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Bank Technology News May 2007 Rebecca Sausner	Cyber Security: Data Breach Insurance Gains in Popularity As data breaches become more frequent, insurance policies offer a range of protections. But should money spent on premiums be spent on shoring up security instead?
Inc. April 2007 Dan Briody	Online Indemnity No two insurance policies are the same, but cyber insurance policies generally include coverage for the incidents listed in this article.
Bank Technology News April 2007 Holly Sraeel	In the U.S., Privacy Isn't Always Convenient, Or Wanted While banks nationwide wrestle to comply with state privacy and breach notification laws, the TJX phenomenon brings the issue of consumer privacy into sharper focus: If Americans are inconvenienced in any way, they'll forgo privacy.
InternetNews July 10, 2007 Roy Mark	Many Breaches, Few ID Thefts Data breaches are frequent, but evidence of actual identity theft resulting from the breaches is limited, according to a new report by the General Accountability Office.
U.S. Banker June 2007 Holly Sraeel	Accountability at Issue in Data Security Failings Enforcing stiffer criminal penalties is one way to hold merchants and data brokers more accountable. This is good news for banks.
Wall Street & Technology October 23, 2007 Melanie Rodier	How Are U.S. Businesses and Lawmakers Responding to Data Breaches? Nearly 77 million individuals have been affected by data breaches so far this year. But even after suffering a data breach, many businesses failed to implement encryption solutions or seek legal counsel.
Commercial Investment Real Estate Sep/Oct 2015 Alan Lyons	Cyber Scares Protect your real estate business from online security breaches.
Wall Street & Technology December 12, 2007 Melanie Rodier	Data Breaches Costly For Financial Firms Data breaches are costly for any company, but according to a 2007 study, the average total cost for an incident is much higher in the financial sector.
CFO May 15, 2012 David Rosenbaum	Costs of Data Breaches Drop In March, the Ponemon Institute, an independent research center that examines privacy, data protection, and information-security policies, reported the first decline in at least seven years of both the organizational cost of data breaches and the cost per lost or stolen record.
Bank Technology News January 2006 Glen Fest	Data Breach Notification: States Differ On When To Sound The Alarm Legislative action on how and when banks should sound the alarm when there's been a data breach has lagged on the federal level, leading to a broad mix of state measures.
CIO January 2007	Data Breaches Cost You More Data breaches continue to become more expensive.
InternetNews February 22, 2007 Roy Mark	Retailers to Hold Data-Breach Bag? Proposed legislation in Massachusetts would make retailers financially responsible for breaches of their databases that lead to consumer identity theft.
Insurance & Technology February 6, 2008 Melanie Rodier	Data Breaches Increasingly Costly, Especially in Financial Services As the number of data breaches reported annually continues to surge, the costs incurred by companies that report incidents also are increasing
Bank Technology News May 2007 Larry Ponemon	Consumer Privacy: Top Banks Must Guard Against Breach of Faith The good news for banks, according to a study, is that most customers trust them with their personal data. The bad news is that one misstep will cost them dearly.
Bank Systems & Technology December 1, 2005 Eileen Colkin Cuneo	Dealing With Data Theft After the Fact When a security breech occurs, a company handling it right can flip the negative into a positive and earn customers' respect and appreciation. If they handle it wrong, and the business will fight the stigma of being an untrustworthy organization indefinitely.
InternetNews August 9, 2010	New Federal Data Breach Bill Debuts in Senate The new bill is getting early support from prominent Democrats and could require enterprises meet tighter security measures and new notification rules.
InternetNews February 6, 2007 Roy Mark	Concealment a Crime in Latest Data Breach Bill Additional legislation calls for criminal penalties for concealing breaches and consumer notification of 'significant' breaches.
U.S. Banker March 2009 Glen Fest	D&O Sticker Shock As the credit crisis worsened last year and more and more financial institutions became targets of shareholder lawsuits, many banks were hit with up to 85% increases in their premiums for director and officer insurance.
InternetNews January 12, 2007 Roy Mark	Data Breach Law Back in Senate Businesses and government agencies would have to notify consumers under certain circumstances of data breaches under legislation introduced by U.S. Sen. Dianne Feinstein.
New Architect May 2002 Kevin Savetz	Data Insurance Cover your most valuable assets -- the intangible ones...
InternetNews November 28, 2007 Andy Patrizio	Report Details Real Costs of Data Breaches Some experts say breaches aren't just an embarrassment to your IT department: They're a leech on the bottom line.
Managed Care November 2006 Ed Silverman	Loss of Protected Patient Information Real Danger for Health Care Plans There are plenty of ways that confidential data can escape managed care organizations, and the consequences can be major. Can you trust your employees?
Bank Systems & Technology May 1, 2006 Larry Greenemeier	Growth Can Be Risky Business Most banks are expecting healthy growth over the next few years on the strength of their retail banking operations, according to a recent study. But are banks focusing enough on the issue of data security?
Bank Technology News November 2001 David Rountree	Taking Care of Customer Data A privacy breach in the banking industry may carry ominous legal ramifications, but they pale in comparison to the effects of a blown reputation...
InternetNews August 4, 2006 Roy Mark	Data Breaches And Congress A roundup of where federal data breach security laws stand.
