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The Motley Fool
June 7, 2011
Cindy Johnson |
More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan.   |
CFO
June 15, 2012
Vincent Ryan |
A Better Way to Borrow? Middle-market companies and leveraged-buyout firms are returning to the recent past with a hybrid loan structure that simplifies the use of subordinated debt and offers companies a lower cost of capital. |
Commercial Investment Real Estate
Jul/Aug 2012
William C. Jenczyk |
Why Comply? Ignoring loan covenants is a dire mistake in today's market. |
Inc.
March 1, 2003
Norm Brodsky |
Yes, a Borrower Be, but ... Manage your business's loan carefully or you may pay a terrible price. |
U.S. Banker
January 2011
Alan Kline |
Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank. |
National Real Estate Investor
February 1, 2005
Matt Valley |
Borrower Trends Survey Yields Surprising Results Twenty-years from now, when commercial real estate lenders reflect on today's financing climate, they will likely describe it as a golden era punctuated by a never-ending supply of cheap debt and high transaction volume. |
OCC Bulletin
April 4, 2001 |
Leveraged Financing Guidance for bankers and examiners that more fully describes supervisory expectations regarding sound practices for leveraged financing activities. |
HBS Working Knowledge
September 22, 2014
Karen Mills |
Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth. |
Bank Technology News
October 2008
Clark Abrahams |
Reverse Reengineering of Risk The science of risk scoring needs some tweaking. |
Commercial Investment Real Estate
Jan/Feb 2014 |
Lending Decisions During the past three decades, community banks have substantially increased their presence in commercial real estate lending, according to a 2012 FDIC Community Banking Study. |
U.S. Banker
November 2010
Katie Kuehner-Hebert |
On Alert for 'Red Flags' More and more banks are turning to monitoring software to spot risks in their loan portfolios before they emerge as bigger problems. |
Commercial Investment Real Estate
Nov/Dec 2009
Steve Bram |
Capital Markets Conundrum Are there viable solutions to today's financing puzzle? |
U.S. Banker
November 2008
Clark Abrahams |
Reverse Reengineering of Risk As the recent mortgage crisis has exposed, the science of risk scoring needs some tweaking. |
Commercial Investment Real Estate
Jul/Aug 2010
David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. |
National Real Estate Investor
February 1, 2007
Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
Commercial Investment Real Estate
Nov/Dec 2014
Pruitt & DeRensis |
CMBS Maturity Wave Commercial mortgage-backed securities lending has shown signs of health to the tune of $84 billion issued in 2013, and issuance anticipated to approach $100 billion in 2014 |
The Motley Fool
December 4, 2006
Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. |
Commercial Investment Real Estate
May/Jun 2006
A. Barry Cappello |
Making It Work Investors soon may feel the effects of a cooling real estate market through subtle and not-so-subtle shifts in the way lenders view commercial real estate loans. When lenders' requirements tighten, borrowers should consider these options. |
AskMen.com
March 4, 2001
Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... |
The Motley Fool
May 9, 2011
Cindy Johnson |
Are Banks Starting Another Race to the Bottom? Easier credit standards are being driven by competition to lend. |
CFO
October 1, 2008
Vincent Ryan |
Now What? As banks tend to their balance sheets and seek higher returns on capital, corporate lines of credit are becoming more expensive and tougher to keep. |
The Motley Fool
October 9, 2008
Dan Caplinger |
The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get. |
Commercial Investment Real Estate
May/Jun 2007
Todd Davis |
Loan Liaison Qualified mortgage bankers can help to assess the risks associated with proposed commercial real estate transactions as well as the accuracy of transaction pricing in relation to the market. |
U.S. Banker
September 2008
Tambor & Cortez |
The Perils Of Crisis Mode Risk exposure is now racing through the home equity lending industry, leaving a far different landscape for institutions to navigate. As home prices fall and delinquencies soar, lenders are scurrying into defense mode. |
National Real Estate Investor
January 1, 2005
Matt Hudgins |
Leaping Through The Lending Trough According to the normal rhythms of the real estate industry, the first years of this decade should have been a slow period for lenders. To the delight of the mortgage industry, it hasn't worked out that way. |
