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Registered Rep. March 1, 2007	Depressing Last year Americans spent all of their money, and then some, buying stuff: The U.S. personal savings rate fell to -1%, its lowest level in 73 years.
BusinessWeek July 11, 2005 Michael Mandel	Totting Up Savings Here's a primer on how savings is calculated -- on a national level as well as personal one -- and its impact on economic growth.
Managed Care February 2007	HSA Reform Allows Increased Contributions Contribution guidelines under the recently passed Tax Relief and Health Care Act of 2006.
Entrepreneur March 2004 Stephen Barlas	Healthy Choice Republicans and Democrats in Congress hope a new type of high-deductible health insurance account (Health Savings Account, or HSA) for the self-employed and small businesses will succeed where Medical Savings Accounts (MSAs) failed.
The Motley Fool November 3, 2006 Mary Dalrymple	Plunk Down a Pile of Cash Here are the questions to ask before parking your savings somewhere.
Managed Care April 2004	Health Savings Accounts Develop the Mystique of a Winning Product New survey bolsters the contention of many in managed care that the portability of the health savings account (HSA) will make it as big a seller as another employer benefit offering: the 401(k).
The Motley Fool May 23, 2007 Dan Caplinger	Save More, Rich or Poor Think a larger income means larger savings? Think again. It all comes down to spending less than you make.
Entrepreneur November 2007 James Park	A New Option for Penny Pinch-ING ING's new savings account is tailor-made for growing entrepreneurs.
The Motley Fool September 29, 2006 Karl Thiel	Is an HSA Right for You? Health savings accounts can help you reduce costs -- if you know how they work.
Investment Advisor July 2006 Ryan G. Murphy	Numerology Assets in 529 college savings plans rose to an estimated $75.1 billion at the end of the first quarter of 2006, up 38% from $54.5 billion in the same quarter one year ago.
BusinessWeek June 24, 2010	Britain's Scary Budget Chancellor of the Exchequer Osborne announced his budget and it's not pretty
Inc. May 2006	Is A Pension Plan Right For You? If you answer yes to these six questions, a defined benefit plan may be worth a look.
The Motley Fool May 7, 2004	How to Invest for College As your kids get older, you may be wondering what you should invest your savings for their college education in -- stocks, for example, or bonds? One size doesn't fit all when it comes to college savings.
The Motley Fool September 22, 2004 Selena Maranjian	You Can Pay for College Tips and resources galore are at your fingertips from the College Savings Plan Network (CSPN) of the National Association of State Treasurers.
BusinessWeek January 17, 2005 Michael J. Mandel	What Goes In The Piggy Bank? On the face of it, the definition of personal or national savings seems simple. Take a household's or a country's income, subtract consumption, and savings is everything left over. Easy. Ah, but look again.
The Motley Fool February 2, 2007 Mary Dalrymple	Our Savings Rate Is Abysmal The national rate's in the red. How are your savings statistics? If you're not shunting at least a little of your discretionary income into short-term savings or long-term savings, you might be setting yourself up for trouble down the road.
The Motley Fool June 17, 2008 Dayana Yochim	No-Sweat Savings No need to stew and sweat. Putting money aside can be easy.
Registered Rep. May 1, 2004 Susan L. Hirshman	Budget Some Time There's no doubt that some proposed tax measures will result in bona fide financial planning opportunities for clients. As the political debate wages in Washington, take a little time to prepare. Clients will be thankful come October.
Managed Care October 2007 Lola Butcher	Workers Fail To Exploit Health Savings Accounts HSAs offer an easy way to save money, have it grow, and not be taxed when it is withdrawn. Why don't more people take advantage of this?
U.S. Banker June 2006 Lee Conrad	Making Sense of HSAs For Community Banks Community and mid-sized banks are jumping into the fray of health savings accounts, but some analysts wonder if they can successfully compete against the big guys.
The Motley Fool February 12, 2007 Mary Dalrymple	I Love Online Savings An easily accessible, high-yielding, online savings account is just the thing to warm your heart.
Investment Advisor April 2009	New DOL Regs Department of Labor Employee Benefits Security Administration regulations proposed in the Federal Register on January 21, 2009.
The Motley Fool November 8, 2004	Fools Save Half a Billion What could happen if you don't have short-term savings? Avoid these unpleasantries by taking these five steps to establish your own cash cushion.
The Motley Fool September 13, 2006 Dan Caplinger	The Dark Side of HSAs The combination of tax-deductible savings, tax-free income and withdrawals, and lower insurance premiums make the health savings account provisions extremely attractive. However, HSAs aren't right for everyone.
The Motley Fool January 25, 2005 Dayana Yochim	You're on Your Own, Kiddos In the standoff between retirement savings and college savings, retirement wins.
The Motley Fool February 7, 2007 Dan Caplinger	Give Your Savings a Raise If your income rises, pass it on to your savings.
