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The Motley Fool January 3, 2006 Dayana Yochim |
Credit Score Need a Boost? Getting more credit isn't the best way to improve your score. In the end, the key to improved credit isn't sexy. The passage of time and the responsible use of credit during those years are your best bets for building your score. |
AskMen.com Michael Estrin |
13 Things You Don't Know About Your Credit Report Your credit score is a very important number. Here are some things you didn't know about that mysterious number that will help you improve your rating. |
Financial Advisor July 2006 Gail Liberman |
Credit Score Surprises Credit scores can jump up and bite your financial advisory clients in ways you'd think were almost impossible. More data collected from more sources is used in unexpected ways. |
The Motley Fool April 29, 2005 Dayana Yochim |
Why's My FICO Score Wacky? Wonder why your credit scores are so wildly different? It's because the scoring systems are wildly different. |
The Motley Fool October 19, 2004 Dayana Yochim |
Your Credit File Smells Funky Bad behavior lingers on your credit report. It's time to check the expiration date. The credit scoring system has a long and unforgiving memory. |
The Motley Fool June 20, 2006 Dayana Yochim |
Fake Credit Scores for Sale You might be surprised how label-conscious your lender really is. No matter what the scoring scale, all of these systems are designed to achieve one goal -- to see how risky it is to do business with you based on your past behavior. |
The Motley Fool October 20, 2005 Dayana Yochim |
The Real Impact of Late Payments It turns out that lenders may not be keeping such close tabs after all. As it turns out, the method that lenders use to calculate the impact of late payments is less like a strict scorecard and more like the honor system. |
The Motley Fool August 24, 2004 Dayana Yochim |
Make Your Lender Tell the Truth There's a pretty good chance that your credit report is not a 100% accurate reflection of your money-handling history. One phone call and one letter can set the record straight. |
The Motley Fool February 14, 2007 Mary Dalrymple |
Fix Your Credit, Reap the Profits Improving your credit score can be great for your wallet. Once you know how lenders weigh your behavior, you can take the right steps to improve your image. |
The Motley Fool December 6, 2004 Dayana Yochim |
The Lies Lenders Tell Now that you have the right to a free peek into your credit file, you might be surprised by what everyone's saying about you. It's easier than ever to set the record straight. But you might not want to after all. |
The Motley Fool March 2, 2005 Dayana Yochim |
White Lies That Boost Your Credit Score Just smile and nod: Not every inaccuracy negatively affects your credit score. |
The Motley Fool August 11, 2004 Dayana Yochim |
I'm in Credit La La Land For a grown-up measure of your money-handling skills, look no further than the ubiquitous credit report. More than ever, what this report says matters to even the most conscientious consumer. |
The Motley Fool December 29, 2004 Dayana Yochim |
What's Your Credit Karma? Know your credit score -- it's important and it affects your life. |
Financial Advisor July 2011 Gail Liberman |
Who Deserves Credit? The real estate bust has resulted in advisors helping clients with credit score surprises. |
BusinessWeek November 28, 2005 Toddi Gutner |
Anatomy Of A Credit Score More companies are looking at credit ratings - so managing them is crucial. |
The Motley Fool December 6, 2005 Dayana Yochim |
FICO Babble The money shrink is in to help you make sense of your credit score. Together we're going to tackle your deepest FICO fears head-on. |
The Motley Fool April 11, 2005 Dayana Yochim |
The Score Is Falling! The Score Is Falling! The author reveals the credit reporting world's secret formula and looks at all the ways your money management can monkey with your credit score. |
The Motley Fool March 12, 2009 Dayana Yochim |
Dealing With a Credit Report Blemish What to do when all but one of your credit reports is corrected. |
The Motley Fool March 22, 2004 Dayana Yochim |
America Scores! March Madness extends to credit scoring. How does your state rank? |
The Motley Fool August 30, 2005 Dayana Yochim |
Your Credit Score's All Wrong The author reveals the kinks in the consumer credit scoring system and explains why the credit file you're allowed to see isn't the same one your banker uses. |
The Motley Fool June 30, 2007 Elizabeth Brokamp |
Monitor Your Own Credit Don't want pay a credit monitoring service? Do it yourself. To obtain a free copy of your credit report, you have three options. |
Financial Planning June 1, 2009 Donald Jay Korn |
Know the Score Despite their importance, most consumers know very little about the inner workings of credit scores. |
The Motley Fool June 5, 2007 Dan Caplinger |
Need Good Credit? Borrow Mine! People with bad credit can spend years trying to make up for past mistakes. But an increasing number of people have found a quicker way: buying a share of someone else's good credit rating. |
The Motley Fool January 20, 2005 Dayana Yochim |
Who Has the Keys to Your Credit File? Anyone with a "permissible purpose" can peruse your credit history. Do your own sleuthing and see who has been inquiring about your credit history. |
The Motley Fool September 2, 2005 Dayana Yochim |
