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BusinessWeek February 6, 2006 Susan Berfield	Up Against It At 25 Complaints are aired in two new and often compelling books: Strapped: Why America's 20- and 30-Somethings Can't Get Ahead and Generation Debt: Why Now Is a Terrible Time to Be Young.
The Motley Fool June 8, 2004	Enterprise Value Explained Don't neglect debt and cash when determining a company's price tag.
The Motley Fool May 3, 2006	Enterprise Value, Explained Enterprise value (EV) represents a company's economic value -- the minimum someone would have to pay to buy it outright. It's an important number to consider when you're valuing a stock.
The Motley Fool February 20, 2007 Mary Dalrymple	Save for State U., Too If you're not saving for college because you expect your child will attend an affordable, public school, you might want to rethink your plans a little bit. Public college doesn't necessarily mean a debt-free education.
The Motley Fool July 13, 2006 Tim Hanson	How to Make the Most of Your Money If you are in credit card debt, it's absolutely crucial that you develop a plan now to pay it off and get your bank account going in the right direction (up). And beyond that, it's important to make sure you save -- and eventually invest -- for the future.
Financial Advisor November 2005 Raymond Fazzi	Is The Savings Rate Reaching Crisis Proportions? On a national level, the low savings rate means that a larger portion of the nation's debt is being picked up by foreigners in the form of bonds. That also could eventually impact consumer spending.
The Motley Fool March 3, 2006 Tim Beyers	Oprah's Newest Diet The queen of talk and gawk challenges America to consume less -- debt. For many, debt is a roadblock to a healthy, happy retirement. Don't let that be you.
The Motley Fool December 6, 2005	When Debt Is OK Is debt good or bad? The answer is that not all debt is alike -- and not all debt is bad. Along the same lines, as investors we shouldn't assume that any debt on a company's balance sheet is a bad thing.
The Motley Fool March 11, 2005 Dayana Yochim	Debt and the Silver-Haired Set Debt among senior citizens is on the rise. And the picture doesn't get any clearer as the aging population lives longer, outliving their retirement savings.
The Motley Fool October 27, 2005	Enterprise Value Explained The enterprise value reminds all investors, large and small, that debt is a cost to the business.
AskMen.com Michael Estrin	10 Common Savings Mistakes Here are the 10 most common mistakes people make about saving money.
The Motley Fool July 6, 2006 Selena Maranjian	Earn 20%, Guaranteed The hot new savings machine: paying off your credit card.
The Motley Fool July 15, 2004	When Debt Is Good vs. Bad Debt on a company's balance sheet can have two sides. Companies that can grow without using debt or issuing extra stock are in a more powerful position than others. Still, you needn't balk at the first sight of debt. Just evaluate it carefully.
The Motley Fool December 27, 2005	Foolish Fundamentals: Enterprise Value Don't overlook debt and cash when you're valuing a stock.
The Motley Fool January 23, 2004 Selena Maranjian	America Saves? Americans aren't saving like they should.
The Motley Fool May 25, 2006	When Debt Is Good Mortgage good, credit card debt bad. Investors, it's similar with companies. If a sizable chunk of income won't be eaten up by debt payment obligations, that means more flexibility and more opportunity. Still, you needn't balk at the first sight of debt. Just evaluate it carefully.
The Motley Fool February 16, 2007 Matt Koppenheffer	A Savings Triple Play Making sure you have enough stashed away for all of life's adventures can be as easy as one, two, three.
Financial Planning July 1, 2006 Elizabeth O'Brien	White Paper: College Grads' Debt Dilemma A new survey explores the effects that college debt has on graduates under the age of 35. Can financial advisers do more for this segment?
BusinessWeek February 2, 2004 Laura Cohn	Brits Get Into The Swing Of Plastic Consumers are piling up debt. Will the credit-card binge bring a backlash?
The Motley Fool August 11, 2005 Selena Maranjian	When Debt Collectors Come Knocking Be an informed consumer -- ideally before bad things such as debt collection agents show up at your door. You have more rights than you may think. Don't be bamboozled.
U.S. Banker February 2006	Changing Attitudes on Debt Makes Planning a Must Financial literacy skills are more important than ever these days, as Americans negotiate debt at every turn. Consumers may be more comfortable with debt, says a new study, but can that be healthy?
BusinessWeek June 5, 2006 Lauren Young	Mom? Dad? I'm Home! Why are so many grads returning to live with their parents? $40 billion in loans.
The Motley Fool December 18, 2006 Mary Dalrymple	Naughty: Negative Savings The negative savings rate seems to have become a pandemic.
The Motley Fool May 13, 2011 Morgan Housel	Education: Still Worth the Price? Over the past few months, hundreds of newspapers, blogs, and commentators have asked whether college is the next bubble.
The Motley Fool March 24, 2006 Selena Maranjian	Deep in Debt -- for Food Credit-card debt in America is more alarming than you imagine. Whether you're a credit card user living on the edge or an investor interested in banks and credit card issuers, this is an important arena to keep an eye on.
