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Bank Technology News July 2006 Michael Sisk	Caught Off Card First Data Corp. has embarked on a "concept of one" restructuring that involves selling off Western Union and refocuses its energies on credit card processing.
Bank Systems & Technology June 25, 2007 Maria Bruno-Britz	Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level.
Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
U.S. Banker November 2006 Michael Sisk	A Nation of Debit-ors: Paying Now, Not Later The credit-card culture seems to be drying up, as debit-card usage skyrockets. Since debit cards are linked to checking accounts, that's good news for small banks wanting to get in on the action.
InternetNews May 20, 2005 Susan Kuchinskas	Chase Customers Can 'Blink' at Register Chase Bank USA begins a national rollout of RFID-enabled charge cards.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
The Motley Fool February 2, 2011 Selena Maranjian	8 Million Credit Card Customers Vanish As more folks put down the plastic, will banks suffer?
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Bank Technology News May 2008	Rethinking Rewards in Tough Times One way credit-card issuers can manage their own exposure to financially stressed consumers is to redesign rewards programs to encourage good credit behavior and focus less on luxury giveaways.
Bank Technology News April 1, 2008	Consumers Heavily Prefer One Card While many consumers carry a bunch of credit and debit cards, they generally favor one card. Issuers want to know how they can be the preferred card in that person's wallet.
The Motley Fool February 13, 2009 Dan Caplinger	Steer Clear of This Spending Trap With store credit cards, you'll get 10% off now and pay forever -- if you're not careful.
Bank Technology News December 2004 Jeremy Quittner	A Reversal of Fortune? What may look like a reversal of fortune for providers of outsourcing services in financial services, appears to be something of an anomaly.
U.S. Banker August 2010 Andrew Johnson	Credit Card Issuers Rev Up Again Though still not back to the levels seen before the recession, direct-mail credit card offers are spiking again. One change is that issuers are more choosy about who to target.
The Motley Fool May 26, 2005 Steven Mallas	It's All About the Blink Credit cards go high-tech using RFID technology with the introduction of the contactless payment.
U.S. Banker May 2008 Beth Horowitz	What Have You Done For Me Lately? The challenge that retail bankers, credit-card issuers, merchants and payments-network officials face is creating a long-term relationship with a savvy consumer who is increasingly willing to switch institutional loyalties.
The Motley Fool August 24, 2009 Dan Caplinger	Why Banks Are Jumping For Joy Think new credit card rules are bad for issuers? Think again.
Bank Technology News November 2010 Rebecca Sausner	10-TSYS Almost no part of banking has changed as dramatically in the past year as the credit card industry.
The Motley Fool May 11, 2006 Selena Maranjian	Credit Cards Get Even Easier Paying by credit card is, in many places, becoming a faster way to pay. Investors, remember that credit cards are big business. Many banks sporting high dividends and are likely to keep making money off credit cards in the years ahead.
U.S. Banker October 2004 Michael Dumiak	With Its Long Green Arm, Amex Reclaims Processing Global credit card giant American Express is making moves to get into another business, one it has long farmed out to processors.
The Motley Fool February 27, 2008 Selena Maranjian	Higher Credit Card Rates May Be Lurking in Your Mailbox Some credit cards are quietly raising their rates. Here's what you should do.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
The Motley Fool December 29, 2010 Dan Caplinger	Steer Clear of These Credit Card Traps A number of bank moves reverse the credit crunch, but should you take advantage?
The Motley Fool December 13, 2007 Selena Maranjian	Chase Does Right for Consumers Chase credit cards will soon offer better terms.
U.S. Banker May 2007 Rebecca Sausner	Nothing Says 'Prepared' Like a Prepaid Card for Victims Banks such as BofA and JPMorgan Chase are teaming with relief organizations and governments to put prepaid cards into the hands of disaster victims. Even insurers see them as a way to streamline claims.
The Motley Fool April 13, 2009 Morgan Housel	More Reasons to Worry About Credit Card Companies First it was the banks; now consumers are the ones ditching credit cards.
The Motley Fool September 9, 2004 Selena Maranjian	Credit Cards for College Collegians and credit cards aren't necessarily a disastrous combination.