Your Free Credit Report Is Here! Finally, the rest of us are allowed a free peek into our credit files. Here are the details behind the Fair and Accurate Credit Transactions Act. |
The Motley Fool November 30, 2004 Dayana Yochim |
Click Here for a Free Credit Report This spiel's for real as part of the updated Fair Credit Reporting Act passed in January that guarantees U.S. citizens a free peek into the credit files the big three reporting agencies keep on us. |
The Motley Fool March 30, 2009 Dayana Yochim |
Denied Credit? Here's How to Deal A good strategy -- at least when it comes to getting rejected for a line of credit -- is to prove the lender wrong. |
The Motley Fool January 13, 2011 June Walbert |
Ask June: Your Credit and Debt Settlements Personal finance questions on credit are answered for military personnel. |
The Motley Fool June 2, 2007 Elizabeth Brokamp |
Making Up for Missed Payments How to say sorry to your lenders and minimize the damage to your credit. |
Entrepreneur October 2005 Paul & Sarah Edwards |
Offering Credit to New Customers Never get burned again with these three tips for checking customer credit. |
Inc. November 2007 |
Firing and Personal Finance When is it time to let someone go? Plus, what to do when your credit is in shambles. |
AskMen.com Michael E. Morgan |
Fixing Your Credit Rating The first and most important step of taking control is understanding your credit and not allowing all the myths behind the infamous FICO score to keep you from taking correct steps to a perfect 800+ score. |
The Motley Fool February 28, 2005 Dayana Yochim |
Just the FACTA, Mom Residents of 12 more states can now get free copies of their credit files. If you live in the Midwest, you're eligible for a free peek into your personal financial file beginning Tuesday, March 1. Here's why you should mark your calendar for this momentous event. |
The Motley Fool November 21, 2006 Dan Caplinger |
Get the FACTs, Jack With its numerous provisions designed to give you access to your credit information, FACT gives you a powerful arsenal that allows you to be proactive in managing your credit, far beyond just checking your monthly credit card statements for items you didn't buy. |
The Motley Fool February 14, 2007 Mary Dalrymple |
Know Your Score Find out what lenders really think of you. Your credit score is the result of a statistical computation meant to tell lenders whether it's likely that you'll default on a loan. |
The Motley Fool August 22, 2005 Dayana Yochim |
Credit Scores Age Like Vintage Bordeaux From credit file conception to account closure, your credit score gets better with age. |
The Motley Fool August 16, 2005 Dayana Yochim |
Thin Is Out! A thin credit file, meaning not enough credit history, can cause creditors to turn you down for new credit. Time is the antidote. The more of it that passes, the beefier your borrowing power. |
The Motley Fool February 28, 2005 Dayana Yochim |
Urban Credit Legends Exposed! When it comes to misconceptions about credit, it's best to set the record straight before irreversible damage is done. |
The Motley Fool September 10, 2009 Dayana Yochim |
Clean Up Your Credit and Save $100,000 A few measly points is all that stands between you and a mountain of savings. |
The Motley Fool November 9, 2005 Dayana Yochim |
Want HBO? Better Check Your Credit The broadband/cable industry join credit card companies, lenders, landlords, insurers, employers, and utility companies in having an industry-specific credit scoring matrix. What does that mean for the consumer? |
The Motley Fool September 16, 2009 Dayana Yochim |
Are You in Danger of Being Blacklisted? Even the best customers are getting caught in the credit card industry's cancellation crosshairs. |
The Motley Fool September 3, 2004 Dayana Yochim |
Does J.Lo Have Lousy Credit? While being rich and famous can hurt your credit, you however can score a perfect "10." Here's how. |
The Motley Fool February 24, 2004 Robert Brokamp |
What Do They Know About You? Credit agencies have files and files of information about you. Find out what they know. |
The Motley Fool April 21, 2007 Elizabeth Brokamp |
The Scoop on Store Credit Cards Beware any promise to lend you money for free. |
The Motley Fool March 1, 2005 Dayana Yochim |
Glamour Don'ts and Credit Dos Got any credit don'ts in your file? Here's how to pretty them up. |
The Motley Fool January 12, 2004 Dayana Yochim |
APR Attack! A reader asks if it's legal for her lender to raise her interest rate because of unrelated activity on her credit report. |
The Motley Fool December 5, 2007 Mary Dalrymple |
Does Your Credit Card Do This? Some credit cards to raise your interest rates when your credit score drops, even if you're faultlessly punctual with your payments. |
The Motley Fool November 1, 2005 Dayana Yochim |
Six Tips for a Clean Credit Record If you want to improve your score, concentrate on what matters most to lenders. Here's what to look for. |
The Motley Fool October 22, 2004 Dayana Yochim |
Six Tips for a Clean Credit Record Don't bother with the small stuff. Here's what really matters to your lender. |
The Motley Fool February 7, 2006 Dayana Yochim |
Don't Let an Ex Wreck Your Credit What's worse than a divorce? Its effect on your credit score, that's what. Sprinkled throughout your intertwined credit files are reminders of your financial union gone awry. |