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Entrepreneur
March 2007
Jacquelyn Lynn
Stayin' Alive For businesses needing key person coverage, insurance to collateralize loans or meet the requirements of buy/sell agreements, or life insurance for other reasons, ROP is an attractive alternative to traditional term or permanent life insurance. mark for My Articles similar articles
BusinessWeek
May 10, 2004
Carol Marie Cropper
Premiums You Can Retrieve An old insurance product is back that refunds every penny paid in premiums if you outlive the 15-, 20-, or 30-year term of the policy. mark for My Articles similar articles
Registered Rep.
June 1, 2006
Kevin McKinley
Premium Option When financial advisors start offering life insurance to their clients, they soon learn how wide the divergence is between term and permanent policies. Permanent policies are much more lucrative for advisors and provide some cash for clients during their lifetime. mark for My Articles similar articles
Registered Rep.
July 18, 2011
Alan Lavine
Considering Life Insurance for Single Clients More than half -- 54 percent of single men and 58 percent of single women -- lack life insurance coverage. mark for My Articles similar articles
The Motley Fool
December 4, 2006
Emil Lee
Insurance Industry Basics: Premiums What are they, and how do they work? Like great value investors, great insurance companies do business only when risk-adjusted returns are favorable. mark for My Articles similar articles
The Motley Fool
May 5, 2004
Whole Life vs. Term Life Whole and term are the two main forms of life insurance you should understand. Buy the kind of insurance that makes the most sense for you. mark for My Articles similar articles
Inc.
March 2006
Darren Dahl
Risking Your Life (Insurance) Your dangerous diversions and trail-blazing travels could hurt your life insurance policy -- even if it doesn't hurt you. mark for My Articles similar articles
Registered Rep.
October 21, 2014
Alan Lavine
Should You Use Term Insurance for Younger Clients? Financial advisors often favor term insurance for young couples. The cost savings over permanent life can be used to fund other financial planning needs. mark for My Articles similar articles
Managed Care
October 2000
Employer-based coverage up in strong economy Health insurance premiums rose 8.3 percent over the past year for all types of coverage, according to an annual survey of employers... mark for My Articles similar articles
Investment Advisor
August 2006
Marlene Y. Satter
Insurance Update: Insurance Multitasking Long-term care insurance is frequently a hard sell, until people are older and often ineligible for coverage. Planners thus may be interested in a multifaceted strategy that answers several needs at once. mark for My Articles similar articles
Registered Rep.
August 19, 2014
Alan Lavine
The Hidden Costs of Partial Premium Payments Pay careful attention to the hidden interest charges your clients are paying on their insurance policies -- they are higher than you think. mark for My Articles similar articles
The Motley Fool
August 3, 2007
Dan Caplinger
When to Buy Long-Term Care Insurance Long-term care insurance pays out financial benefits to help you pay the expenses of nursing homes and home health care. Should you buy now, wait, or just skip the whole thing? mark for My Articles similar articles
The Motley Fool
June 17, 2009
Dan Caplinger
Profit From the Stalling Rally Anybody can make money when stocks are going up, and if you know how to sell stocks short, you can profit when stocks drop, too. But what the heck are you supposed to do in a flat market? Here's how even flat markets can produce profits. mark for My Articles similar articles
Financial Advisor
January 2009
Mary Rowland
Getting The Most From No-Lapse Coverage No-lapse universal life keeps growing, but few understand these policies. mark for My Articles similar articles
The Motley Fool
January 26, 2007
Dan Caplinger
Fall Into the Medigap: Part 3 Medicare supplemental insurance may give you the additional protection you need. By understanding and evaluating your Medigap options, you can manage the financial risk of medical expenses, giving you the confidence that your health needs will be met. mark for My Articles similar articles
Registered Rep.
January 18, 2011
Alan Lavine
Insurers Raising Premiums, Changing Terms on Long-term Care Policies If you're selling long-term care insurance to clients, it's best to stay away from carriers with a history of raising premiums or discontinuing other types of insurance coverage. mark for My Articles similar articles
Investment Advisor
May 2006
Marlene Y. Satter
Insurance Update: The Whole Picture Beyond helping clients grow their assets, financial advisors need to know what's available to protect their clients' financial security and quality of life. Here is a life insurance product that does just that. mark for My Articles similar articles
The Motley Fool
October 8, 2004
The Lifetime Cost of a Car That spiffy car you want might cost more than you think. mark for My Articles similar articles
Managed Care
March 2001
To Control Costs, CalPERS Rejects All Bids for 2002 In a dramatic attempt to keep a lid on health care premiums, the California Public Employees' Retirement System threw out every bid it received from health plans competing for a chunk of its business in 2002.... mark for My Articles similar articles
Registered Rep.
September 21, 2010
Alan Lavine
Empty Nesters May Still Need To Purchase Life Should your empty nester clients get life insurance? Perhaps -- if they have a lot of personal and/or business liabilities or concerns about estate taxes. mark for My Articles similar articles
The Motley Fool
August 31, 2007
Dan Caplinger
Keep Life Insurance Simple Why make a useful tool more complicated than it needs to be? Life insurance is a helpful tool to have. mark for My Articles similar articles
Registered Rep.
