Similar Articles

Browse Main Topics:

Business
Computers & Electronics
Education & Reference
Entertainment & Leisure
Family & Home
Finance & Investment
Health
Internet
Pets & Animals
Science & Technology
Society, Politics & Culture
Sports & Recreation

Similar Articles

The Motley Fool August 30, 2005 Dayana Yochim	Your Credit Score's All Wrong The author reveals the kinks in the consumer credit scoring system and explains why the credit file you're allowed to see isn't the same one your banker uses.
Bank Systems & Technology December 30, 2008 Orla O'Sullivan	As Defaults Mount, Many Question FICO Scores' Value FICO scores did nothing to prevent the subprime crisis, so what use are they?
The Motley Fool December 6, 2005 Dayana Yochim	FICO Babble The money shrink is in to help you make sense of your credit score. Together we're going to tackle your deepest FICO fears head-on.
The Motley Fool June 20, 2006 Dayana Yochim	Fake Credit Scores for Sale You might be surprised how label-conscious your lender really is. No matter what the scoring scale, all of these systems are designed to achieve one goal -- to see how risky it is to do business with you based on your past behavior.
Financial Advisor July 2006 Gail Liberman	Credit Score Surprises Credit scores can jump up and bite your financial advisory clients in ways you'd think were almost impossible. More data collected from more sources is used in unexpected ways.
Bank Systems & Technology August 30, 2005 Maria Bruno-Britz	Giving Credit Where Credit Is Due Even though much of banks' future, nonmerger-related growth will be derived from the unbanked or underbanked, some banks might feel the use of alternative data in granting credit to this segment is too risky.
The Motley Fool December 24, 2007 Dan Caplinger	Will Credit Score Changes Hurt You? If you thought you understood how your credit score works, think again. The rules are changing.
The Motley Fool April 27, 2004 Dayana Yochim	Read Your Banker's Mind FICO's files are open, so consumers can examine their credit scores, but what you see isn't exactly what your lender sees.
The Motley Fool August 24, 2004 Dayana Yochim	Your Dumbed-Down Credit Score Want to see your real FICO score? Get a job at a bank. FICO (and other credit scoring companies) offers different risk models to banks, insurers, and even landlords than it does to the general populace.
The Motley Fool September 27, 2004 Dayana Yochim	What Your Lender's Not Telling You It turns out that you and your banker are not on the same page. The FICO score for sale to the public is not exactly the same one that lenders use to conduct their business.
The Motley Fool February 14, 2007 Mary Dalrymple	Know Your Score Find out what lenders really think of you. Your credit score is the result of a statistical computation meant to tell lenders whether it's likely that you'll default on a loan.
U.S. Banker February 2003 Jeremy Quittner	Bruised Under the Surface Debt for the distressed leads to a bumpy ride for credit card issuers like Capital One
The Motley Fool May 27, 2005 Selena Maranjian	New Ways to Qualify for a Mortgage If you're in the market for a new home and you have less than glowing credit, look into these possibilities.
The Motley Fool April 29, 2005 Dayana Yochim	Why's My FICO Score Wacky? Wonder why your credit scores are so wildly different? It's because the scoring systems are wildly different.
The Motley Fool February 14, 2007 Mary Dalrymple	How Bad Credit Can Cost You Being careless with your credit scores could drain your piggy bank. Your credit score determines not only whether you can get a loan or a line of credit, but it also determines the interest rates that a bank or lender charges.
Bank Systems & Technology August 8, 2007 Maria Bruno-Britz	Lenders Turning to Alternative Credit Data As banks and other lenders look for new paths to profitability, alternative credit data is gaining acceptance for credit decisioning.
The Motley Fool November 1, 2005 Dayana Yochim	Six Tips for a Clean Credit Record If you want to improve your score, concentrate on what matters most to lenders. Here's what to look for.
Financial Advisor July 2011 Gail Liberman	Who Deserves Credit? The real estate bust has resulted in advisors helping clients with credit score surprises.
Financial Planning June 1, 2009 Donald Jay Korn	Know the Score Despite their importance, most consumers know very little about the inner workings of credit scores.
The Motley Fool October 22, 2004 Dayana Yochim	Six Tips for a Clean Credit Record Don't bother with the small stuff. Here's what really matters to your lender.
U.S. Banker May 2002 John Hackett	No Throng To Sell FICO Scores Banks are reluctant to jump on the bandwagon to sell FICO scores to their customers. Only one has signed up, and even it doesn't seem very enthusiastic...
The Motley Fool February 15, 2007 Rich Duprey	Subprime Subpar for CompuCredit? The credit card marketer for risky patrons suffers from a dour view of subprime lenders. Whether it's credit cards or subprime mortgages, companies targeting the lower end of the market are being hit hard if they miss results.
BusinessWeek November 28, 2005 Toddi Gutner	Anatomy Of A Credit Score More companies are looking at credit ratings - so managing them is crucial.
Bank Systems & Technology August 1, 2007 Maria Bruno-Britz	Lenders Focus on Customer Relationships Lenders are challenged to find ways to grow revenue in a more risk-averse climate. As always, technology is playing a key role in their efforts to adapt to the new market conditions.
