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Job Journal March 4, 2007 Julia Hollister	Loan Officers Despite the slow housing market, loan and refinancing activity has lenders looking for help.
U.S. Banker March 2008 John Engen	The Politics of Lending Sen. John McCain took time to present his vision of a world with simplified mortgage applications, and even suggested that the government might need to jump in to help mitigate the worsening crisis.
U.S. Banker May 2007 Lee Conrad	Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction.
Reason March 2009 Veronique de Rugy	Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses.
The Motley Fool March 14, 2007 Nathan Parmelee	Quick Take: No Bailouts for Anyone Some borrowers are going to suffer. That's the way the system works. Some lenders are going to suffer, too, and deservedly so. Write bad loans and you don't get your money back. The only people that deserve help are victims of outright fraud.
BusinessWeek October 22, 2007 Michael Mandel	The Economy's Safety Valve Periodic crises like the subprime mess may be necessary to keep global markets from melting down.
The Motley Fool November 30, 2007 Seth Jayson	Paulson's Plan to Punish the Public Treasury Secretary Hank Paulson's plan to protect homebuyers from their mistakes -- extending loan teaser rates for a few years -- will punish us all.
U.S. Banker July 2010	Mandatory Education To prevent future stress in the housing market at the levels we see now, financial education should be required of anyone who receives a mortgage.
BusinessWeek April 12, 2004 Christopher Palmeri	Home Buyers: ARMed And Dangerous? Adjustable-rate mortgages are pulling in new buyers -- but the risks are high
The Motley Fool March 26, 2007 David Lee Smith	Here Come the Mortgage Regulators With subprime lending continuing to plummet, House and Senate hearings run the risk of further retarding a recovery in housing.
Reason February 2008 David Weigel	Mortgage Crisis The house Financial Services Committee proposes the Mortgage Reform and Anti-Predatory Lending Act of 2007, which would transform the way the mortgage business works.
CFO November 1, 2004 Randy Myers	Squeezing the SBA Small-business borrowing may get more expensive.
Inc. September 2007 Norm Brodsky	Street Smarts: Free At Last Most entrepreneurs who have a bank loan yearn to get out from under his or her personal guarantee.
BusinessWeek January 9, 2006 Justin Hibbard	So Many Lenders, So Few Takers As housing slumps, the roof is falling in on the overbuilt mortgage industry.
U.S. Banker August 2001 Ted Cornwell	Fears of Defaults Subprime loans are behind the fears. They have not been tested in a declining economy and analysts don't know what to expect.
CFO March 1, 2007 Rob Garver	Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend.
U.S. Banker August 2009 Anthony Malakian	Upping the Ante The first-time homebuyer tax credit included in the economic stimulus bill is due to expire Nov. 30, but with home sales still sluggish, efforts are underway in Congress to extend the tax break into 2010 and perhaps even expand it to all home buyers.
BusinessWeek April 7, 2010 Paul M. Barrett	The Wall Street Reform Fight We Really Need The coming Senate battle over the Dodd bill will distract attention from a simple, powerful change that could actually buffer banks against the next financial crisis.
Bank Director 2nd Quarter 2010 Jack Milligan	A Shot in the Arm The financial services industry needs a prescription for the mess that's been created because this is an industry that can't afford another crisis.
The Motley Fool June 7, 2011 Cindy Johnson	More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan.
BusinessWeek November 5, 2007 Nanette Byrnes	These Tough Lending Laws Could Travel North Carolina's progressive protection laws for borrowers may become a nationwide model.
The Motley Fool July 13, 2007 Dan Caplinger	A Tale of Two Borrowers Unfortunately, many homeowners never consider that they may not really be able to afford the home they own. As painful as it is to give up your home, it's not worth risking financial ruin to stay in a home you can't pay for.
Bank Systems & Technology September 28, 2007 Katherine Burger	Sub-Prime Mortgage Crisis Is Not A Failure Of Technology The sub-prime mortgage crises was not about a failure of technology.
The Motley Fool January 28, 2011 Morgan Housel	Financial Crisis: The Greatest Hits The Financial Crisis Inquiry Commission's report, two years in the making, is a 623-page tome of everything you could ever want to know about the financial crisis.
The Motley Fool November 28, 2008 Dan Caplinger	Last Call for Smart Homeowners The Fed's recent move has triggered a sharp downtick in mortgage rates. If you want to refinance, it may be now or never.
This Old House L. Gallant & D. Snoonian	The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you.
