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Registered Rep.
December 1, 2005
Todd K. Ballenger |
Go With the (Reverse) Flow Help your clients by reversing outdated thinking about reverse mortgages. Learn to accommodate more of their "I needs" and their "I wants." Regard a reverse the way you would a forward mortgage: It is simply a device for improving cash flow.   |
Registered Rep.
April 18, 2012
Kevin McKinley |
The New Reverse Mortgage Magic There is a lesser-known use of this financial tool: letting qualifying buyers purchase a home with a decent down payment, but no mortgage to pay off, and with no in-depth consideration of their income, assets, or credit situation. |
U.S. Banker
March 2008
Anthony Malakian |
Reverse Mortgages Move Into the Mainstream Whether as a last resort to keep one's house or to finance a Mediterranean trip reverse mortgages are increasingly enticing seniors in want of additional income. |
The Motley Fool
December 31, 2004 |
The Reverse Mortgage Lowdown You can sell your home but stay in it -- sort of. A reverse mortgage allows you to convert the equity in your home into a lump-sum payment, monthly income, or a line of credit. |
The Motley Fool
April 21, 2010
Dan Caplinger |
Is the Housing ATM Reopening? Many seniors will be glad to hear what a number of lending institutions are saying about reverse mortgages. They are getting less expensive. |
Financial Planning
August 1, 2005
Roccy DeFrancesco |
Staying at Home Reverse mortgages may be the answer for seniors in danger of outliving their assets. Even if an RM is not a good fit for your clients, it is important to know about them so you can advise clients if their friends, children or an outside advisor suggest an RM to them. |
The Motley Fool
March 28, 2007
Mary Dalrymple |
Don't Fail This Mortgage Quiz Avoid payment shock by knowing your mortgage's intimate details. |
Financial Planning
November 1, 2011
June Fletcher |
Going Into Reverse Several big banks have abandoned reverse mortgages this year, some watchdog groups have maligned them and consumers have shied away from them. Nevertheless, now may be a good time to recommend them to clients. |
AskMen.com
Michael Estrin |
How to Take Advantage of Home Equity Nearly 47% of household assets are tied up in the primary residence. Here are two ways to get at that cash and some tips on what you should use it for. |
The Motley Fool
April 22, 2004 |
Sell Stock to Pay Off a Mortgage? Does it make sense to add to your portfolio when you owe so much on your home? |
Financial Planning
September 1, 2005
Roccy DeFrancesco |
The 1% Solution Here's a new way to monetize real estate while still paying interest on a mortgage. |
The Motley Fool
September 1, 2004 |
Don't Overpay for Your Mortgage For most homeowners, the mortgage payment is by far their biggest monthly expense. Spending 60 seconds reviewing it can do wonders for your budget. So, let's take a look... |
Financial Advisor
January 2008
Gail Liberman |
A New Focus On Reverse Mortgages Many of the 78 million baby boomers are marching toward retirement with inadequate savings. Some see reverse mortgages as the one thing that might bail them out. |
BusinessWeek
August 15, 2005 |
Don't Forget Home Equity To business professor Dean Gatzlaff, your home should be part of any asset allocation plan. |
The Motley Fool
April 25, 2007
Dan Caplinger |
Are You Upside-Down? Falling property values have people owing more than their house is worth. If you're in this situation, don't panic. However, don't expect to find easy answers. |
The Motley Fool
March 24, 2004
Selena Maranjian |
Buying Stocks With Your Home Refinancing your home in order to get capital to invest in the stock market may not be a good idea. |
The Motley Fool
December 8, 2006
Mary Dalrymple |
Mortgage Power for Everyone Arm yourself with information before shopping for a home loan. |
U.S. Banker
August 2006
Lee Conrad |
Retiree Demand Trumps A Once-Dismal Reputation More retirees, who have woefully under-financed retirement plans, are choosing reverse mortgages. Some bankers see a large market with growth potential, but they have their work cut out for them. |
Financial Advisor
November 2011
Gail Liberman |
Hope For Retirees? Reverse mortgages are still being criticized for their complexity and high fees, but demand is rising and some advisors see advantages. |
The Motley Fool
April 19, 2004
Chris Mallon |
In Your Best Interest Rising home prices make interest-only mortgages a popular tool for homebuyers. |
Financial Planning
June 1, 2008
Donald Jay Korn |
Shift to Reverse As the population ages, financial planning is moving from the age of accumulation into the dawn of distribution. |
Registered Rep.
