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Financial Advisor
June 2008
Bruce W. Fraser |
VUL: Pros And Cons When your clients are facing one of the more turbulent markets in recent memory, should you be recommending variable universal life insurance to your clients?   |
Financial Advisor
June 2005
Raymond Fazzi |
VUL Sales Rebound After Prolonged Slowdown Companies hope that new features of variable universal life insurance will overcome buyers' concerns. |
Financial Advisor
June 2004
Raymond Fazzi |
When VUL Lapses One of the problems the bear market left in its wake is a rash of variable universal life policies that are underfunded. |
Financial Advisor
June 2009
Raymond Fazzi |
VUL Slides With Market Variable universal life continues to be the black sheep of the life insurance product family. |
The Motley Fool
May 5, 2004 |
Whole Life vs. Term Life Whole and term are the two main forms of life insurance you should understand. Buy the kind of insurance that makes the most sense for you. |
Investment Advisor
January 2006
Waddell & Roberts |
Primed for Growth Variable universal life insurance is getting a second look from financial advisors for its retirement planning benefits. |
Registered Rep.
October 17, 2011
Alan Lavine |
Tune Up: Sometimes It Makes Sense to Exchange a Client's Life Insurance Policy Today's life insurance policy may provide more benefits at a lower cost than coverage purchased more than a decade ago. |
Financial Advisor
June 2006
Raymond Fazzi |
VUL Sales Remain Weak Since crashing along with the market six years ago, the variable universal life market has been in a tailspin. |
The Motley Fool
August 31, 2007
Dan Caplinger |
Keep Life Insurance Simple Why make a useful tool more complicated than it needs to be? Life insurance is a helpful tool to have. |
Financial Planning
March 1, 2012
Donald Jay Korn |
Settling Down A financial planner may find it difficult today to help a client sell a life insurance policy at an appealing price. Nevertheless, some policies are being sold, so planners might want to consider exploring the possibility with clients who are likely candidates. |
Financial Planning
December 1, 2009
Donald Jay Korn |
Prudent Policy Agents should help their clients reevaluate their insurance policies at the end of every year. |
The Motley Fool
November 4, 2011
Robert Brokamp |
Give Your Life Insurance a Checkup Are you getting the right amount of life insurance? |
Financial Planning
September 1, 2007
Bob Veres |
New Life for Life Insurance For the first time, fee advisors have access to products designed specifically for them, complete with transparency and minimal costs. Their response could change the industry. |
Registered Rep.
November 20, 2012
Alan Lavine |
Lock into Long-Term Care with Hybrid Policies Combining life insurance and annuities with long-term care policies can protect against premium hikes or the risk of never making a claim. Here's how to make sure they are right for your clients. |
Financial Advisor
January 2009
Mary Rowland |
Getting The Most From No-Lapse Coverage No-lapse universal life keeps growing, but few understand these policies. |
Financial Planning
August 1, 2008
Donald Jay Korn |
You Bet Your Life Financial planning clients that no longer want to pay premiums for life insurance traditionally stopping premium payments or surrendered the policy to receive any cash value. Recently, yet another path to liquidity has opened: life settlements. |
The Motley Fool
August 3, 2007
Dan Caplinger |
When to Buy Long-Term Care Insurance Long-term care insurance pays out financial benefits to help you pay the expenses of nursing homes and home health care. Should you buy now, wait, or just skip the whole thing? |
The Motley Fool
April 22, 2009 |
Term Life vs. Cash Value Insurance Policies Make sure you're getting the right insurance protection for your family. |
The Motley Fool
October 30, 2006
Tim Beyers |
Foolish Advice on Life Insurance Life insurance seems simple. And it should be. But more and more agents are selling complex, commission-boosting products that do little for consumers. Be cautious and buy only the minimum. |
The Motley Fool
October 10, 2007
Dan Caplinger |
The Worst of Both Worlds Low returns and inflexible investments have made whole life insurance obsolete. Before you buy whole life, take a look at your other options, odds are, you'll find one that's better for you. |
Registered Rep.