CIO March 9, 2012 Stephanie Overby	IT Service Providers and Customers Battle Over Data Breaches IT outsourcing providers and their customers are fighting hard over data security liability limits at the negotiating table, and the issue is going to get more contentious in the cloud.
InternetNews March 17, 2006 Roy Mark	Groups Slam Data Breach Notification Bill A U.S. House panel effort to write a national data breach disclosure law is running into fierce opposition by consumer groups calling the legislation the "worst data security bill ever."
Bank Director 1st Quarter 2009 Charles Keenan	Sleep Insurance: How the Market is Affecting Your D&O Coverage Banks face a double whammy of sorts, since rockier times will make it almost necessary to raise coverage limits for directors in order to retain or lure them.
InternetNews January 26, 2010	Average Cost of Data Breach $6.75m in 2009 New study from Ponemon Institute and PGP Corp. shows rising costs for businesses associated with data breaches.
CRM September 7, 2012 Dale Dabbs	Protect Your Most Valuable Business Assets--Your Customers Optimal CRM incorporates data protection best practices to curtail identity theft.
U.S. Banker July 2005 Michael Grebb	Changing Of The Guard When security vendors used to attempt to call on bank CEOs and CFOs, they'd typically get ignored or handed off to the IT department. Those days are long gone. Fraud is becoming trickier to combat and posing more reputational risk for institutions.
Bank Technology News February 2007 Andrea Klein	Losses Rise If Reputation is Compromised The banking industry has begun to recognize the true cost of a tarnished reputation. The next and more challenging step for many is mitigating reputational risk, especially as it relates to online security breaches.
InternetNews January 17, 2007 Ed Sutherland	Less Data, More Security Will data minimization be the key to enhancing data security? Experts say it's a trend to watch.
InternetNews September 25, 2007 Stuart J. Johnston	Report: TJX Security Was 'Inadequate' TJX is faulted for collecting too much information, keeping it too long, and not upgrading security systems quickly enough.
CFO April 1, 2008 Scott Leibs	Firewall of Silence Data security breaches are rampant, and costly. So why don't C-level executives talk about them?
CFO January 1, 2006 John McPartlin	Hackers Find Backers Large organizations should prepare themselves for more-clever and more-targeted attacks against their security infrastructures this year. Computer crime is now a game for professionals. Are companies prepared to respond?
InternetNews February 2, 2009 Richard Adhikari	Study: Negligence Causes Most Data Breaches A just-released study concludes that the cost of data breaches to businesses is rising from both internal negligence and the actions of third parties.
InternetNews April 12, 2005 Tim Gray	310,000 Exposed by LexisNexis Data Breach Company estimates data breach affected 10 times the U.S. residents as originally reported.
InternetNews June 6, 2006 Roy Mark	Veterans Seek Billions in Data Breach Suit Veterans groups file lawsuit against VA seeking damages for veterans exposed to identity theft.
Inc. April 2007 Dan Briody	Full Coverage How to hedge your cyber risk with insurance.
Insurance & Technology April 20, 2005 Anthony O'Donnell	Gray Shares Perspective Kimberly Gray, chief privacy officer of Highmark, brings a special perspective of the health insurance industry to the International Association of Privacy Professionals.
InternetNews June 20, 2007 Roy Mark	Getting More Money to ID Theft Victims FTC sends another 2,400 reimbursement forms to consumers victimized by ChoicePoint's 2004 data breach.
CIO November 1, 2001 Sarah D. Scalet	See You in Court Inadequate security leaves companies open not just to hackers but to lawsuits. Realize why lawsuits over failed information security are imminent. Determine how your company may be liable for damage caused by hackers. Learn how to prepare and respond...
Wall Street & Technology January 5, 2007 Cory Levine	The Trouble With Customers and Their Data The cost of customer data exposure is increasing, and the financial services industry is trying to reconcile the price of customer data protection with the increasingly disconcerting ramifications of its loss.
The Motley Fool January 13, 2006 Rich Smith	People's Bank Joins the Butterfingers Gang The best solution to the ever-prevalent mishandling of personal records would be for all banks to follow ABN AMRO's lead and commit to cease mailing clients' personal information by non-secure couriers, and to make all future data transfers via encrypted electronic transfer.
The Motley Fool February 5, 2007 Dan Caplinger	Insuring Your Small Business: Part 3 If you can't buy every type of coverage, you need to prioritize. Without the right insurance coverage, you may be putting the source of your current and future income at risk.
Bank Technology News January 2007 Glen Fest	Legal: Breaches in Court: No Harm, No Foul Several times in the past year, data breach victims have argued the potential for harm is enough to make banks and other firms pay. Judges have soundly disagreed.
CIO July 29, 2015 Heidi Shey	Data privacy is now a competitive differentiator How you handle confidential data may spell the difference between consumer loyalty and business disaster.
CIO April 25, 2014 Lucian Constantin	5 Things You Need to Know About Cybersecurity Insurance Cybersecurity insurance transfers some of the financial risk of a security breach to the insurer. But it doesn't do a good job of covering the reputation damage and business downturn that can be triggered by a security breach.
Wall Street & Technology June 18, 2007 Melanie Rodier	US Businesses Still Lack Adequate Security to Protect Client Information Study shows 85% of midsize to large businesses spanning all industries reported data security breach, mostly due to stolen equipment.