The Motley Fool June 23, 2006 Selena Maranjian	Your Credit Score May Be Costing You Big Bucks Check out the actual range of your losses due to credit discrepancies -- it might frighten you.
Bank Systems & Technology February 25, 2008 Maria Bruno-Britz	FICO Score Back In Lenders' Risk Management Arsenal Fair Isaac will introduce its latest version, FICO 08, which is designed to be more sensitive in scoring individuals.
The Motley Fool December 19, 2007 Selena Maranjian	Tougher Credit Days Ahead The subprime-lending crisis may affect us non-subprime folks, too.
U.S. Banker April 2007 Lee Conrad	Landing the Unbanked With Lure Aiming to Build Credit The unbanked market spends about $1 trillion a year, and banks are making a beeline for that business, particularly with prepaid cards. There are only a finite number of people, after all.
BusinessWeek October 16, 2006 James Mehring	More Scrutiny For High-Risk Mortgages New guidance put out by U.S. bank regulators warned lenders to keep up their due diligence when issuing exotic mortgages. The impact could be fewer mortgages and less demand for homes.
The Motley Fool December 29, 2004 Dayana Yochim	What's Your Credit Karma? Know your credit score -- it's important and it affects your life.
The Motley Fool April 11, 2005 Dayana Yochim	The Score Is Falling! The Score Is Falling! The author reveals the credit reporting world's secret formula and looks at all the ways your money management can monkey with your credit score.
The Motley Fool February 15, 2011 Selena Maranjian	Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually.
Bank Technology News November 2007 John Adams	Mortgage: How to get "More" accurate with Loans The mortgage tumult has made lenders renew their focus on firmly understanding the true creditworthiness of their leads.
U.S. Banker May 2011 Joanne Gaskin	Scoring FICO Recoveries New research helps answer questions about how FICO scores are impacted by short sales and deed-in-lieu and how long full recovery may take.
Bank Technology News June 2007 Holly Sraeel	The Politics Of Lending Loom Large Over the Unbanked Because some people assume "the unbanked" is code for undocumented immigrants, banks find themselves perched on the horns of a public opinion dilemma. Are banks breaking their social contract with Americans, or is the U.S. failing with its immigration policy?
The Motley Fool October 20, 2005 Dayana Yochim	The Real Impact of Late Payments It turns out that lenders may not be keeping such close tabs after all. As it turns out, the method that lenders use to calculate the impact of late payments is less like a strict scorecard and more like the honor system.
BusinessWeek April 11, 2005 Justin Hibbard	The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods.
The Motley Fool August 22, 2005 Dayana Yochim	Credit Scores Age Like Vintage Bordeaux From credit file conception to account closure, your credit score gets better with age.
Bank Technology News January 2008 Glen Fest	Risk Without Reward The subprime mess has exposed how fragile banks are today to market pressures, and how much can fall on the shoulders of risk officers. Finding a path forward from the ashes will require stronger leadership overseeing risk.
U.S. Banker January 2008 Michael Sisk	The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing.
AskMen.com Michael Estrin	13 Things You Don't Know About Your Credit Report Your credit score is a very important number. Here are some things you didn't know about that mysterious number that will help you improve your rating.
This Old House Sid Davis	Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.
U.S. Banker November 2008 Clark Abrahams	Reverse Reengineering of Risk As the recent mortgage crisis has exposed, the science of risk scoring needs some tweaking.
Bank Systems & Technology July 28, 2006 Maria Bruno-Britz	Targeting the Unbanked/Underbanked With the Right Solutions To target the unbanked/underbanked market, banks are deploying a variety of solutions, including cards, remittances, and tailored risk and credit scoring models.
U.S. Banker November 2009 Marissa Fajt	Credit Where Credit Is Due: How to Reach Hispanics Listen up bankers. A specialty finance firm in California is winning over unbanked consumers with simple, small-dollar loans.
The Motley Fool November 21, 2006 Dan Caplinger	Get the FACTs, Jack With its numerous provisions designed to give you access to your credit information, FACT gives you a powerful arsenal that allows you to be proactive in managing your credit, far beyond just checking your monthly credit card statements for items you didn't buy.
Bank Systems & Technology December 30, 2008 Orla O'Sullivan	Enter FICO 08: The Next-Gen Credit Score The FICO score, named for Fair Isaac & Co., its Minneapolis-based creator, is so much the standard among credit scores that FICO's imitators have been nicknamed Fakos.
Bank Systems & Technology June 2, 2004 Kristi Nelson	The Holy Grail of Loan Processing Online lenders have a jump on unlocking the potential of straight through mortgage processing.
Bank Technology News June 2009 John Adams	Outsourcing Risk: Possible, But Wise? Risk management is becoming more complex as lenders perform broader due diligence on a higher percentage of borrowers.
Bank Technology News December 2007 Michael Sisk	The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age?