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Entrepreneur March 2007 Jacquelyn Lynn |
Stayin' Alive For businesses needing key person coverage, insurance to collateralize loans or meet the requirements of buy/sell agreements, or life insurance for other reasons, ROP is an attractive alternative to traditional term or permanent life insurance. |
BusinessWeek May 10, 2004 Carol Marie Cropper |
Premiums You Can Retrieve An old insurance product is back that refunds every penny paid in premiums if you outlive the 15-, 20-, or 30-year term of the policy. |
Registered Rep. June 1, 2006 Kevin McKinley |
Premium Option When financial advisors start offering life insurance to their clients, they soon learn how wide the divergence is between term and permanent policies. Permanent policies are much more lucrative for advisors and provide some cash for clients during their lifetime. |
Registered Rep. July 18, 2011 Alan Lavine |
Considering Life Insurance for Single Clients More than half -- 54 percent of single men and 58 percent of single women -- lack life insurance coverage. |
The Motley Fool December 4, 2006 Emil Lee |
Insurance Industry Basics: Premiums What are they, and how do they work? Like great value investors, great insurance companies do business only when risk-adjusted returns are favorable. |
The Motley Fool May 5, 2004 |
Whole Life vs. Term Life Whole and term are the two main forms of life insurance you should understand. Buy the kind of insurance that makes the most sense for you. |
Inc. March 2006 Darren Dahl |
Risking Your Life (Insurance) Your dangerous diversions and trail-blazing travels could hurt your life insurance policy -- even if it doesn't hurt you. |
Registered Rep. October 21, 2014 Alan Lavine |
Should You Use Term Insurance for Younger Clients? Financial advisors often favor term insurance for young couples. The cost savings over permanent life can be used to fund other financial planning needs. |
Managed Care October 2000 |
Employer-based coverage up in strong economy Health insurance premiums rose 8.3 percent over the past year for all types of coverage, according to an annual survey of employers... |
Investment Advisor August 2006 Marlene Y. Satter |
Insurance Update: Insurance Multitasking Long-term care insurance is frequently a hard sell, until people are older and often ineligible for coverage. Planners thus may be interested in a multifaceted strategy that answers several needs at once. |
Registered Rep. August 19, 2014 Alan Lavine |
The Hidden Costs of Partial Premium Payments Pay careful attention to the hidden interest charges your clients are paying on their insurance policies -- they are higher than you think. |
The Motley Fool August 3, 2007 Dan Caplinger |
When to Buy Long-Term Care Insurance Long-term care insurance pays out financial benefits to help you pay the expenses of nursing homes and home health care. Should you buy now, wait, or just skip the whole thing? |
The Motley Fool June 17, 2009 Dan Caplinger |
Profit From the Stalling Rally Anybody can make money when stocks are going up, and if you know how to sell stocks short, you can profit when stocks drop, too. But what the heck are you supposed to do in a flat market? Here's how even flat markets can produce profits. |
Financial Advisor January 2009 Mary Rowland |
Getting The Most From No-Lapse Coverage No-lapse universal life keeps growing, but few understand these policies. |
The Motley Fool January 26, 2007 Dan Caplinger |
Fall Into the Medigap: Part 3 Medicare supplemental insurance may give you the additional protection you need. By understanding and evaluating your Medigap options, you can manage the financial risk of medical expenses, giving you the confidence that your health needs will be met. |
Registered Rep. January 18, 2011 Alan Lavine |
Insurers Raising Premiums, Changing Terms on Long-term Care Policies If you're selling long-term care insurance to clients, it's best to stay away from carriers with a history of raising premiums or discontinuing other types of insurance coverage. |
Investment Advisor May 2006 Marlene Y. Satter |
Insurance Update: The Whole Picture Beyond helping clients grow their assets, financial advisors need to know what's available to protect their clients' financial security and quality of life. Here is a life insurance product that does just that. |
The Motley Fool October 8, 2004 |
The Lifetime Cost of a Car That spiffy car you want might cost more than you think. |
Managed Care March 2001 |
To Control Costs, CalPERS Rejects All Bids for 2002 In a dramatic attempt to keep a lid on health care premiums, the California Public Employees' Retirement System threw out every bid it received from health plans competing for a chunk of its business in 2002.... |
Registered Rep. September 21, 2010 Alan Lavine |
Empty Nesters May Still Need To Purchase Life Should your empty nester clients get life insurance? Perhaps -- if they have a lot of personal and/or business liabilities or concerns about estate taxes. |
The Motley Fool August 31, 2007 Dan Caplinger |
Keep Life Insurance Simple Why make a useful tool more complicated than it needs to be? Life insurance is a helpful tool to have. |
Registered Rep. October 17, 2011 Alan Lavine |
Tune Up: Sometimes It Makes Sense to Exchange a Client's Life Insurance Policy Today's life insurance policy may provide more benefits at a lower cost than coverage purchased more than a decade ago. |