October 21, 2014
Alan Lavine |
Should You Use Term Insurance for Younger Clients? Financial advisors often favor term insurance for young couples. The cost savings over permanent life can be used to fund other financial planning needs. |
CFO
May 15, 2012
David McCann |
Key-Person Insurance: A Cash-Flow Caveat Classifying premiums paid on company-owned life insurance policies as an operating use of cash can distort operating and free cash flows, says a new study. |
The Motley Fool
April 23, 2009 |
Why You Need a Renewable Term Life Policy How to attain ongoing life insurance coverage regardless of your health. |
Registered Rep.
October 23, 2013
Kevin McKinley |
Five Reasons to Keep a Life Insurance Policy Even a couple who seems to be financially-independent will find that an "unneeded" life insurance death benefit may actually come in handy down the road. |
Financial Planning
April 1, 2006
Marshall Eckblad |
New Products Alternatives: State Street Global Advisors has unveiled three SPDR exchange-traded funds... Unified managed account... Insurance: John Hancock has launched Accumulation VUL... Mutual Funds: Vanguard now offers a Strategic Small-Cap Equity Fund... etc. |
Financial Planning
December 1, 2005 |
Industry New Products Alternatives: Restricted Stock Partners has launched the Restricted Securities Trading Network... Insurance: ING has introduced the Secure family of three index annuities... Mutual Funds: John Hancock Funds has launched five Lifestyle Portfolios... etc. |
Financial Advisor
June 2005
Eric L. Reiner |
Insurance Companies Work Hedge Funds Into Their Act Wrapping hedge funds in private life or annuity products affords tax deferral, or in the case of insurance, tax-free gains via the death benefit. |
Financial Planning
July 1, 2005 |
New Products Alternatives... Insurance... Mutual Funds... Practice Tools... |
The Motley Fool
December 29, 2006
Ryan Fuhrmann |
A Closer Look at Insurance Stocks Insurance companies provide an invaluable service by allowing individuals to pool and share risk. The challenge for investors is locating companies with proven abilities to profitably navigate an uncertain future. |
Reason
March 2009
Ronald Bailey |
Pay Up A new study, by economists at Brigham Young University, the Brookings Institution, and the National Bureau of Economic Research, found that community rating raises premiums by 10 percent to 17 percent for individual policies and by 21 percent to 33 percent for family policies. |
Investment Advisor
March 2009
Kara P. Stapleton |
Upgrades New products and programs. |
The Motley Fool
December 5, 2008
Dan Caplinger |
Can You Afford This Bailout? Companies including MetLife, Manulife Financial's John Hancock division, and Genworth Financial have increased long-term care premiums -- increases that many policyholders never expected to see. |
Investment Advisor
November 2009
Marlene Y. Satter |
Insurance Update: Bonds. Death Bonds. Securitizing life insurance is Wall Street's latest idea. But is it really so new? |
Financial Planning
September 1, 2005
Bob Veres |
The Ownership Profession The world that gave birth to financial planning has changed. A lot. Here's an industry timeline from 1969 to the present. |
Financial Planning
June 1, 2005 |
New Products Alternatives... 1031 exchange educational Web site... ETF futures contracts on the Nasdaq-100 Index Tracking Stock, S&P 500 Depositary Receipts, and iShares Russell 2000... etc. |
The Motley Fool
July 26, 2005 |
Term vs. Cash-Value Insurance: Which Is for You? Be a careful shopper when it comes to cash-value insurance. |
Investment Advisor
February 2010
Marlene Y. Satter |
Insurance Update: Along for the Rider If your clients are looking for limited disability coverage without taking on a whole new policy, they could look at life insurance. |
On Wall Street
July 1, 2009
Elizabeth Wine |
Capital Calls: The Plight of the Partner Making partner in an advisory firm once conjured up images of crazy wealth, but these days you may end up paying your company. |
The Motley Fool
December 4, 2006
Emil Lee |
Insurance Industry Basics: Premiums What are they, and how do they work? Like great value investors, great insurance companies do business only when risk-adjusted returns are favorable. |
