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Financial Planning July 1, 2007 Walls & Knight |
Buy Default The Pension Protection Act gives business owners more effective ways to deploy the default option in their 401(k) plans. |
The Motley Fool December 22, 2006 Dan Caplinger |
Do Pensions Beat 401(k)s? A recent study shows that investors aren't doing as well on their own and underscores the need for employees to understand and take full advantage of their retirement plan options. |
Financial Planning July 1, 2011 Temma Ehrenfeld |
Welcome, Gen Y Companies can make a difference when they enroll new employees automatically into employer-sponsored retirement plans and set target-date funds as the default investment. |
Registered Rep. August 28, 2015 Mark Miller |
Managed Accounts in The Workplace Retirement savers who get professional help with their 401(k) portfolios stand a good chance of seeing better outcomes than those who don't. |
Investment Advisor November 2005 Kent Buckles |
Guiding Light When retirement plan participants are engaged early and effectively in the process of retirement savings and gently guided toward prudent investment decisions, they will be more committed to staying the course because they have helped chart it. |
The Motley Fool June 11, 2009 Dan Caplinger |
This Smart Move Will Save Your Retirement Leaving your investments alone while continuing to make new contributions is more likely to pay off in the long run. |
Registered Rep. June 12, 2007 Christina Mucciolo |
Retirement Plan Participants Want Financial Planning When it comes to retirement planning, employees with 401(k)s and other defined contribution plans want more financial planning, and they aren't getting it through their retirement plans, according to a new report. |
The Motley Fool January 18, 2007 Mary Dalrymple |
Retirement and Irrational Man, Part 1 If you've let your employer set up your 401(k) contributions and investments, don't assume that the default options set by your plan will guarantee a comfortable retirement. |
Financial Planning May 1, 2007 Elizabeth O'Brien |
White Paper The fund industry often analyzes the performance of target-date funds using incorrect assumptions about participant behavior. Investors contribute less to funds, and contribute more erratically, than is generally believed. |
Registered Rep. February 9, 2012 Jerry Gleeson |
RIA Rising: Employees Dig a Tad Deeper for 401(k) Contributions Last year's market volatility apparently didn't discourage retirement savers from sticking to their plans, but it didn't encourage more frugality either. |
Investment Advisor October 2006 Melanie Waddell |
ETFs for 401(k)s Are OK Plan sponsors should refrain from using stable value funds as default options in 401(k) plans. Plan sponsors should instead offer participants an option that provides long-term growth, like a mutual fund that invests in ETFs. |
Investment Advisor March 2010 James J. Green |
Numerology: Worried, but Staying Put A new survey finds that retirement plan participants at colleges, universities, and post-secondary schools are nervous about living comfortably in retirement. |
Real Estate Portfolio May/Jun 2001 Jack McAllister |
On the Rise If 401(k) plan values are to rise to their potential, they could use a little more yeast -- in the form of REIT stocks... |
The Motley Fool February 8, 2005 David Braze |
10 Ways to Mismanage Your 401(k) Any one of these mistakes has the potential to cost us thousands of dollars in the amount we will eventually accrue for retirement. |
The Motley Fool August 24, 2009 Dan Caplinger |
Start Doing This or You'll Retire Poor The latest data from Vanguard shows what investors are doing right -- and wrong. |
Knowledge@Wharton |
How Design of Pension Plans Influences Employee Investments With the collapse of Enron, lawmakers, regulators, financial advisors and working people are taking a hard look at 401(k) plans, which employees in many U.S. companies use to save for retirement... |
The Motley Fool November 29, 2010 Selena Maranjian |
What Employers Want to Do When You're Not Looking Our employers are helping us out via 401(k)s and similar retirement plans, but for most of us, that's far from enough. |
The Motley Fool August 16, 2010 Dan Caplinger |
The Right Answer for Your Retirement Automatic IRAs, as proposed by Sen. Jeff Bingaman of New Mexico, are a step in the right direction but aren't the perfect solution. |
Insurance & Technology March 9, 2007 Anthony O'Donnell |
New ULLICO Retirement Services President Gary A. Amelio Plans to Introduce State-of-the-Art, Technology-Driven Products In addition to the cultural shift associated with defined contribution products, ULLICO will need to address the significant technology requirements of the plans. |
Registered Rep. October 11, 2012 Stan Luxenberg |
Savers, at Last. . . The 401(k) has long been considered a failure at truly preparing anyone for retirement -- especially since the recession. Less noticed is that the plans are, slowly, getting much better. |
Financial Planning February 1, 2007 Elizabeth O'Brien |
White Paper Asset Allocation Across the Generations: Despite the fact that their current portfolio allocations are similar, gen Xers and baby boomers reported a difference in how they expect their asset allocations to look once they enter retirement. |
The Motley Fool March 10, 2009 Dan Caplinger |
Where Smart Investors Put Their Money More investors are taking advantage of this strong retirement-based opportunity. Are you? |
Financial Advisor December 2007 Jeff Schlegel |
The Changing Face Of 401(k) Plans The 401(k) plan has become a bedrock of the American retirement account, but its foundation is becoming increasingly fluid with evolving rules, products and attitude shifts that add choices -- and complexities -- for plan participants and their sponsors. |
The Motley Fool July 13, 2011 Dan Caplinger |
Investing on Autopilot Can Crash Your Portfolio You'll do yourself a big favor by taking steps to take control of your own retirement money, rather than counting on default investments to work for you. |
Investment Advisor October 2005 Kathleen M. McBride |