October 17, 2011
Alan Lavine
Tune Up: Sometimes It Makes Sense to Exchange a Client's Life Insurance Policy Today's life insurance policy may provide more benefits at a lower cost than coverage purchased more than a decade ago. mark for My Articles similar articles
The Motley Fool
December 21, 2005
Do You Need Long-Term Care Insurance? Don't put off at least thinking about it. Here are some quick guidelines to help determine your long-term care insurance needs. mark for My Articles similar articles
The Motley Fool
November 4, 2011
Robert Brokamp
Give Your Life Insurance a Checkup Are you getting the right amount of life insurance? mark for My Articles similar articles
Entrepreneur
December 2005
Scott Bernard Nelson
A Rising Tide Though costs will likely go up in the wake of the recent hurricanes, flood insurance is still a life preserver worth considering. mark for My Articles similar articles
The Motley Fool
August 27, 2004
Roy Lewis
How Does Insurance Affect Your Taxes? Which plans are deductible, and which are taxable? Here's help sorting them out. mark for My Articles similar articles
BusinessWeek
July 12, 2004
Howard Gleckman
Providing For Your Own Care Long-term care insurance is getting even more pricey, so shop carefully. mark for My Articles similar articles
Managed Care
October 2007
Headlines On Deadline... Health insurance premiums rose an average of 6.1% in 2007... Employers are backing the development of Web-based health records... Commercial health plans posted improvements in 30 of 44 quality of care measures... mark for My Articles similar articles
Registered Rep.
November 1, 2005
Lynn O'Shaughnessy
Medicare Drug Benefit 101 If financial advisers can understand the basics of the new Medicare drug benefit plan, they can provide a great service to their clients -- perhaps even save them money in premiums. Here's where to start. mark for My Articles similar articles
The Motley Fool
July 14, 2009
Dayana Yochim
Hit the Brakes on Car Insurance Costs Four ways to slash your car insurance premiums by as much as one-half. mark for My Articles similar articles
Registered Rep.
November 26, 2015
Mark Miller
Medicare Changes Coming Up If you haven't done a check-up on your clients' retirement health care costs lately, it's a good time to update the numbers. mark for My Articles similar articles
The Motley Fool
November 15, 2005
David Braze
Should You Buy Long-Term Care Insurance? An insurance policy can help pay for senior care, but it may not be right for everyone. mark for My Articles similar articles
The Motley Fool
January 11, 2010
Dayana Yochim
Brag to Your Insurer and Save $400 There's a good chance you're overpaying to insure your car. Here's how to score significant discounts with a single phone call. mark for My Articles similar articles
The Motley Fool
April 22, 2009
Term Life vs. Cash Value Insurance Policies Make sure you're getting the right insurance protection for your family. mark for My Articles similar articles
The Motley Fool
August 31, 2004
Dayana Yochim
Credit Dings = Insurance Woes A few problems on your credit report can boost your auto insurance premiums. mark for My Articles similar articles
The Motley Fool
April 20, 2004
Robert Brokamp
Raise Your Deductible? You can lower your insurance premiums by increasing your deductible -- but is it worth it? mark for My Articles similar articles
Reason
March 2009
Ronald Bailey
Pay Up A new study, by economists at Brigham Young University, the Brookings Institution, and the National Bureau of Economic Research, found that community rating raises premiums by 10 percent to 17 percent for individual policies and by 21 percent to 33 percent for family policies. mark for My Articles similar articles
Inc.
June 2008
How To Choose A Health Care Plan: Behind the Premiums Information about the formulas insurance companies use to arrive at a group health plan premium. mark for My Articles similar articles
Registered Rep.
September 1, 2004
Jason Van Steenwyk
E & O and U Since 2001, advisors nationwide have been rocked with increases in professional liability insurance premiums. mark for My Articles similar articles
The Motley Fool
June 27, 2006
Dan Caplinger
Protecting Your Small Business If your business partner moves on, make sure your business can still prosper. mark for My Articles similar articles
CFO
May 15, 2012
David McCann
Key-Person Insurance: A Cash-Flow Caveat Classifying premiums paid on company-owned life insurance policies as an operating use of cash can distort operating and free cash flows, says a new study. mark for My Articles similar articles
The Motley Fool
January 26, 2004
Selena Maranjian
Save on Homeowners Insurance Insure your biggest asset -- but don't pay too much. mark for My Articles similar articles
Managed Care
September 2003
Verizon Wants Workers To Pay Part of Premium In yet another instance in which health benefits play a major role in union negotiations, Verizon employees cite that company's plan to make workers pay part of the premium as a major sticking point in talks. mark for My Articles similar articles
The Motley Fool
April 23, 2009
Why You Need a Renewable Term Life Policy How to attain ongoing life insurance coverage regardless of your health. mark for My Articles similar articles
The Motley Fool
November 16, 2004
Save on Homeowner's Insurance You may not have to pay as much as you're paying to protect your home. mark for My Articles similar articles
Managed Care
November 2003
Malpractice protection efforts seem to come up short Medical malpractice insurance premiums continue to rise, even as some states place caps on non-economic damages, according to a survey by Weiss Ratings. mark for My Articles similar articles
The Motley Fool
July 5, 2006
Will Frankenhoff
A Premium Play on China's Middle Class China Life offers an attractive way to add an insurance player to your portfolio. But after the recent run-up, shares aren't exactly cheap. mark for My Articles similar articles
The Motley Fool
January 14, 2009
Dayana Yochim
Fiscal Fitness '09: Trim $240 From Your Home Insurance Tab Pay a lot less in premiums instantly and still get the same coverage. mark for My Articles similar articles
The Motley Fool
April 4, 2007
Selena Maranjian
Making Long-Term Care More Affordable Here are some tips to lower long-term care insurance premiums. mark for My Articles similar articles
The Motley Fool
December 15, 2005
David Braze
Some Final Words on Long-Term Care Do your research on long-term care options now, while you can calmly and rationally evaluate your options. If you do so today, then you and your loved ones won't have to make rushed decisions later. mark for My Articles similar articles