The Motley Fool December 21, 2005 |
Do You Need Long-Term Care Insurance? Don't put off at least thinking about it. Here are some quick guidelines to help determine your long-term care insurance needs. |
The Motley Fool November 4, 2011 Robert Brokamp |
Give Your Life Insurance a Checkup Are you getting the right amount of life insurance? |
Entrepreneur December 2005 Scott Bernard Nelson |
A Rising Tide Though costs will likely go up in the wake of the recent hurricanes, flood insurance is still a life preserver worth considering. |
The Motley Fool August 27, 2004 Roy Lewis |
How Does Insurance Affect Your Taxes? Which plans are deductible, and which are taxable? Here's help sorting them out. |
BusinessWeek July 12, 2004 Howard Gleckman |
Providing For Your Own Care Long-term care insurance is getting even more pricey, so shop carefully. |
Managed Care October 2007 |
Headlines On Deadline... Health insurance premiums rose an average of 6.1% in 2007... Employers are backing the development of Web-based health records... Commercial health plans posted improvements in 30 of 44 quality of care measures... |
Registered Rep. November 1, 2005 Lynn O'Shaughnessy |
Medicare Drug Benefit 101 If financial advisers can understand the basics of the new Medicare drug benefit plan, they can provide a great service to their clients -- perhaps even save them money in premiums. Here's where to start. |
The Motley Fool July 14, 2009 Dayana Yochim |
Hit the Brakes on Car Insurance Costs Four ways to slash your car insurance premiums by as much as one-half. |
Registered Rep. November 26, 2015 Mark Miller |
Medicare Changes Coming Up If you haven't done a check-up on your clients' retirement health care costs lately, it's a good time to update the numbers. |
The Motley Fool November 15, 2005 David Braze |
Should You Buy Long-Term Care Insurance? An insurance policy can help pay for senior care, but it may not be right for everyone. |
The Motley Fool January 11, 2010 Dayana Yochim |
Brag to Your Insurer and Save $400 There's a good chance you're overpaying to insure your car. Here's how to score significant discounts with a single phone call. |
The Motley Fool April 22, 2009 |
Term Life vs. Cash Value Insurance Policies Make sure you're getting the right insurance protection for your family. |
The Motley Fool August 31, 2004 Dayana Yochim |
Credit Dings = Insurance Woes A few problems on your credit report can boost your auto insurance premiums. |
The Motley Fool April 20, 2004 Robert Brokamp |
Raise Your Deductible? You can lower your insurance premiums by increasing your deductible -- but is it worth it? |
Reason March 2009 Ronald Bailey |
Pay Up A new study, by economists at Brigham Young University, the Brookings Institution, and the National Bureau of Economic Research, found that community rating raises premiums by 10 percent to 17 percent for individual policies and by 21 percent to 33 percent for family policies. |
Inc. June 2008 |
How To Choose A Health Care Plan: Behind the Premiums Information about the formulas insurance companies use to arrive at a group health plan premium. |
Registered Rep. September 1, 2004 Jason Van Steenwyk |
E & O and U Since 2001, advisors nationwide have been rocked with increases in professional liability insurance premiums. |
The Motley Fool June 27, 2006 Dan Caplinger |
Protecting Your Small Business If your business partner moves on, make sure your business can still prosper. |
CFO May 15, 2012 David McCann |
Key-Person Insurance: A Cash-Flow Caveat Classifying premiums paid on company-owned life insurance policies as an operating use of cash can distort operating and free cash flows, says a new study. |
The Motley Fool January 26, 2004 Selena Maranjian |
Save on Homeowners Insurance Insure your biggest asset -- but don't pay too much. |
Managed Care September 2003 |
Verizon Wants Workers To Pay Part of Premium In yet another instance in which health benefits play a major role in union negotiations, Verizon employees cite that company's plan to make workers pay part of the premium as a major sticking point in talks. |
The Motley Fool April 23, 2009 |
Why You Need a Renewable Term Life Policy How to attain ongoing life insurance coverage regardless of your health. |
The Motley Fool November 16, 2004 |
Save on Homeowner's Insurance You may not have to pay as much as you're paying to protect your home. |
Managed Care November 2003 |
Malpractice protection efforts seem to come up short Medical malpractice insurance premiums continue to rise, even as some states place caps on non-economic damages, according to a survey by Weiss Ratings. |
The Motley Fool July 5, 2006 Will Frankenhoff |
A Premium Play on China's Middle Class China Life offers an attractive way to add an insurance player to your portfolio. But after the recent run-up, shares aren't exactly cheap. |
The Motley Fool January 14, 2009 Dayana Yochim |
Fiscal Fitness '09: Trim $240 From Your Home Insurance Tab Pay a lot less in premiums instantly and still get the same coverage. |
The Motley Fool April 4, 2007 Selena Maranjian |
Making Long-Term Care More Affordable Here are some tips to lower long-term care insurance premiums. |
The Motley Fool December 15, 2005 David Braze |
Some Final Words on Long-Term Care Do your research on long-term care options now, while you can calmly and rationally evaluate your options. If you do so today, then you and your loved ones won't have to make rushed decisions later. |