.89 Per Month? If you think you can count on Social Security for anything resembling a comfortable retirement, think again. |
The Motley Fool February 8, 2010 Dan Caplinger |
How to Prevent a Retirement Implosion Even if you think you've saved enough for a comfortable retirement, you're not out of the woods yet. The key is making it through the first few years. Here's how. |
Financial Advisor March 2005 Jeff Schlegel |
Time & Money As a financial advisor, do you understand all the assumptions you are making regarding retirement account withdrawal rates? |
The Motley Fool April 22, 2008 Selena Maranjian |
Uh-Oh: Your Retirement Has Been Rescheduled A market downswing can derail retirement plans with little warning. |
Investment Advisor March 2008 Melanie Waddell |
Sweetening the Pot A new report has found that adding a variable annuity with a lifetime guaranteed minimum withdrawal benefit rider to a traditional stock and bond retirement portfolio can increase income while decreasing income risk. |
Registered Rep. November 1, 2005 Kevin Burke |
A Less-Taxing Retirement Fear of a too-small nest egg is the driving force behind many an advisor/client relationship. But such a high level of anxiety might be out of place. |
Financial Planning February 1, 2013 Craig L. Israelsen |
Investment Portfolio Survival Test If you have clients who have already retired, make sure their portfolios can absorb the most violent shocks. |
Financial Planning January 1, 2007 Marshall Eckblad |
5 Questions A short interview with Edmond Walters, CEO of eMoney Advisors, about new ways in which advisory firms are serving clients in retirement. |
Registered Rep. June 30, 2015 John Kador |
The REP. Index: Retirement Then and Now How did 2013 stack up for retirement compared to, say, 1980? Timing is everything. |
The Motley Fool February 8, 2007 Robert Brokamp |
Save Another $100 for Retirement? Can socking away another hundred bucks today lead to tens of thousands of dollars tomorrow? |
The Motley Fool March 1, 2011 Dan Caplinger |
A Smarter Strategy for Retired Investors Seniors need protection more than big returns. |
Investment Advisor March 2007 |
How to Capture the Growing Retiree Market Financial planning has historically focused on helping people achieve major financial goals. But what about retirees, who, for the most part, have already achieved their goals and simply want to preserve their way of life? |
The Motley Fool April 14, 2005 Robert Brokamp |
Save More Now, Play Much More Later How much will saving just $100 more a month improve your retirement? |
The Motley Fool September 13, 2006 Chuck Saletta |
Will You Outlive Your Money? To make the most out of your golden years, you need to have plans in place that assure your money lasts at least as long as you do. |
Financial Advisor July 2011 Dan Moisand |
Is There A Safe Savings Rate? New research suggests that retirement planning should focus on savings, not withdrawals and accumulation targets. |
The Motley Fool February 24, 2010 Dan Caplinger |
3 Ways You Can Rescue Your Retirement No matter how old you are, it's not too late to take action. |
Financial Planning May 1, 2010 Donald Jay Korn |
Retirement NOW The idea of retirement has changed from a brief, blissful rest at the end of life to almost a second youth, with relatively few responsibilities, increased mobility and vast, open swaths of free time. |
Financial Planning April 1, 2008 Craig L. Israelsen |
Seeking Stability Building a tough, strong, resilient and stable retirement portfolio is, very simply, what every retiree wants to do. What is the optimum allocation model to sustain this stability for clients? |
Financial Planning February 1, 2007 David Macchia |
Protect Retirement Financial advisors should pay attention to ROI -- not return on investment, but reliability of income. Planners must help clients assess the real capacity of their portfolios to generate long-term retirement income. |
Financial Planning April 1, 2005 Donald Jay Korn |
The Magic Number Determining how much wealth is enough to support retirement combines the art of managing expectations with the science of crunching numbers. |
Registered Rep. November 1, 2004 Stan Luxenberg |
The Retiring Kind Keeping the loyalty of retirees is urgent business for fund companies. Retaining retirees is particularly crucial for Fidelity. |
Financial Planning May 1, 2011 Joseph A. Tomlinson |
Income Choices Retirement income is a growth industry, and the menu of products is expanding fast. Immediate annuities and variable annuities with living benefits are established products, while longevity insurance and standalone living benefits are more recent additions. |
The Motley Fool June 5, 2006 Robert Brokamp |
Retirement Tip: 4 Reasons to Wait Worried your portfolio won't last your entire retirement? There are powerful reasons to work just a few years more. |
The Motley Fool August 20, 2008 Chuck Saletta |
The Real Reason to Invest for Your Retirement It's not just your cash, it's your freedom. |
BusinessWeek July 3, 2008 Suzanne Woolley |
Retirement Strategies for Tough Times Nest egg looking a little fragile? Chances are you need to rethink your old investment tactics -- and consider a few new approaches. Our Annual Retirement Guide can help. |
Registered Rep. October 7, 2011 Stan Luxenburg |
Managing Retirement Account Withdrawals in Volatile Markets Retirees have long struggled with a difficult question: How much can you spend each year without going broke? To answer that question in difficult markets, advisors have developed a variety of flexible strategies. |
The Motley Fool April 26, 2008 Selena Maranjian |
Don't You Dare Retire Early! You might regret leaving that job. As appealing as early retirement seems, for many Americans it's not so wonderful. |
The Motley Fool December 13, 2007 Chuck Saletta |
When Can You Retire? We all dream of that magic day we can retire and truly become masters of our own time. A dream without a plan, though, runs an immense risk of becoming a living nightmare. |
Financial Advisor June 2010 Eric Uhlfelder |
Making It Last It's easier to contribute to retirement accounts than it is to manage them for withdrawals. |
The Motley Fool May 26, 2010 Dan Caplinger |
Your Investing Life Begins at 65 30 years is a long time. Prepare accordingly. |
The Motley Fool April 6, 2010 Chuck Saletta |
Can You Stop Buying Stocks? Probably not yet, but you can reach that point. |
Financial Planning April 1, 2011 Craig L. Israelsen |
Still Seeking Stability The challenge today for planners is prudently choosing and utilizing a sufficiently wide variety of asset classes so as to create a truly diversified and stable portfolio -- whether it's for the accumulation phase or the distribution phase of life. |
Financial Advisor November 2012 Ben Mattlin |
The 4% Solution Is it still a feasible retirement withdrawal strategy? |
The Motley Fool April 21, 2010 Robert Brokamp |
4 Reasons to Delay Retirement Working just a few more years can put your retirement on a much stronger foundation. |
The Motley Fool May 12, 2005 Glen Kenney |
Teaching Yourself to Retire Here are lessons on planning for retirement, like contacting your human resources department and local Social Security Administration office and perhaps even a certified financial planner. |
The Motley Fool June 16, 2009 Dayana Yochim |
Retirees Refuse to Stop Working More people are working well into their golden years, and not just because of money. |
The Motley Fool June 3, 2004 |
Investing Retirement Money Learn how to invest your retirement dollars in relatively "safe" ways. |
Investment Advisor May 2007 James J. Green |
They Need to Stay Flexible When calculating the amount of income that a client will need in retirement, financial advisors need to look at many factors, not just longevity, to come up with an accurate amount. |
Financial Advisor April 2007 Eric Rasmussen |
Switching From Offense To Defense Financial planners look at the critical zone in the five years before and after retirement. |