November 1, 2006
Kevin McKinley |
Through the Mortgage Maze The conventional financial planning wisdom is to get out of any debt you may have as soon as possible. But that may not apply to everyone. Here are 10 questions that can help you and your client weigh where that dollar should actually go. |
The Motley Fool
March 20, 2007
Mary Dalrymple |
5 Reasons to Scrimp for a Down Payment Of the million or so hurdles you can encounter between you and your first home, the down-payment hurdle can sometimes loom the largest. It's not easy, but it can save you more money down the road. |
The Motley Fool
May 17, 2006
Selena Maranjian |
Real Estate Reality Check Should you pay down your mortgage or put that money in the market? If your investment horizon is long -- at least 10 years -- then the stock market is likely to be a great place for your money. Here are some ideas. |
BusinessWeek
February 5, 2007
Ellen Hoffman |
Pumping Up Your Reverse Mortgage New 'jumbos' are giving retirees the cash they need to stay in their houses. |
The Motley Fool
December 27, 2006
Mary Dalrymple |
ARMs in All Shapes and Sizes Heed some warnings when shopping for an adjustable-rate mortgage. |
The Motley Fool
January 22, 2004 |
Optimize Your Mortgage Take a minute to see if you can benefit from even lower interest rates. |
The Motley Fool
June 23, 2011
Selena Maranjian |
Banks Say No Thanks to Reverse Mortgages Should you do likewise? |
The Motley Fool
November 21, 2006
Mary Dalrymple |
Mortgage Math How long should it take to pay for your home sweet home? How a mortgage fits into your financial plan depends on you -- your goals, your plans, your spending habits, your financial personality. |
The Motley Fool
June 21, 2006 |
Some Debt Is OK The important thing is the interest rate -- and your ability to pay. |
The Motley Fool
January 24, 2007
Dan Caplinger |
Lock That Rate! Safeguarding against mortgage rate movements can save you thousands. |
Registered Rep.
December 8, 2011
Mark Miller |
How Reverse Mortgages Can Help Your Older Clients The reverse mortgage industry is re-focusing on a relatively new lower-cost loan type, which is starting to get traction in the market. |
The Motley Fool
February 15, 2008
Mary Dalrymple |
Small Payments, Big Commitment Think before you fall for an attractive low payment on a longer-term loan. |
BusinessWeek
June 14, 2004
Peter Coy |
The Right Way To Choose A Mortgage With gasoline over $2 a gallon and inflation making headlines, the conventional wisdom says you should get a fixed-rate mortgage. That seems sensible, but it's the wrong way to choose a mortgage. |
The Motley Fool
January 28, 2004
Selena Maranjian |
Save Money on Your Mortgage Why spend more than you have to? There are a few ways you might be able to save money on the next mortgage you secure. |
The Motley Fool
April 19, 2007
Rich Duprey |
Get Married to Your Mortgage Make "till death do us part" a solemn vow of your home mortgage. |
This Old House
Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. |
The Motley Fool
September 24, 2004 |
Some Debt Is OK Pay attention to the interest rates you're paying on your debt. |
The Motley Fool
November 2, 2006 |
Mortgage Points, Explained If you're learning about mortgages, you'll hear the term "points" a lot. A "point" is 1% of the value of the mortgage loan. |
The Motley Fool
October 27, 2006 |
On Private Mortgage Insurance Private mortgage insurance (PMI) is extra insurance a lender may require you to buy if you're forking over less than 20% of a property's value as a down payment. |
The Motley Fool
August 15, 2005
Seth Jayson |
Don't Get Crushed by Your Home If that "pick-your-own-payment" mortgage sounds too good to be true, that's only because it is. |
Registered Rep.
April 27, 2011
Kevin McKinley |
Reverse Mortgages Preferable to Selling Mom's Home Many of your Boomer clients have elderly parents who are facing a seemingly unsolvable problem: how to produce enough income to cover increasing living costs without jeopardizing investment principal. |
AskMen.com
Michael Estrin |
9 Mortgage Don'ts But no matter how much you owe, unless you're a lottery winner, you've probably used a mortgage to buy your home. Here are some tips on what not to do when making one of the biggest purchases of your life. |
The Motley Fool
October 7, 2005 |
What's Your Down Payment? If you're wondering what percentage of what you're paying for a house should be your down payment, know that there's no single best amount, and it will likely vary according to your situation. |
BusinessWeek
July 14, 2003
Anne Tergesen |
Home Loans with Bells and Whistles Some new twists on mortgages offer more flexibility -- for a price. |
Registered Rep.
October 11, 2013
Mark Miller |
Should Older Clients Pay Off their Mortgages? Are you in denial about your older clients' mortgage debt? Pre-retired households are carrying larger mortgages in the wake of the housing bubble and bust, and many are carrying that debt into retirement. |
The Motley Fool
June 30, 2004 |
What's Your Down Payment? Learn to determine how much you should put down when buying a home. |
Entrepreneur
September 2008
Rosalind Resnick |
The Going Rate Think long-term when it comes to refinancing. |
The Motley Fool
October 12, 2006
Mary Dalrymple |
Payment Shock! The Fed worries that mortgage buyers will get blindsided by certain mortgages. If you're in the market for a home, look at all of the different types of mortgages available. |
The Motley Fool
April 15, 2004 |
Invest What You Can Afford Borrowing money to invest in the stock market might not be a good idea. |
