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Insurance & Technology November 24, 2003 Anthony O'Donnell	IRS OKs Health Card Tech IRS rulings have authorized the use of debit and credit cards by flexible spending account (FSA) and health reimbursement arrangements (HRA). Companies are working to develop a combination health plan ID and payment card to access account funds.
Bank Systems & Technology June 26, 2006 Maria Bruno-Britz	Jack of All Trades, Master of Most Cards once again are proving just how versatile they can be as payments instruments. The latest card push is in the area of healthcare flexible spending accounts.
Insurance & Technology November 17, 2004 Wendy Toth	Easy Money Hartford Life has made flexible spending accounts an option for more consumers by utilizing debit cards. This convenience is maintained through a technology network supported by proprietary software. Since rolling out the program, the company has doubled its FSA participation.
Managed Care September 2003 Tony Berberabe	Pharmacy Benefit Starts To Reflect Push for Consumer-Directed Care Health insurance plans looking for a low-risk way to experiment with new benefit designs might start with the pharmacy benefit.
Insurance & Technology August 26, 2004 Peggy Bresnick Kendler	Smart Payment Options Card payments promise to increase consumer convenience and streamline transaction processing, but for insurers, they represent a new business - with new technology challenges.
The Motley Fool June 10, 2005 Roy Lewis	FSAs: Now With More Grace! Flexible spending arrangements are a beautiful thing. How will the new "grace period" affect you? It's never too early to discuss these changes with the human resources and/or benefits professionals in your company.
Bank Technology News February 2008 Michael Sisk	Open Road Estimates on the growth of the consumer-driven health care market vary, but virtually all predict robust increases.
Managed Care December 2005	Pharmacy Cost Increases Below Medical for the First Time in Four Years According to a survey of 70 health care insurers, prescription costs are expected to increase at a lower rate than medical costs during the next 12 months.
Managed Care December 2004 MargaretAnn Cross	Companies Seek Guidance As Payment Options Increase HSAs, FSAs, HRAs -- it's all alphabet soup to many employers. HMOs need to be able to accommodate all sorts of new payment schemes.
Insurance & Technology February 2, 2006 Maria Woehr	Aligning on Payments WellChoice and American Express have teamed to offer the American Express HealthPay Plus Card, a healthcare payment solution for participants in Empire Total Blue's consumer-directed health plan.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
Bank Systems & Technology May 17, 2010 Penny Crosman	MasterCard Resists Senate's Merchant Fee Cut Card group says Durbin amendment to financial reform bill will lead to higher payment card costs and less choice for consumers.
BusinessWeek November 22, 2004 Toddi Gutner	Time To Empty That Piggybank If you won't be using the balance of your use-it-or-lose-it flexible spending account at the doctor's office, here are some ways you can eat up the surplus before year's end.
Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
Managed Care May 2006	Many More CDH Plans to Include Pharmacy The number of plan sponsors that will offer consumer-directed health plans that integrate pharmacy and medical benefits increased more than 16-fold, from 3 to 50, between January 2005 and January 2006, according to Medco Health Solutions.
The Motley Fool May 17, 2010 Morgan Housel	Congress Drops an Axe on the Credit Card Industry Why suppressed interchange fees could kill Visa and MasterCard.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
The Motley Fool November 9, 2011 Navjot Kaur	No Slowing Down for MasterCard MasterCard posts a good third quarter
The Motley Fool March 26, 2004 Roy Lewis	Paying Taxes Electronically Completing a tax return isn't easy, but paying your taxes is.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Managed Care July 2005 Tony Berberabe	Change in Thinking For Pharmacy Benefits in CDHP The difference between the pharmacy benefit in a consumer-directed health plan and a traditional health plan is greater generic drug utilization.
The Motley Fool September 2, 2006 Elizabeth Brokamp	"Debit or Credit?" Choosing the right method of payment at the right time could save you big.
The Motley Fool March 15, 2011 Selena Maranjian	Tell Congress to Let You Keep Your Money You may no longer have to forfeit your hard-earned FSA dollars.
The Motley Fool December 20, 2010 April Taylor	2 Stocks That May Spring a Leak Visa and MasterCard have benefited mightily from consumers' shift from paper to plastic, garnering fees on each transaction. Will these companies' moats survive 2011?
Inc. January 2004 Alison Stein Wellner	Passing the Buck A new health care tactic aims to lower costs by forcing employees to do a better job managing their own health expenses.