U.S. Banker
March 2011
Rob Garver |
Sowing Caution Though the ag sector remains strong, regulators are warning banks to avoid concentration risk - a message that is not going over too well. |
Reason
March 2009
Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. |
CFO
February 1, 2011
Vincent Ryan |
Help for Small Business? Will community bankers tap a $30 billion fund intended to get capital flowing to small businesses? |
Bank Director
4th Quarter 2010
Jack Millligan |
A Short Leash on Risk Bankers all across the country are beginning to tighten up their lending practices as a response to the regulatory pressure they are under to keep lending plain, conservative, and firmly under control. |
National Real Estate Investor
August 1, 2006
Matt Hudgins |
Mesmerized by Mezzanine Mezzanine lending for commercial real estate is exploding. |
Entrepreneur
May 2008
Scott Bernard Nelson |
Between Peers Could a new wave of social lending sites be a good place for your investment dollars? |
Commercial Investment Real Estate
Jonathan A. Peckham |
Borrower Beware Most commercial mortgage lenders charge application, due diligence, and loan commitment fees, but do your clients know what that money really is buying? Often, it is less than they think. |
U.S. Banker
February 2010
Rob Garver |
What Now? If Washington really wants to get credit flowing to small businesses, it could modify TARP, relax capital requirements and rethink its stance on industrial loan companies. Or it could do nothing at all. |
U.S. Banker
September 2010
Alan Kline |
Tying Loan Rates to Job Creation Loan for Hire, which runs through year-end, is part of a broader commitment by Chase to up its small-business lending by 40 percent this year over last. |
The Motley Fool
October 16, 2007
Dan Caplinger |
How Not to Profit From the Mortgage Crisis It's tempting to try to profit from the irrational state of the mortgage lending market. Beware, investors, in many cases, trust deeds are extremely risky. |
Bank Systems & Technology
June 24, 2008
Stephen G. Sargent |
Automation Allows Banks to Better Navigate Compliance and Risk Management Technology can provide automated reporting functions to help bank managers access data and ensure they remain compliant. |
The Motley Fool
May 15, 2007
Dan Caplinger |
Borrow Now or Borrow Never If you're thinking about buying a home, do your homework. Find a lender or mortgage broker early in the process, and get preapproved for a mortgage that will work for you. |
BusinessWeek
August 5, 2010
John Tozzi |
Small Business Lending: The Squeeze Goes On Banks had ambitious small business lending goals for 2010, but they're having a hard time finding worthy creditors with solid expansion plans. |
U.S. Banker
December 2010
Rob Garver |
SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge. |
Entrepreneur
April 2005
Crystal Detamore-Rodman |
Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in. |
Commercial Investment Real Estate
Mar/Apr 2011
Patrick Fitzgerald |
Lessons Learned Can a new look at data prevent the commercial real estate market from repeating past mistakes? |
Commercial Investment Real Estate
Mar/Apr 2010
Jerry Dunn |
Bridging the Gap A new breed of lenders is providing capital in today's commercial real estate market. |
Bank Systems & Technology
February 21, 2008
Maria Bruno-Britz |
Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come? |
National Real Estate Investor
February 1, 2007
W. Joseph Caton |
Attached Strings to Conduit Loans As a property investor's real estate management needs and development skills expand, the nature of the loans that investor buys into begins to take on new meaning. |
Commercial Investment Real Estate
Jul/Aug 2013
Steve Zorich |
Off Balance Do commercial borrowers benefit from bank relationships? |
Entrepreneur
July 2007
Crystal Detamore-Rodman |
No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most. |
Commercial Investment Real Estate
Nov/Dec 2010
Michael Hamilton |
Ready for Reform? Dodd-Frank requirements may put the squeeze on borrowers. |
CFO
June 15, 2012
Vincent Ryan |
Banks Ease Terms for Business Loans Fiercer domestic competition is making U.S. banks more flexible on spreads, interest-rate floors, and other costs to borrowers. |
National Real Estate Investor
June 1, 2005
Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. |
Commercial Investment Real Estate
Jul/Aug 2008
Essa & Hoskote |
Fast Funding Asset-based financing provides quicker access to securing loans. |