The Motley Fool December 12, 2008 Rich Duprey	Credit Card Companies Ready to Roll As roll rates rise, credit card companies are beginning to cut off credit and minimize their exposure to rising delinquencies.
The Motley Fool January 10, 2011 Dan Caplinger	How These Banks Could Make More Money Credit card rewards prompt greater spending.
BusinessWeek September 9, 2009 Ben Levisohn	Dodging Credit-Card Reform Card issuers are already proposing new fees and thinking up ways to subvert interest-rate restrictions.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
The Motley Fool February 9, 2006 Selena Maranjian	Credit Cards Are Out to Get You It's not your imagination -- card issuers are charging more.
The Motley Fool December 13, 2005 Selena Maranjian	Tell Congress to Fix Credit Cards The world of credit cards today isn't a pretty one for consumers. But we can make it better via some pro-consumer legislation. A letter to your legislator could help make credit cards kinder.
The Motley Fool March 22, 2006 Selena Maranjian	Credit Card Payments Are Doubling Sounds bad, but it's actually a good thing for consumers. Here's why.
The Motley Fool November 9, 2010 Dan Caplinger	Yet More Ways Banks Hate You Fees are jumping as banks work around new laws.
The Motley Fool June 20, 2007 Selena Maranjian	And the Credit Card Survey Says ... Here are some benchmarks that can help you see how well your credit cards are serving you.
The Motley Fool June 9, 2006 Selena Maranjian	Socially Responsible Credit Cards? That plastic in your pocket could be doing more good than you realized. If you want to feel good about the credit cards you carry, you have some options.
AskMen.com Terence Channon	Credit Card Maintenance In The Crisis With the tightening standards of banks, cardholders may find themselves at the wrong end of the changes card issuers are implementing to shore up their balance sheets. Here are some tips to maintain your credit.
The Motley Fool August 22, 2006	Ideal Credit Cards Why use a mediocre card when another one might be cheaper and even pay you cash?
The Motley Fool February 6, 2008 Selena Maranjian	Have Rate Cuts Reached Your Credit Card? Many cards haven't been lowering rates for their customers.
The Motley Fool December 28, 2004 Selena Maranjian	Paper Beats Rock, but Plastic Beats Paper Credit cards are eclipsing cash and checks in our society.
U.S. Banker June 2011 Timothy H. Murphy	Credit Cards Are Making a Comeback Banks should capitalize on the resurgent use of credit cards by reinvigorating their cards business with more attractive and innovative offerings.
The Motley Fool March 31, 2008 Dan Caplinger	Don't Start Out on the Wrong Foot Today, college students get plenty of opportunities to put themselves in serious credit card trouble.
BusinessWeek June 19, 2006 Mara Der Hovanesian	JPMorgan: The Bank Of Technology JPMorgan Chase & Co. is making huge investments in info tech, and expects to reap huge rewards.
BusinessWeek November 5, 2007 Cliff Edwards	Gift Cards with a Personal Touch Put your photo or special messages on gift cards - they're Visa's bid to regain share from stores and restaurants.
The Motley Fool December 27, 2011 Dan Caplinger	A Year to Forget for JPMorgan Chase Let's look back at how the year went for this company.
BusinessWeek May 20, 2010	Credit-Card Delinquencies Edge Down Whether it was because of the improving economy or tax refunds, credit-card customers were finding it a bit easier to keep up with their bills in April.
CIO September 1, 2005 Stephanie Overby	Backsourcing Pain JPMorgan Chase's decision to first outsource IT and then bring it back in-house stands as a cautionary tale for any CIO considering an outsourcing megadeal.
Bank Systems & Technology October 28, 2004 Cristina McEachern	Cancellation of JPMC-IBM Deal Not the Start of Trend The financial services industry will likely continue to increase its outsourcing to third-party providers in the U.S. and abroad.
The Motley Fool April 17, 2008 Morgan Housel	JPMorgan Bruised but Ready for Another Round JPMorgan Chase is setting itself up to become Wall Street's next dominant force.
The Motley Fool July 26, 2006 Stephen D. Simpson	Synovus: Worth the Effort Even without a spin-off, Synovus could be a financial company worth watching. Investors, take note.