Retirement Plan Advisor: What's Old is New Traditional defined benefit (DB) plans are getting a new lease on life. There is an opportunity for advisors to help clients who own small businesses to set up a DB plan. |
Financial Planning August 1, 2005 Pamela Black |
White Paper Financial planners' views on Social Security reform. |
Registered Rep. November 28, 2011 Jerry Gleeson |
Report: Slow Change in Retirement Income Market A huge demand among mass affluent investors for retirement income products is building, but industry response to the trend is still in its infancy. |
CFO May 1, 2003 Roy Harris |
Security Blanket Management options for 401(k) investments protect both participants and sponsors. |
Real Estate Portfolio Jan/Feb 2008 Allen Kenney |
The Time of Your Life Life cycle funds gain popularity by enabling investors to choose tailored investment plans. REIT Usage in Life Cycle Fund Products: AllianceBernstein Retirement Strategies -- 10%... JPMorgan Smart Retirement Funds -- 4% to 6%... etc. |
Financial Planning December 1, 2011 Danielle Reed |
Alternative Benefits Defined benefit plans have relied on a much broader range of asset classes and have historically outperformed defined contribution plans, says Bill McDermott, head of defined contribution services at Goldman Sachs Asset Management. |
Financial Advisor January 2007 Marla Brill |
Simple Solutions? Life cycle funds are expanding beyond the 401(k) market to financial advisors. Advisors considering using target date funds, whether on a limited or for a broad swath of clients, need to consider a number of features. |
The Motley Fool October 20, 2006 Dan Caplinger |
Are You a Bad Investor? Learning about investing and financial planning isn't always easy, but it's part of being a responsible adult member of society. Workers owe it to themselves to take advantage of the numerous options at their disposal to help them make the most of their savings. |
Financial Planning December 1, 2010 Craig L. Israelsen |
The Responsible Investor Investors who rely on portfolio performance to do the heavy lifting (that is, to make up for insufficient contributions during their working years) will usually fall into the trap of having too much equity exposure and therefore be exposed to too much risk. |
The Motley Fool January 25, 2007 Mary Dalrymple |
Retire in Poverty? Reverse the deteriorating retirement trend by saving more now. |
The Motley Fool September 22, 2009 Dan Caplinger |
Your 401(k) Isn't as Bad as You Think Although the vast majority of 401(k) plans have investment options that are good enough for workers to create strong retirement portfolios, most workers aren't up to the challenge. |
Investment Advisor May 2010 Melanie Waddell |
Retirement News Research from Vanguard, a new report on long-term care insurance, and Putnam's IRA evaluator. |
CFO August 1, 2002 Kris Frieswick |
Honey, I Shrunk The 401(k) The bear market has clobbered 401(k) accounts -- and could spark a revival of defined benefit plans. |
The Motley Fool March 11, 2004 |
401(k) Administration Pain The greatest enemies to your long-term savings through a 401(k) plan are excessive fees. Right now, they're circling your retirement funds, nibbling away at your savings |
The Motley Fool January 18, 2007 Mary Dalrymple |
Retirement and Irrational Man, Part 2 If you've stuck with the default options in your 401(k) because you were automatically enrolled in the savings plan, it's time to take a look at your contributions and investments. |
BusinessWeek July 23, 2009 Amy Feldman |
Sizing Up Your Nest Egg A researcher offers a simple formula, based on your income and assets at different ages, to calculate how prepared you are for retirement. |
The Motley Fool June 18, 2009 Dan Caplinger |
Do This If You Want To Retire Anytime Soon This bear market has been scary for those approaching retirement. Don't panic, make the right moves now, and save as much as you can, and you can still have the retirement you've always wanted. |
Investment Advisor January 2008 Melanie Waddell |
Which QDIA Is Best? The right qualified default investment alternative depends on the type of plan, its participants, and what the advisor prefers. |
Real Estate Portfolio Nov/Dec 2003 Art Gering |
Undefined Contributions Although a large number of companies invest in real estate in their defined benefit plans, many deny their employees the same advantages in their 401(k) plans. |
Investment Advisor March 2007 |
How to Capture the Growing Retiree Market Financial planning has historically focused on helping people achieve major financial goals. But what about retirees, who, for the most part, have already achieved their goals and simply want to preserve their way of life? |
Investment Advisor February 2008 Melanie Waddell |
Buying Binge After years of organic growth, The Hartford snaps up three firms to bulk up its retirement planning offerings. |
Knowledge@Wharton May 21, 2003 |
Will Baby-Boomers' Retirement Years Go Bust from a Lack of Savings? A recent Pension Research Council conference looked at factors that influence participation in retirement-savings plans. Why do people save less than they should? How can pension plans be structured to improve participation? |
Real Estate Portfolio Nov/Dec 2004 Michael Fickes |
The Emerging Retirement Option It has taken years, but REITs are blossoming in the defined contribution market. |
Investment Advisor March 2007 Melanie Waddell |
Leading the Way This year is shaping up into one in which advisors will have to stay compliant with a plethora of retirement planning rules and regs if they expect to stay firmly rooted in the retirement planning arena -- and doing what's best for their clients. |
Registered Rep. May 17, 2006 Kevin Burke |
ICI Skipper Sounds the Alarm On Retirement Savings Speaking at the 48th annual Investment Company Institute general membership meeting, ICI President Paul Schott Stevens addressed key issues concerning the $9.2 trillion mutual fund industry. Paramount among his concerns was the looming retirement wave. |
The Motley Fool July 30, 2009 Dan Caplinger |
Will This Save You From Financial Disaster? An administration initiative seeks to make IRA investing automatic. |