The Motley Fool March 1, 2007 Mary Dalrymple	Urgent! Emergency! How long could your emergency savings last?
BusinessWeek September 20, 2004 Cooper & Madigan	U.S.: The National Piggy Bank is Going Hungry A low savings rate threatens boomers' retirement -- and long-term growth. And part of the blame goes to the federal government's siphoning off a big chunk of domestic savings to fund enormous budget deficits.
The Motley Fool February 13, 2007 Mary Dalrymple	Automatic College Savings What kind of educational benefits do you get at work? An automatic 529 payroll deduction could be as helpful as an automatic retirement savings program, like a 401(k).
The Motley Fool November 1, 2006 Mary Dalrymple	Spend to Save? Credit cards offer to fill savings accounts or college funds. Even with all these creative new savings options, the best way to build a sizable nest egg may be the old-fashioned way -- spend less than you earn and put the rest in a savings account.
The Motley Fool February 17, 2004	Make Saving Simple No need to stew and sweat. Putting money aside is easy. Steps to follow in order to save money successfully.
Financial Advisor November 2005 Raymond Fazzi	Is The Savings Rate Reaching Crisis Proportions? On a national level, the low savings rate means that a larger portion of the nation's debt is being picked up by foreigners in the form of bonds. That also could eventually impact consumer spending.
Inc. April 2006 Carl Schramm	Unexpected Benefits More people will start companies, thanks to health savings accounts.
HBS Working Knowledge June 23, 2008 Martha Lagace	Innovative Ways to Encourage Personal Savings Ideas on what government policy, the private sector and nonprofits can do to help people save, from HBS professor Peter Tufano.
Managed Care December 2007	Most HSA/HDHPs Cover Preventive Treatment on a First-Dollar Basis Most health savings account plans cover recommended preventive benefits on a first-dollar basis, which is to say without regard to whether the deductible has been met. A new survey shows which high-deductible plans are compatible.
BusinessWeek January 17, 2005	A Savings Crisis? Maybe Not Is the U.S. in a savings crisis? We think not, though one may be brewing if attitudes toward the budget deficit don't change in Washington.
BusinessWeek January 17, 2005 Michael J. Mandel	Our Hidden Savings While other countries chide the U.S. for being profligate, Americans are putting more money into the things that matter over the long run. That's reflected in U.S. economic performance, among the strongest in the world.
The Motley Fool December 18, 2006 Mary Dalrymple	Naughty: Negative Savings The negative savings rate seems to have become a pandemic.
The Motley Fool April 27, 2006 Selena Maranjian	Small Percentages Matter Why bother focusing on your savings or checking account, when it just pays a relative pittance? Because that pittance can add up, that's why.
The Motley Fool January 19, 2007 Brian Lawler	Should We Sweat Our Savings Rate? Do the savings statistics accurately portray an overspending American consumer, or is it just another financial illusion?
The Motley Fool March 2, 2007 Mary Dalrymple	Let Them Eat ... Cash? A California savings proposal highlights the advantages of starting early. If you open a savings account (or maybe even a college savings fund) when your child is born and contribute to it regularly, you can build up a sizable nest egg. Just get started.
The Motley Fool October 23, 2007 Dan Caplinger	The Savings Crisis Goes Abroad The U.S. isn't the only nation with a savings problem. Once renowned as a nation of savers, Japan's savings rate has been steadily declining over the past 30 years.
Financial Planning September 1, 2008 Jeanne Lee	HSA Highlights As healthcare costs continue to skyrocket, small business clients must arm themselves with strategies to help their employees save money on health benefits. One way is knowledge of health savings accounts and the various ways they can make benefits more affordable.
The Motley Fool December 27, 2006 Selena Maranjian	Short-Term Money Doesn't Have to Earn Peanuts A savings account isn't the only option for money you might be needing soon.
AskMen.com Michael Estrin	Cell Phone Money-Saving Tips - Part II Get some advice on what kind of cell phone you should buy and how to save money with it.
Managed Care November 2006 John Carroll	Health Savings Accounts Face an Uncertain Future Despite an array of economically and politically strong advocates, a bill to beef up health savings accounts has stirred significant opposition
Insurance & Technology February 7, 2004 Julie Gallagher	Taking a New Look at HSAs Self-service tools support newly authorized health savings accounts
BusinessWeek June 13, 2005 Christopher Farrell	HSAs Could Keep You In The Pink Health savings accounts may be just the ticket for entrepreneurs.
The Motley Fool July 22, 2005 Dayana Yochim	College vs. Retirement? Retirement Wins Before you set up your child's golden future, pay off high-interest debt, establish an emergency fund, get adequate insurance, and beef up your retirement savings. After those items are crossed off your list, you can start spoiling the youngsters.
The Motley Fool March 4, 2004	Term vs. Cash Value Insurance Don't spend more than you need to on insurance. Deciding if you need term life or cash value insurance.