Pharmaceutical Executive October 1, 2010	Pharmacies are Our Friends An underutilized sales resource, pharmacies and their staffs can help lead to improved scrip fulfillment and increased business.
The Motley Fool August 4, 2010 Morgan Housel	Are Visa and MasterCard Really Under Attack? I wouldn't bet on it. These moats are still safe.
Managed Care September 2003 MargaretAnn Cross	Consumer-Directed Health Care: Too Good To Be True? People talk about it as the sure way to control costs and give consumers the choice they seem to want. Are we being realistic?
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
Financial Planning January 1, 2005 Kevin J. Delaere	Healthy Advice Both clients and financial advisers should consider health and medical savings accounts as a vital part of an investment plan.
CIO February 1, 2007 Michael Fitzgerald	All Charged Up MasterCard gets a payoff through a flexible approach to IT-enabled product development.
Managed Care March 2004 MargaretAnn Cross	Consumer-Directed Plans Begin Measuring Patient Satisfaction Initial results are promising. Employees turn toward preventive medicine and away from expensive drug therapies.
The Motley Fool April 5, 2011 Dan Caplinger	This Company Wants to Win Your Wallet The way you pay is changing. This company wants to profit from it.
The Motley Fool February 8, 2010 Morgan Housel	Better Investment: Visa or MasterCard? Visa and MasterCard both reported full-year 2009 results last week. So let's weigh 'em in, unpack the numbers, and declare a winner.
U.S. Banker February 2008 Anthony Malakian	Decoupled Relationships: The Evolution of Debit The days of decoupled debit cards are upon us.
Managed Care November 2007 MargaretAnn Cross	The Evolving Health Plan The consumer-directed health care model isn't taking the country by storm, but its innovations are influencing other coverage designs.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
The Motley Fool February 25, 2005 Brian Gorman	Omnicare's Grace Under Pressure The pharmacy services provider is responding well to the challenges in its business.
The Motley Fool December 5, 2007 Dayana Yochim	Year-End Money "Must-Dos" The procrastinator's guide to four essential December tax moves and what you can put off (for now).
Bank Technology News December 2004 John Adams	Cards: RBC Brings Canada's Debit Culture To U.S. RBC is the first Canadian bank to offer debit card usage in the U.S. for its Canadian customers. It's a smart move considering they use debit in droves and visit the states as a matter of course.
The Motley Fool July 30, 2009 Brian Orelli	A Good Business Model for Bad Times Some businesses benefit when people are hurting. It's a beautiful time to be a pharmacy benefit manager, since that business model essentially results in them making more money when their customers save money.
BusinessWeek August 4, 2010 Eichenbaum & Collins	Smartphones May Soon Replace Credit Cards AT&T and Verizon Wireless are readying a mobile payment system that could render plastic obsolete.
The Motley Fool December 15, 2009 Dayana Yochim	4 Year-End Money "Must-Dos" Don't drop the ball on these -- get them done before the ball drops!
Managed Care September 2006 Martin Sipkoff	Specialty Pharmacy Grows As Cost-Control Option As the population ages, specialty pharmacy is becoming a unique, profitable, and invaluable delivery system. Plans are increasingly turning to specialty pharmacies to provide the expertise they lack.
Managed Care September 2005	It's Good to be a Pharmacist in California Salaries for staff pharmacists saw a healthy jump of 5.5% in 2005, compared to 2004.
BusinessWeek October 15, 2009 Lloyd Constantine	Let's End the Debit Card Fee-for-All The Fed needs to start exercising oversight over debit-card fees.
The Motley Fool April 30, 2008 Elizabeth Brokamp	"Debit or Credit?" The cashier is waiting for your answer. Which is the better choice? Debit or credit?
The Motley Fool August 15, 2007 Mary Dalrymple	Drug Costs Giving You a Headache? If you want to cut your prescription drug costs, you can do more than just switch to generic brands. Shop around and ask questions. It's your health, and it's your money.
Bank Systems & Technology November 23, 2009 Maria Bruno-Britz	This Holiday Shopping Season Will See More Debit, Less Credit Accenture Holiday Shopping Survey notes that thrifty Americans are opting to use cash/debit in their spending and that banks would do well to be mindful of these changing payment preferences.
The Motley Fool April 2, 2004 Roy Lewis	Can't Pay Your Taxes? If your tax bill is more than you can afford, take steps to minimize penalties and interest.