The Motley Fool September 24, 2004	Some Debt Is OK Pay attention to the interest rates you're paying on your debt.
The Motley Fool April 15, 2004 Dayana Yochim	Sonny, Can You Spare a Dime? A decade ago, just 18% of Americans over the age of 65 carried an outstanding balance on a credit card, according to a report last year from SRI Consulting Business Intelligence. Today nearly half of all card-carrying seniors carry unpaid balances month to month.
Finance & Development June 1, 2005 Raghuram Rajan	Straight Talk Debt Relief and Growth In a number of developed countries, debt relief for low-income countries has become an important political issue. Here's how to craft an optimal debt relief proposal.
The Motley Fool June 21, 2006	Some Debt Is OK The important thing is the interest rate -- and your ability to pay.
The Motley Fool November 2, 2004 Selena Maranjian	Gen-X in Financial Trouble A public policy group released a report titled, "Generation Broke: The Growth of Debt Among Younger Americans." Here are some of its findings (in 2001 dollars).
The Motley Fool October 14, 2005 Dayana Yochim	Are Renters Bad With Money? A survey says this segment carries less debt than homeowners, but has a harder time handling the burden.
AskMen.com Terence Channon	Must-Have Long-Term Savings It may seem like some of these financial ventures are much too far in the future to worry about right now, but if you want to reach your financial goals, these must-have long-term savings are the only way to get there.
Finance & Development December 1, 2006 Paul Toungui	Spend Now or Save? Africa's oil-producing countries, including Gabon, must decide how to manage windfall oil revenues to increase economic growth potential while simultaneously saving for future shocks.
The Motley Fool February 17, 2004 Selena Maranjian	How to Reduce Your Debt There's hope -- you can be debt-free once again! Steps to becoming debt free.
The Motley Fool March 4, 2004 Selena Maranjian	Living on Borrowed Dimes Our debt is sky-high, and things are probably going to get worse. American consumer debt has doubled in the past decade -- and odds are, it will continue to climb, due in part to rising interest rates. Debt is even responsible for many divorces, and it might prevent you from retiring on schedule. Don't let yourself get run over by it.
The Motley Fool August 19, 2005 Selena Maranjian	Getting Dirty With Debt Be wary of debt collectors, and consider investing in them! Learn about the debt collection industry to protect yourself in case they go after you. As a bonus, consider the industry as an investment opportunity.
The Motley Fool January 11, 2006 Dayana Yochim	Should You Delay Your Debt Payoff? Got a great APR and a plan to pay off a debt? There are pitfalls to putting off financial obligations.
Financial Planning November 1, 2007 Stacy Schultz	5 Questions Chuck Toth, head of education planning at Merrill Lynch and secretary of the College Savings Foundation, discusses a new study on the state of college savings.
AskMen.com January 6, 2002 Rashmikant Patel	Reduce Your Credit Card Debt Why not look at your present debt situation and develop a systematic debt reduction plan?
BusinessWeek May 23, 2005 Michael J. Mandel	Sure, The Trade Deficit Is Scary -- But We Can Handle It America's wealth is growing fast enough to easily cover its debt.
The Motley Fool August 16, 2006 Dan Caplinger	Prioritizing Your Savings Should you save for retirement or for education for your kids?
The Motley Fool December 12, 2005 Nathan Parmelee	Not All Debt Is Evil Debt-free companies can have their virtues, but debt has an undeserved bad rap with individual investors. When you find a company with debt, dig into the details.
The Motley Fool March 7, 2005 Dayana Yochim	He Spends, She Spends Got a spouse who likes to shop? Here's how to harmoniously reel in the household spending.
The Motley Fool April 4, 2005 Bill Mann	Let's Talk About Debt, Baby Individual investors seem to fear companies with debt. There's a reason they call it "leverage," though.
The Motley Fool February 7, 2006 Selena Maranjian	Your Neighbor Owes $3,560 You probably know that many, many Americans are drowning in credit card debt, but do you have any idea by how much? Sometimes being below average can be a very good thing.
The Motley Fool January 6, 2012 Morgan Housel	Surging Tuition: More Than Meets the Eye Hyperinflation, or just poor politics?
The Motley Fool October 25, 2006 Mary Dalrymple	Feeling the Weight of Your Debt Is too much debt distracting you?
The Motley Fool November 21, 2006 Selena Maranjian	Dial "M" for More Money For anyone who hasn't made the phone call yet to ask their credit card company for a lower rate on their account, do it now.
The Motley Fool June 7, 2004	The Big Hole We're In The average household with credit cards owes a whopping $9,000. How much is your credit card debt really costing you, and what can you do?
BusinessWeek November 14, 2005 Susan Berfield	Thirty & Broke The cost of higher education, however, has increased so dramatically in the past decade and a half that more students have to borrow tens of thousands of dollars to attend, ensuring that many of them are paying off those loans well into their 40s.