HBS Working Knowledge September 12, 2007 Nicolas P. Retsinas	Building Sandcastles: The Subprime Adventure A look at what went wrong in the subprime industry and why.
National Real Estate Investor February 1, 2007 Ben Johnson	Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.
Entrepreneur February 2008 Rosalind Resnick	Nothing Personal How can you protect yourself and your assets from risk when securing a business loan?
The Motley Fool September 2, 2004 Selena Maranjian	Homebuying With Good Credit, Little Cash Will this newfangled kind of mortgage help you buy a house?
The Motley Fool December 6, 2007 Seth Jayson	The Subprime Soap Opera Continues Treasury Secretary Paulson's plan to bail out subprime borrowers is doomed to fail. Rate resets, as discussed in a recent Wall Street Journal piece, aren't the problem. Irresponsible borrowing is.
The Motley Fool December 7, 2009 Anand Chokkavelu	Roundtable: The Biggest Threat to Banking Is the biggest threat to banking commercial real estate? Credit card losses? Falling housing prices? Derivatives? Government regulation? Something else?
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel	Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.
BusinessWeek September 3, 2007 Peter Coy	It's Out Of Bernanke's Reach There's little the Fed can do about the information gap behind investors' panic.
The Motley Fool March 5, 2007 Dan Caplinger	Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt.
Registered Rep. May 20, 2008	Should Congress Rescue Me From My Margin Debt? The Senate deal to save struggling homeowners by refinancing up to $300 billion in loans seems quite unfair to taxpayers and equity investors or speculators of any kind.
BusinessWeek January 7, 2010 Gittelsohn & Gopal	Finding a Better Lifeline for Homeowners With mortgages underwater by a record $745 billion, regulators may force lenders to cut principal.
Insurance & Technology September 12, 2007 Katherine Burger	Insurers Will Feel Pain From the Sub-Prime Mortgage Crisis Fallout Will a crop of risk management and analytical solutions help insurers cope with the sub-prime mortgage crisis?
BusinessWeek March 19, 2007 Peter Coy	Under The Fed's Hammer How Fed rate hikes have turned into a regressive tax on weak borrowers.
The Motley Fool October 26, 2007 Dan Caplinger	Don't Cut Off ARMs to Spite Your Face Mortgage products aren't the problem. Borrowers are. Used correctly, option ARMs provide flexibility that can be extremely helpful to borrowers whose cash flow isn't steady and predictable.
BusinessWeek August 20, 2007 Jack Ewing	European Banks' Last Laugh (Extended) European lenders tend to keep the risk in-house, so they're more careful about who borrows. Home buyers take on a lot less debt.
FDIC FYI November 4, 2003 Puwalski & Williams	Economic Conditions and Emerging Risks in Banking The two main economic concerns of the past two years, a lack of new jobs and lackluster business investment, finally appear poised to subside.
The Motley Fool September 25, 2007 Buz Livingston	Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped?
The Motley Fool August 12, 2005 Selena Maranjian	Dangerous Borrowing Beware of quicksand with credit cards and mortgages. Dangers abound when we borrow. Credit cards, if used suboptimally, can land you a world of trouble, while even mortgages these days are carrying more risks than ever.
The Motley Fool September 2, 2005 Seth Jayson	Bad-Mouthing the Bubble Unfortunately, many people are far more financially analytical when they're shopping for an MP3 player or a dishwasher than when they're purchasing a home. Readers share their concern.
HBS Working Knowledge August 4, 2014	Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.
The Motley Fool February 15, 2008 Dan Caplinger	Can You Really Just Walk Away? Giving up on your mortgage and letting the bank foreclose on your property might seem easy, but how smart is it?
National Real Estate Investor February 1, 2006 Beth Mattson-Teig	Encore Performance? Mortgage bankers are hoping that 2006 will be a repeat performance of 2005 -- a phenomenal year for commercial and multifamily mortgage originations. But whether those expectations materialize depends largely on interest rates.
National Real Estate Investor February 1, 2005 Matt Valley	Borrower Trends Survey Yields Surprising Results Twenty-years from now, when commercial real estate lenders reflect on today's financing climate, they will likely describe it as a golden era punctuated by a never-ending supply of cheap debt and high transaction volume.
Financial Advisor February 2008 Milton Ezrati	Bailout Plan Spells Trouble For Future Mortgages Although the Bush administration's plan to deal with the subprime problem might help relieve some of today's financial strains, it will do so only at the expense of longer-term costs.